finance

10 Reasons to start Investing in Dividend Stocks

January 24, 2017 by Ray Leave a Comment

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Tagalog Version (Click Here)

A few weeks ago, one of my readers sent me an email asking about investing in dividend stocks. Since I prefer long-term dividend growth investing myself (as opposed to trading, market timing, and speculation on stock movements), I’ve tried to help her as much as I can. In the end, however, I still advised her to study on her own as the experts who write investing books will have more and better insights and details than what I can give in a couple of emails.

In any case, if you want to learn a bit about investing in dividends, here are 10 lessons on investing in dividend stocks that you should learn now.

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Tatlong MAHALAGANG dahilan kung bakit kailangan mong iwasan ang Masamang Utang

November 8, 2016 by Ray Leave a Comment

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“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

(Ang utang ay katulad ng ibang patibong, madaling pasukin, pero mahirap umalis.)

Isang hakbang palusong, dalawang paurong. Isipin mo man na ok lang manghiram ng pera at lubusang gamitin ang credit cards, hindi ito totoo. Parang hindi ito masama sa simula, hanggang mangutang kang uli, at mangutang pa, at mangutang ng paulit-ulit hanggang nabaon ka na ng isang bundok ng utang. Kapag nawiwili kang gumastos ng sobra sobra at mangutang ng pera, alalahanin mo lang ang tatlong dahilan kung bakit dapat umiwas sa luho at sa masamang utang.

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3 BIG reasons to Avoid Bad Debt

November 8, 2016 by Ray Leave a Comment

Tagalog Version (Click Here)

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

One step forward, two steps back. You might think that borrowing money and maxing out your credit cards is fine, but it’s not. It seems harmless at first, until you borrow again, and again, and again, and suddenly you’ve accumulated a mountain of debt. Whenever you’re tempted to overspend and borrow money, just remember these three reasons on why you should just skip unnecessary purchases and avoid bad debts.

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Pinakamalaking Pagkakamali na pwede mong gawin bago ka MagInvest

November 1, 2016 by Ray Leave a Comment

English Version (Click Here)

Maraming taon na ang nakalipas, naaalala ko noong sumali ako sa isang forex trading seminar dati. Ang guro ay nagturo ng pangunahing kaalaman o basics tungkol sa kung paano gumagana ang pagtrade ng currencies. Ang ilan sa mga natutunan namin ay kung paano gumagana ang markets, paano naaapektohan ng news at ekonomiya ang exchange rates, at iba pang aral gaya ng kung bakit magkaiba ang buy at sell price ng currency pairs (“spread” ang tawag dito), paano gamitin ang MT4 program, atbp. Ang event ay nagtagal hanggang gabi dahil sa dami ng itinuro sa amin. Mas-mahalaga pa ang seminar na ito dahil sa kung ano ang natutunan ko mula sa mga nakausap ko pagkatapos.

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The Biggest Mistake you can make Before Investing

November 1, 2016 by Ray 2 Comments

Tagalog Version (Click Here)

I remember joining a forex trading seminar several years ago, and the instructors taught the basics of how trading currencies work. Among the lessons we learned were how the markets work, how news and economies affect exchange rates, and other lessons such as the difference between the buy and sell price of currency pairs (it’s called the “spread”), how to use the MT4 program, and more. The event lasted well into the evening due to the amount of information that was taught. It was even more educational because of what I learned from the people I talked to afterwards.

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