One of my more popular articles is the one about How to Get out of Debt (more specifically, get out of bad debts). I believe an ounce of prevention is better than a pound of cure, so it’s better to avoid bad debt from accumulating than to keep digging yourself out of it.
Christmas and New Year’s Eve are two of the biggest holidays of the year. Aside from spending quality time with your family, storming the malls for sales and opening presents, and preparing a feast with fireworks, here are a few other things to do during the holiday season:
Reflect on your past and express Gratitude
Each year brings a great number of changes and experiences, both good and bad. Take a deep breath reflect on the lessons you’ve learned from the mistakes you made, and congratulate yourself for all the achievements you’ve completed this year.
You know how simple sayings can spark all sorts of ideas?
Whenever you’re in a slump, sometimes it’s best to take a break, read a few short and uplifting quotes, and ponder their meanings.
Here’s a few we think you’ll love:
Don’t let the fear of the time it will take to accomplish something stand in the way of your doing it. The time will pass anyway; we might just as well put that passing time to the best possible use.
– Earl Nightingale
Tagalog Translation: Huwag kang matakot sa tagal ng panahong kailangan para mapagsikapan ang gusto mo. Magdadaan din ang panahon; gamitin na lang natin ito ng mabuti.
Have you ever had a sleepless night stressing about an important decision you need to make?
Have you ever spent entire afternoons wondering if the choice you didn’t take would have been better?
Have you ever regretted an opportunity that passed you by because you couldn’t make a decision?
I have, and you probably experienced it too. Thankfully, there’s a way to get rid of the anxiety and stress, and it lies in how you view your choices in every decision-making moment.
‘If you fail to plan, you are planning to fail!’
– Benjamin Franklin
Here’s a scenario you’re probably familiar with:
You have a good idea and you want to do it, but you couldn’t start, working harder didn’t work, or you got overwhelmed and the project failed. The end.
At multiple points in your life, you probably wanted to do something great, but the idea got stuck somewhere along the way and the project ended in failure. It could be due to any number of reasons, but the main factor that you can directly control is how you plan for it.
Whether it’s for building a business, embarking on a new project for your department, or simply planning your next road trip or vacation, these three simple project planning steps can maximize your chances for success.
As I’ve mentioned in several of my articles, aside from just working to earn money, you also need to Save and Invest if you want to be financially successful.
Now, I’ve already explained why I don’t want to recommend particular stocks on another article (Read that one if you want to know how “Investment Advisors” can manipulate you), but I CAN teach you what I’ve learned from OTHER investors through their books and research!
“Fools say that they learn by experience. I prefer to profit by others experience.” – Otto von Bismarck
Now, you don’t need to be an extremely wealthy super-genius to become an investor. All you need (aside from a broker like BPITrade or ColFinancial if you live in the Philippines) is some money, discipline, and applied knowledge.
It’s the holiday season again and excitement fills the air as employees eagerly await their 13th month salaries and Christmas bonuses!
This holiday, many will soon find their payroll accounts FILLED with cash… that will all be spent in less than a week.
I’m sure you know how that feels. Happy and motivated when you see those big numbers in your payroll… and depressed the next week when you realize that you’ve spent it all.
“It’s not how much you earn, but how much you keep.”
That’s the main reason why many of us don’t achieve more. Every time we earn more, we WASTE more, and we go back to where we were. Two steps forward, two steps back.
So HOW do we stop wasting our 13th month pay and bonuses? How do we put it to better use, while STILL having fun? We’re here to learn that now!
*This post contains affiliate links.
“Many times the reading of a book has made the fortune of a man.” – Ralph Waldo Emerson
You can have anything, be anything, and do anything you desire when you LEARN how to do it. You’ve obtained everything you have now, your salary, your relationships, and your career success, because that’s what you know how to earn.
It’s also all you’ve gotten because that’s ALL you learned to earn.
If you want to become even MORE successful in life, grow as a leader, and have a healthier body, then check out these books here! You might just find what you need.
Always remember: Ideas change lives.
“Your present circumstances don’t determine where you can go; they merely determine where you start.” – Nido Qubein
Just recently on my Facebook feed, I came across this inspiring story about privilege. I don’t know who wrote it, though sometimes, even the most heartwarming and well-intended lessons may have some unfortunate implications when you think about it carefully.
Troubled by your empty wallet and bank account?
Let these 7 Wealth Quotes inspire you to change that!
1. “Being poor is a frame of mind. Being broke is a temporary situation.” – Mike Todd
2. “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale