investing

Ano ang Diversification at Paano Protektahan ang Iyong Investment Portfolio

July 17, 2018 by Ray Leave a Comment

English Version (Click Here)

May popular na kasabihan tungkol sa investing na “you must never put all your eggs in one basket”. Huwag mong ilalagay ang lahat ng iyong itlog sa iisang bayong. Tama nga naman. Kapag nahulog mo ang bayong na iyon, pwedeng mabasag ang LAHAT ng dala mong itlog. Katumbas noon, mainam na hindi mo ilalagay ang LAHAT ng pera mo sa iisang investment lamang. Kapag pumalya ang investment na iyon, pwede kang mawalan ng napakaraming pera.

Paano mo ngayon proprotektahan ang pera mo para sa investment? Simple. Dapat matutunan mong i-diversify ang iyong portfolio! Kaysa ilagay mo ang LAHAT ng pera mo sa IISANG investment lamang (isang kumpanya, isang klase ng investment, atbp.), mag-invest ka sa MARAMI!

Narito ang tatlong simpleng paraaan para gamitin ang diversification upang protektahan ang pera mo sa para sa mga investment.

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What is Diversification and How to Protect Your Investment Portfolio

July 17, 2018 by Ray Leave a Comment

Tagalog Version (Click Here)

There’s a famous investing proverb that says you must never put all your eggs in one basket. It makes sense. If you drop that one basket, you can lose ALL your eggs. Similar to that, it’s wise to NOT put all your cash in just one investment. If that particular investment fails, you can lose a LOT of money.

So how do you protect your investment money? Simple. You must learn to diversify your portfolio! Instead of putting ALL your money in just ONE investment (one company, one kind of investment, etc.), you have to invest in MANY!

Here are three simple ways to use diversification to protect your investment money.

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Ano ang Iba’t-ibang Uri ng Stocks?

June 12, 2018 by Ray Leave a Comment

English Version (Click Here)

Kapag sinabi mong stocks, alam ng mga tao na ito ay shares of ownership o bahaging pagmamay-ari sa mga kumpanya. Sa mga hindi masyadong nakakaalam ng finance, akala naman nila gambling o mga pagsugal ang mga ito (mali iyon). Alam mo ba na ang mga stocks ng kumpanya ay may iba-ibang pwedeng maging klasipikasyon at ang pag-alam sa mga ito ay pwedeng makatulong sa iyong investing strategy?

Kung gusto mong matutunan pa ang tungkol sa stocks at stock investing, basahin mo lang sandali ang maikling article na ito!

A stock is not just a ticker symbol or an electronic blip; it is an ownership interest in an actual business, with an underlying value that does not depend on its share price.

― Benjamin Graham, The Intelligent Investor

(Ang stock ay hindi lang isang ticker symbol o electronic blip; ito ay pagmamay-ari sa isang totoong negosyo na may halagang hindi nakadepende sa share price ng stock nito.)

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What are the Different Kinds of Stocks?

June 12, 2018 by Ray Leave a Comment

Tagalog Version (Click Here)

When you say stocks, most people know that they are shares of ownership of companies. Less financially-aware people think they’re gambling tickets (they’re not). Did you know, however, that company stocks can be classified in different ways and knowing what stock is which can help you improve your investing strategy?

If you want to learn just a little bit more about stocks and stock investing, then read this short article now!

A stock is not just a ticker symbol or an electronic blip; it is an ownership interest in an actual business, with an underlying value that does not depend on its share price.

― Benjamin Graham, The Intelligent Investor

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Paano Malaman Kung Sulit ang Iyong Paggastos (o Hindi)

May 8, 2018 by Ray Leave a Comment

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Nagbigay si Orison Swett Marden ng mabuting payo para malaman natin kung sulit man o hindi ang paggastos natin ng pera: “It is wholly a question of what you get out of your expenditure, not its amount, which makes it a wise expenditure or a foolish one.” Ang nakuha mo sa iyong paggastos, hindi ang laki ng halagang ginastos mo, ang batayan ng kabutihan o pagkasulit ng iyong gastusin. Kung lamang ang pakinabang na nakuha natin kumpara sa ginastos, mabuti ang paggastos natin. Eto lang ang kailangan nating tandaan. Ang halaga ng bagay ay hindi palaging maitutugma sa presyo nito, at napakaraming gastusin ang walang kwenta gaano pa man kaakit-akit ang bawas o pagkamura nito.

Heto ang isang maiksing guide na pwede mong gamitin para malaman kung maayos ba ang iyong paggastos ng pera.

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