About Ray
Your Wealthy Mind Savings and Budget Plan (Tagalog)
English Version (Click Here)
“Hindi sa laki ng kita, pero sa naiipon, napaparami, at kung gaano karaming henerasyon mo ito maipapamana.”
– Robert Kiyosaki
Ano ang gagawin mo kapag may nagbigay sa iyo ngayon ng higit pa sa P1 MILLION?
Tandaan mo muna ang sagot mo dahil babalikan natin ito mamaya. Sa ngayon, pag-usapan muna natin ang pag-iipon!
Gastos vs Kinikita
Marami sa atin ang gustong makapag-ipon… pero PALAGI na lang may kailangang bilhin, bills na kailangan bayaran, emergency na kailangang bayaran, at iba pang mga bagay na “kailangan” paggastusan. Kung tumaas lang kita natin, makakaipon tayo diba?
Sayang nga lang na kapag tumaas nga kinikita natin dahil sa mga promotions, pay increase, at bonus, mas MARAMI pa rin ang “kailangan” nating bilhin kaya nauubos pa rin ang ating pera.
Kapag tumataas ang Kita, dumadami lang ang GASTOS, hindi ang IPON. Para lang itong pagbuhos ng mas-maraming tubig sa bayong.
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Your Wealthy Mind Savings and Budget Plan
Tagalog Version (Click Here)
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
– Robert Kiyosaki
What would you do if, right this moment, somebody gives you over P1 MILLION?
Remember your answer as we’ll return to this later. For now, let’s talk about savings and budget!
Expenses vs Income
Most of us want to save money… but there are ALWAYS groceries to buy, bills to pay, emergency expenses, and things we “need” to buy. If we only earned more money, we can save more, right?
Unfortunately, when we DO earn more through promotions, pay raises, and bonuses, there are MORE things we “need” to buy so we spend all our money.
Getting more money only makes us SPEND more, not SAVE more. It’s like pouring more water in a weave basket.
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