investing

AFPSLAI Dividend Schedule 2021

February 10, 2021 by Ray L. 17 Comments

UPDATE (7/16/2021): EDA for 2020 has been raised from 9% to 13% per annum. According to AFPSLAI, you’ll get the 3% difference after May 26, 2021. For the first quarter of 2021, the EDA is 14% per annum or 3.5% for that quarter.

While their dividend rates have gone down drastically to around 9% per annum since 2020, AFPSLAI‘s Capital Contribution Account (CCA) is still a very good investment vehicle. I pray that their dividend increases again soon once the economy recovers.

(Note: The EDA actually increased to 13% p.a. for 2020, and 14% p.a. for the first quarter of 2021. Look at the “Update” section above.)

If you want to avoid the long lines and crowded venue, I recommend getting your dividend a few weeks after the distribution period, and when you do go you should arrive very early. For comparison, if I get there by 8am on release day, my number would be on the hundreds already and my turn would come by 2pm or later. Nowadays, I go there weeks after release and arrive by 7am. If I do that, I can be done by 8:30am or 9am.

Anyway, if you want to look at the AFPSLAI dividend schedule for 2021, you can check it out here!

[Read more…]

What To Think Of As A Gold Investor

January 23, 2021 by Contributor Leave a Comment

Through the years, people have seen gold not just as a precious metal but a great investment. From the period of ancient civilizations to the modern era of today, the value of gold has been increasing, thereby making it an excellent addition to your diversified investment portfolio.

If you’re planning to invest in gold, there are a few things that you should consider first. Unless you’re an expert already, you need trusted sources of advice for investing in precious metals, such as investingingold.com.

[Read more…]

Gary Ng: 5 Tips For Investing during COVID

December 17, 2020 by Contributor 2 Comments

*Article contributed by Amin.

With the pandemic approaching its tenth month, its effect on the global economy is staggering. Many are unable to pay for rent or mortgages, or just day to day expenses. The threat of Covid-19 is real, as the numbers rise across the nation. Despite the precarious market, there are measures investors can make that will better protect them when the pandemic ends.
Financial entrepreneur and investor Gary Ng offers five sound tips.

[Read more…]

Harbor City Capital: Is It Legitimate? Five Facts You Need to Know

April 21, 2020 by Contributor Leave a Comment

*Article contributed by Amin.

As the old saying goes: “You have to have money to make money.” For some people, this may mean contributing to a Roth IRA, saving a percentage of their income, venturing into entrepreneurship or investing in the stock market.

For individuals who want to take an alternative route, there are plenty of options to tap into when looking for unique ways to earn wealth. Harbor City Capital Corp., an alternative investment firm that specializes in digital marketing arbitrage (DMA), is one option. Digital Marketing Arbitrage is a strategy where the investor spends “X” on digital advertising, gets paid “Y” for the lead, and collects “Z” as the profit or ROI.

Harbor City Capital was founded by American entrepreneur JP Maroney, who over the course of his 25 year career has started, built, bought and sold a variety of business ventures in publishing, media, advertising, software, ecommerce, training, real estate, and consulting. Since its inception in 2013, the firm, which operates within the $200B Internet advertising sector, has generated double-digit yield for investors – providing bridge funding for high-ROI online lead generation campaigns.

Due to the returns on investment, curious investors are left pondering, “Is this too good to be true?” and “Is Harbor City Capital Legitimate?”

To answer these questions, here are five facts you should know about Harbor City Capital.

[Read more…]

AFPSLAI Dividend Schedule for 2020

January 29, 2020 by Ray L. 36 Comments

UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!

UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.

Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.

Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.

AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.

One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.

If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:

[Read more…]