Success

It’s your right to be Rich and Successful

October 25, 2016 by Ray Leave a Comment

Tagalog Version (Click Here)

Stress from work, bills to pay, and all sorts of problems popping up every day. All of them can make life seem hopeless sometimes and you probably think that what you have now, a life living paycheck to paycheck, is all that you’re ever going to get. You could even think that mediocrity, failure, and even poverty are all normal.

Well, they’re not.

What you SHOULD have and what you’re DESTINED to have is wealth and success. It’s your right to be rich, and no matter how much you think otherwise, you are deserving of it as you work to earn it. Remember these quotes if you ever start to doubt that.

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10 Ways to NOT Help People (William J. H. Boetcker’s “The Ten Cannots”)

October 18, 2016 by Ray 2 Comments

Tagalog Version (Click Here)

Reduce unemployment, help the needy, eliminate poverty and world hunger. Those are all noble goals worth pursuing. We have to be careful though as some solutions do more harm than good. Take these warnings from William J. H. Boetcker’s “The Ten Cannots.”

“The Ten Cannots” by William J. H. Boetcker

You cannot bring about prosperity by discouraging thrift.
You cannot strengthen the weak by weakening the strong.
You cannot help little men by tearing down big men.
You cannot lift the wage earner by pulling down the wage payer.
You cannot help the poor by destroying the rich.
You cannot establish sound security on borrowed money.
You cannot further the brotherhood of man by inciting class hatred.
You cannot keep out of trouble by spending more than you earn.
You cannot build character and courage by destroying men’s initiative and independence.
And you cannot help men permanently by doing for them what they can and should do for themselves.

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“Why am I not successful?” 7 reasons why you might be Failing

October 4, 2016 by Ray 2 Comments

Tagalog Version (Click Here)

“Work hard and you’ll become successful.” How many of us have heard that advice and followed it hoping that it’d work? You work overtime and you put in extra hours to get some extra cash. You’re tired and stressed from working hard day after day, yet nothing seems to change. “Why am I not successful yet” you ask? While hard work and serious effort is indeed important, reality is far more complex. Here are seven reasons why you still haven’t made it.

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Will your Kindness and Financial Success destroy your family?

September 6, 2016 by Ray Leave a Comment

Tagalog Version (Click Here)

“Why should we work hard when you’ll give us free stuff anyway?” Buckle down for a moment as this might be a painful lesson if you’re already financially successful (or on the way there). Even though wealth and financial success allows you to help others (family, friends, and beggars) more easily, too much of it can backfire. Instead of giving them wings to fly, you might make them dependent on your handouts.

“In general, I am opposed to giveaways and handouts. They take away initiative and responsibility from people. If people know that things can be received ‘free,’ they tend to spend their energy and skill chasing the ‘free’ things rather than using the same energy and skill to accomplish things on their own. Handouts encourage dependence rather than self-help and self-confidence.” – Muhammad Yunus, Creating a World Without Poverty

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How can I get Rich? (Beyond just Stocks, Bonds, and Mutual Funds)

August 8, 2016 by Ray Leave a Comment

*This post contains affiliate links.

Tagalog Version (Click Here)

We’ve all asked ourselves “how can I get rich?” and started searching books and articles for answers. Most likely, we found “save a little money every paycheck and invest it” and how investing in stocks, bonds, and mutual funds over time can someday make you wealthy (I teach that in several of my articles as well). The question now however, is that are those the only things you can or should invest on?

To take things further, did most, if not all wealthy people earn their wealth through them alone? Well, one bestselling author and researcher who surveyed and interviewed hundreds of millionaires say they didn’t.

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