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Tatlong MAHALAGANG dahilan kung bakit kailangan mong iwasan ang Masamang Utang

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“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

(Ang utang ay katulad ng ibang patibong, madaling pasukin, pero mahirap umalis.)

Isang hakbang palusong, dalawang paurong.  Isipin mo man na ok lang manghiram ng pera at lubusang gamitin ang credit cards, hindi ito totoo. Parang hindi ito masama sa simula, hanggang mangutang kang uli, at mangutang pa, at mangutang ng paulit-ulit hanggang nabaon ka na ng isang bundok ng utang. Kapag nawiwili kang gumastos ng sobra sobra at mangutang ng pera, alalahanin mo lang ang tatlong dahilan kung bakit dapat umiwas sa luho at sa masamang utang.

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3 BIG reasons to Avoid Bad Debt

Tagalog Version (Click Here)

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

One step forward, two steps back. You might think that borrowing money and maxing out your credit cards is fine, but it’s not. It seems harmless at first, until you borrow again, and again, and again, and suddenly you’ve accumulated a mountain of debt. Whenever you’re tempted to overspend and borrow money, just remember these three reasons on why you should just skip unnecessary purchases and avoid bad debts.

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25 Best Pera Quotes (Tagalog Translations)

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Ang mga idea o kaalaman ay nakakapagpabago ng buhay at minsan ang kaunting inspirasyon ay lubusang nakabubuti. Kung gusto mo ng kaunting lakas ng loob na magtutulak sa iyo patungong kasaganaan, and 25 best pera quotes ay para sa iyo!

Pag-Asenso at Pera Quotes

 

1. “Without wisdom, gold is quickly lost by those who have it, with wisdom, gold can be secured by those who have it not.” – George S. Clason

(Kung walang kaalaman, ang pera ay naglalaho mula sa mga nakahawak nito, pero kung may kaalaman, ito ay makakamit ng mga wala pa.)

 

2. “The lack of money is the root of all evil.” – Mark Twain

(Ang kawalan ng pera ang ugat ng kasamaan.)

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25 Best Quotes on Money and Wealth

Tagalog Version (Click Here)

Ideas change lives and sometimes just a little bit of inspiration goes a long way. If you want a little push to jump start your way to prosperity, then here are 25 amazing quotes on money to inspire you!

Quotes on Money and Wealth

 

1. “Without wisdom, gold is quickly lost by those who have it, but with wisdom, gold can be secured by those who have it not.” – George S. Clason

 

2. “The lack of money is the root of all evil.” – Mark Twain

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Karunungan nagiging Kayamanan: Ang 22 Best Pera Tips para Maging Mayaman mula sa “The Richest Man in Babylon”

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

“Pay yourself first” (Mag-ipon muna) o sa pagkatanggap mo ng iyong sweldo, ipunin mo ang 10% nito para mag-invest. Familiar ba ito? Para maging mayaman, iyon ang classic money management tip na nagmula kay George S. Clason, ang may akda ng “The Richest Man in Babylon.” Unang inilabas noong 1926, ang mga personal finance tips na matututunan natin mula sa librong ito ay napakahalaga para sa ating lahat.

*Note: Ang libro ay nasa public domain na at pwede mo itong mahanap ng libre sa internet!

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Wisdom into Gold: The 22 Best Money Management Tips from “The Richest Man in Babylon”

*This article contains affiliate links.

Tagalog Version (Click Here)

“Pay yourself first” or right after receiving your paycheck, take 10% of it for investing. Sound familiar? That was the classic money management tip from George S. Clason, the author of “The Richest Man in Babylon.” Originally published by 1926, the timeless personal finance tips that we can learn from the stories still hold value today.

*Note: The book is in public domain and you can search for it freely on the internet!

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6 Quick Tips para Iwasan ang Sobrang Gastos at Magtipid ng Pera

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Isa ka sa pinakamagaling sa iyong industriya at sinuswelduhan kang mabuti sa trabahong ginagawa mo, pero nauubos ba agad ang iyong sahod pagkatanggap mo pa lang nito? Nahihirapan ka bang maghawak ng pera sa huling linggo bago ang susunod na sahod? Palagi mo bang inaabangan ang susunod na sweldo? Kung ganoon nga, malamang napapasobra ka sa paggastos ng pera. Matapos pag-aralan ang basics ng personal finance gaya ng pag-iipon at pag-invest at kung paano magbayad ng utang, ito ang anim na payo para maiwasan ang sobrang gastos at magtipid ng pera!

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6 Quick Tips to Avoid Overspending and Save Money

Tagalog Version (Click Here)

You’re one of the best in your industry and you’re paid well for your work, but does most of your salary disappear right as you receive it? Do you struggle with your finances the week before payday? Do you always eagerly anticipate your next paycheck? If so, you probably spend too much of your money somehow. After learning the basics of personal finance like saving and investing as well as how to pay off your bad debts here are six quick tips to avoid overspending and save more money!

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Bakit Hindi ka dapat magpahiram ng Pera

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“Kaibigan! Pwedeng pahiram ng dalawang libo? ‘Promise’ babayaran kita next week!” Nahihirapan ka bang tumanggi? Hinahayaan mo ba silang abusuhin ka? Hinahayaan mo ba ang mga kakilala mo na manghiram pa ng pera sa iyo kahit alam mo na hindi sila nagbabayad ng utang? Noong kabataan ko, nakita kong naghirap ang aking ina dahil sa mga taong ganoon kaya noong napanood ko ang video ni Chinkee Tan, kinailangan kong magsulat tungkol dito. Huwag mong hayaang abusuhin ng iba ang iyong kagandahang loob.

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Why You should Stop Lending Money

Tagalog Version (Click Here)

“Hey ‘friend,’ can I borrow a couple thousand? I ‘promise’ to pay you back next week.” Do you find it hard to say no? Do you let people abuse you financially? Do you keep letting people borrow money from you even when you know they never pay you back? I’ve had to watch my own mother suffer through that during the early years of my life so when I saw Chinkee Tan’s video, I just HAD to write about it. Never let people take advantage of your kindness.

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