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Your Wealthy Mind

Because Ideas Change Lives

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The Easier Way to Improve Your Life

November 29, 2022 by Ray L. 1 Comment

*This article contains affiliate links.

Tagalog Version (Click Here)

It’s said that your habits eventually become your destiny, so if you want success in your life then you have to develop good habits. On that note, one of the better books I’ve read recently is Atomic Habits by James Clear. While I tend to stay away from titles that the bookstore seems to have bought too much of, I found out there was a pretty good reason why it’s recommended so much after reading it. It’s actually really good as there’s a lot of useful and important information inside.

Of course, reading alone is useless if you don’t apply what you learned so among the things I learned there I’m currently trying out habit stacking, the 2 minute rule, and setting up your environment. There are so many more lessons and examples inside, but for this article, we’re going to talk about that last one as it’s one of the easiest, and probably one of the most impactful.

Your habits change depending on the room you are in and the cues in front of you. Environment is the invisible hand that shapes human behavior.

James Clear

Your actions and choices are based on your environment

You stay quiet at a library, you drink and dance at clubs, you work while in the office, and you get wary when you’re on a dangerous street at night. Obviously, depending on where you are, you will act differently, and that’s one way that your actions and choices differ depending on your environment.

As for how else your environment affects your choices and habits, let’s have some other examples. Let’s say you want to be healthier, but the only food in your house is junk food. You want to have a stronger body, but you have no exercise equipment and there’s no gym in your area. You want to learn how to be a better person, how to invest money, or how to become a better leader, but you never bought any books about those things you want to learn.

Do you think you’d be successful in those things that you want to do? Of course not. Sadly that’s how most of our lives are built. Somehow, the environment we live in just ended up that way because it’s what’s easy or convenient. We also just copied what’s popular, what other people around us do, and we keep doing things that have always been done that way even though it’s no longer good for us.

Carl Jung, a famous psychologist, once said that unless we make the subconscious conscious, it will direct our lives and we shall call it fate. In other words, unless we pay attention to things we’ve been doing automatically, then those things will shape our future, for better or worse. Unfortunately, those include bad habits that ruin our lives.

So what can we do about it then? Building good habits is usually pretty hard. You’d need a lot of time and willpower, but most of us are just too tired and busy with our jobs and all of our responsibilities.

Fortunately there’s an easier way to build good habits which is the easier way to improve your life.

[Read more…]

How Do You Handle the Truth? : Measuring Your Emotional Strength

October 11, 2021 by Ray L. 1 Comment

Tagalog Version (Click Here)

Here’s an important question: How do you react when someone tells you facts that you don’t want to hear? 

Do you immediately get angry? Do you get defensive? Do you start making excuses, play victim, and throw a tantrum because you were hurt by what they said even if it might be true?

If that’s how you react, then you might end up sad and miserable. Furthermore, it will all be YOUR fault no matter how much you make excuses and deny it.

[Read more…]

How to Pray for Solutions and Blessings

July 24, 2021 by Ray L. 1 Comment

Tagalog Version (Click Here)

When life feels completely overwhelming and nothing seems to work despite how desperately you struggle, sometimes there’s really not much you can do but sit down and pray. Fortunately, prayer and meditation actually does give a lot of physical and emotional benefits, and they may also lead you to the breakthrough you need.

To help you persevere during tough times, here’s a guide to help you calm your mind and seek help from a higher power.


More things are wrought by prayer than this world dreams.

Alfred Lord Tennyson
[Read more…]

How to Avoid Phone and Internet Scams

July 9, 2020 by Ray L. 2 Comments

How to Avoid Phone and Internet Scams your wealthy mind
Tagalog Version (Click Here)

*This article contains affiliate links.

Because of the covid-19 pandemic, it’s become more dangerous to go out and do things we once normally did, like line up to pay bills at the nearest Western Union or BayadCenter branch. Learning to pay bills as well as send and receive money online is very important as it helps keep us safe these days, and it’s also far more convenient.

Unfortunately though, while we know how to spot scammers and thieves hanging around ATMs, shopping malls and busy streets, a lot of Filipinos (especially the older generations) don’t know much about the kinds of scams that happen online. Here’s a short guide on how to spot most phone and internet scams.

[Read more…]

“Too Good to be True” (and How to Spot Scams)

October 3, 2019 by Ray L. 5 Comments

what is too good to be true your wealthy mind
Tagalog Version (Click Here)

Some time ago my mother discovered a real estate investment opportunity. A luxury resort was accepting investors, so for the price of around P200,000, you can own a room at the resort and get a share of the profit whenever you rent it out. In my opinion, it sounded like a decent deal. It was somewhat risky as we don’t know how much business that new resort will get and the location might not be that good.

I had my doubts especially when they didn’t immediately send us the terms and conditions of the contract and they only gave us a brochure, but our family did have money for it. After my mother sent the first deposit and she started asking about the full terms, the representative finally told her the details. We’ll get to use or rent out a room… for one week every two years. We’ll also need to pay some maintenance fees every month.

That’s no investment. That was a scam! It was WAY different from the “own a resort room and rent it out” deal that the first promoter said. It was blatant false advertising. Although my mother couldn’t withdraw the initial P18,000 deposit, we were glad to have exited that scam before things got worse.

Well, that was just one example of a scam. What does it mean when something seems “too good to be true”? Let’s talk about the most popular kinds of scams here in the Philippines next.

[Read more…]
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