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Ray L.

AFPSLAI Dividend Schedule for 2020

UPDATE: AFPSLAI Dividend Schedule 2022, CLICK HERE!

UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!

UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.

Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.

Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.

AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.

One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.

If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:

First Quarter of 2020:

  • Apr. 27, 2020 – P-Z
  • Apr. 28, 2020 – A-D
  • Apr. 29, 2020 – E-O

Second Quarter of 2020:

  • Jul. 27, 2020 – A-D
  • Jul. 28, 2020 – E-O
  • Jul. 29, 2020 – P-Z

Third Quarter of 2020:

  • Oct. 26, 2020 – E-O
  • Oct. 27, 2020 – P-Z
  • Oct. 28, 2020 – A-D

Fourth Quarter of 2020:

  • Jan. 25, 2021 – P-Z
  • Jan. 26, 2021 – A-D
  • Jan. 27, 2021 – E-O

On a side note, I noticed something interesting this year. It appears they have a Time Deposit account now and you can check out their promotional poster here. You can head to your nearest AFPSLAI branch to learn more!

Categories: Wealth and Finance
Tags: afpslaiinvesting
Ray L.: Ray is the main writer behind YourWealthyMind.com. He is a proponent of self-improvement and self-education, and he believes that anyone can achieve their goals once they learn the knowledge and skills they need to attain them. He considers it his mission to enrich lives and end poverty by teaching people lessons they may need to succeed.

View Comments (35)

  • thank you for this information.This is very helpful. Although I also invested in pag ibig mp2, but their dividend fluctuates. I might as well open a time deposit here. Do you know if they still accept deposit for capcon? I am an associate member of afsplai.
    Many thanks.

    • Hello Macky!

      As far as I know, they don't accept deposits in the capcon (Capital Contribution Account, the green passbook) if you're an associate member.
      I also want to invest more money there, but sadly I don't think they'll allow it for associate members any time soon.
      Still, I'll watch the announcements just in case. The next time I'll go there is late July 2020.

      Regards,
      Ray L.
      YourWealthyMind.com

  • Hello. I have a question. where will the dividend be posted?
    What are the options po? Can i withdraw over the counter?
    or deposit sa ibang savings account? ganun po ba yun?

    • Hello Riki,

      Dividends from the Green Passbook (Capital contributions account) are posted on the Red passbook (savings account). If you still have a yellow passbook, you need to go to a branch and get a red passbook before you can withdraw.
      I don't know if you can request that they deposit the dividends to another savings account in another bank. As far as I know, you will need to go to the nearest AFPSLAI branch to withdraw the dividend from the green passbook.

      I hope that helps!

      Regards,
      Ray Lucero

  • paano po ung interest sa cap con.. 1 year ba un or quartery.. tas i withdraw ba ang interest nya or deretsyo na din sa capcon account..thanks

    • Hello John,

      Nakalimutan ko kung kailan nagsimula, mga after May 2019 ata, hindi na nagbibigay ng dividends/interest sa cap con kapag associate member. Yung interest napupunta sa yellow passbook, tapos a few months later nairetire na yung yellow at sa red passbook (savings account) na lang ilalagay yung dividends. Doon sa red passbook kailangan iwithdraw.
      Pwede ka pa rin magwithdraw sa green passbook (cap con), pero pag associate member ka bawal nang magdeposit. Hindi na rin sila tumatanggap ng bagong associate member accounts ngayon as far as I know.

      Regards,
      Ray Lucero

      • pano un sir may green passbook ako at duon dumideretsyo ang cap con ko.. uniformed personnel po ako.. wala po akong red passbook so sa green passbook po ba didiretsyo ang dividend ko?..

        • Hello John,

          Since uniformed personnel ka most likely sa green passbook pumapasok yung dividend mo. Di ako 100% sure ah kasi hindi ko pa ito natatanong sa kanila.
          According sa website ng AFPPSLAI:

        • For Regular Members, maximum deposit per quarter is ₱150,000 (inclusive of ₱15,000 over-the-counter deposit)
        • For Associate Members, over-the-counter deposits are currently not allowed

          • Ako kasi associate member (father ko AFP) at bawal na kaming magdeposit sa green passbook kaya yung dividend sa amin sa red passbook napupunta.

          Regards,
          Ray L.
          YourWealthyMind.com

  • Good day, Sir i am just wondering what is really the truth about the annual dividend rate, since it was announced by afpslai branch in our place that the quarterly dividend is 2.9 or 11.6% in annual. But then ,i recently read of what you have posted that the dividend is 3.25 or 13% per annum. What is really the truth of this. Then when i've updated my passbook the amount cannot suffice the interest rate that they told us... pls help me know what is really the truth... thank you so much... God bless us all..

  • Hello po,pede po magtanong associate member po ako father ko AFP,last time po ako nagpa update sa cap.con. is 2016 pa,saan po kaya ako pedeng magpa update meron po sa calamba sa camp vicente lim brach po ng afslai pede ba dun mag pa update po ng cap.con. saka pede din bang makuha un dividend dun.

    • Hello Ivy2,

      Kung open yung branch try mo na din magpaupdate doon. May contact numbers ang Calamba branch dito sa link na ito.
      Sa Dividend naman, dati kasi (mga 2018 to early 2019 ata) may yellow passbook kung saan inililipat nila ang dividends, ngayon may Red Passbook (Savings account) na.
      Most likely kapag magpapaudate ka, magpapakuha sila sa iyo ng Red Passbook at doon nila ilalagay ang dividends na kinita ng Green Passbook (Cap. Con.) mo.

      Take note na bawal nang magdeposit ang mga associate members sa Green Passbook (Cap. Con.). Pwedeng magwithdraw, pero bawal na deposit.

      Regards,
      Ray L.
      YourWealthyMind.com

  • Hello. So today po mismo, di na pwede mag apply for Associate member? So kahit ano pong type of account, di na pwede maka-gawa sakanila?
    Thanks in advance!

  • Hello po. Kailangan po ba na ang magwithdraw ng dividend ng CCA ay yung mismong member?

    Ang pag deposit po, kailangan din po na member mismo ang magdeposit?

    • Hello Gaile,

      I think pwede representative ang magdeposit, pero sa withdrawal kailangan yung member mismo ang pipirma sa withdrawal slip at kailangan yung representative magdadala ng ID.
      Yun ang nakalagay sa website nila right now (11/23/2020) so pakicheck na lang requirements doon:

      https://www.afpslai.com.ph/About/contact/faqs

      Q29: Can other persons deposit on my behalf?
      A: Yes, possession of your passbook by your duly authorized representative when making a deposit is allowed. It is assumed and deemed that you have knowledge of such deposit transaction.

      Q30: Can a representative fill-in the amount or date on the withdrawal slip as authorized by the account holder?
      A: Yes, provided that the name of the authorized representative and the signature of the account holder are reflected in the space provided on the withdrawal slip. The AFPSLAI ID of the account holder must also be in the possession of the authorized representative during the transaction.

      I hope it helps!

      Regards,
      Ray L.
      YourWealthyMind.com

      • Maam/sir, yong cap con na nahuhulog sa green passbook at pag uwi kinukuha ko naman dn ulit after a few months . .. may divident p rn ba un na papasok sa red passbook. ??????...kc may balance nmn po na 1000 (maintaining balance)....salamat po

        • Hello Thaurus,

          Yes, yung dividend ng Cap. Con. account (Green Passbook) napupunta sa Savings Account (Red Passbook). Dati napupunta yun sa Yellow Passbook kaso phased out na yun at nirerequire na nila ang mga associate members na gumawa ng Red Passbook accounts para doon mapunta ang Cap. Con. dividends.

          Kailangan mo pa ring pumunta sa branch para maupdate at makita kung magkano ang laman ng mga passbooks, at doon ka lang rin pwede magwithdraw.

          Regards,
          Ray L.
          YourWealthyMind.com

  • Maam/sir, yong cap con na nahuhulog sa green passbook at pag uwi kinukuha ko naman dn ulit after a few months . .. may divident p rn ba un na papasok sa red passbook. ??????...kc may balance nmn po na 1000 (maintaining balance)....salamat po

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