Want to know the AFPSLAI Capital Contribution Account (CCA) dividend release schedule for 2023? You can check it out here!

Because Ideas Change Lives
Want to know the AFPSLAI Capital Contribution Account (CCA) dividend release schedule for 2023? You can check it out here!
If you want to travel abroad, then getting vaccinated can give you a lot of perks and advantages. You have to remember though that while the vaccination card or certificate you got from your city or LGU works all over the Philippines, it is not recognized abroad. If you want a document that is recognized all over the world as proof of vaccination, then you will need something called an International Certificate of Vaccination or Prophylaxis (ICV), which is what some people think of as a “vaccine passport”.
While it’s not an absolute requirement for some countries, having one will definitely make travel much easier. For example, in some countries it will let you skip quarantine requirements and/or negative testing requirements. Sometimes you can even get discounts. In any case, if you are already vaccinated and you want to travel abroad soon, then it’s definitely a good idea to get one. It’s relatively cheap and easy to get anyway. Here’s how to get an International Certificate of Vaccination in the Philippines.
In the modern world, you NEED an ID. You’ll need it to prove your age and identity, register for memberships, verify accounts, and more. For more important business like opening bank accounts or investment accounts, then you need “stronger” valid IDs like a passport or a driver’s license which can be expensive and difficult to get.
Thanks to Republic Act 11055, however, Filipinos can now get a “National ID” which should be one of the most powerful proofs of identity in the country. It’s FREE and as of 2022 the application process is relatively quick and easy, despite the extremely long waiting time before delivery. The months will pass anyway, so why not register for one now? It should only take half an hour depending on how many people are at your registration station anyway.
(As of this writing, they now only require one Valid ID. Also, click this link if you want to learn how to get your PSA Birth Certificate Online and have it delivered to your house.)
Note: The National ID is one of the easiest identity documents to get, and I really recommend it for people who do not have any IDs at all, such as people from far-off provinces or homeschooled children without school IDs. Just bring your original PSA Birth Certificate which you can get online or from a PSA branch. Take note though that aside from the National ID, the next “easiest” IDs to get are the Postal ID (1 week to 1 month to acquire) and the Passport. They’re not free though, and it will take a while to get an appointment slot for the passport.
[Read more…]by Ray L. 3 Comments
Some good news: For the 4th quarter of 2021 which was released on January 2022, the AFPSLAI Capital Contribution Account (CCA) dividend rate for that quarter is at 4%. We don’t know if it will be consistent for the rest of the year onwards, but it’s at least much better than the 9% we got for most of 2020.
In any case, here’s the AFPSLAI dividend schedule for 2022!
Welcome to this short guide on how to renew your driver’s license! Since I personally needed to renew mine at the Land Transportation Office (LTO) last August, I thought about writing about it here. If you want to know a bit about the requirements, the fees, and the things you need to do, just keep reading this guide. Take note though that the process may be different depending on what branch you go to and the prices will likely increase in the future so budget a bit more for it.
In any case, since we don’t need long introductions here, let’s start with the guide!
Here’s what you need to bring.
*As of this writing, renewal costs P585, and the medical tests cost approximately P480 at the Ayala MRT branch, so bring at least P1,065. If your license is expired, you have penalties you need to pay, or you need to revise your records, then you need to bring more.
The prices may increase in the future. If you want an updated list of fees, you can check it out on the main LTO website here: https://lto.gov.ph/license-and-permit.html#license-schedule-of-fees-and-charges
Notes on the medical fees: The clinics for the medical tests are said to be private according to the LTO’s tarpaulin (pictured somewhere in this article). That means it’s not government-owned and regulated so the prices may be different depending on the branch you go to.
IMPORTANT NOTE ON THE LTO PORTAL ACCOUNT: Use a different password for this account. You may need to login this account on a public PC at the LTO branch. It’s best to be cautious here to avoid getting your other personal accounts hacked.
[Read more…]