Because Ideas Change Lives
Here’s an important question: How do you react when someone tells you facts that you don’t want to hear?
Do you immediately get angry? Do you get defensive? Do you start making excuses, play victim, and throw a tantrum because you were hurt by what they said even if it might be true?
If that’s how you react, then you might end up sad and miserable. Furthermore, it will all be YOUR fault no matter how much you make excuses and deny it.
[Read more…]When life feels completely overwhelming and nothing seems to work despite how desperately you struggle, sometimes there’s really not much you can do but sit down and pray. Fortunately, prayer and meditation actually does give a lot of physical and emotional benefits, and they may also lead you to the breakthrough you need.
To help you persevere during tough times, here’s a guide to help you calm your mind and seek help from a higher power.
[Read more…]More things are wrought by prayer than this world dreams.
Alfred Lord Tennyson
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Because of the covid-19 pandemic, it’s become more dangerous to go out and do things we once normally did, like line up to pay bills at the nearest Western Union or BayadCenter branch. Learning to pay bills as well as send and receive money online is very important as it helps keep us safe these days, and it’s also far more convenient.
Unfortunately though, while we know how to spot scammers and thieves hanging around ATMs, shopping malls and busy streets, a lot of Filipinos (especially the older generations) don’t know much about the kinds of scams that happen online. Here’s a short guide on how to spot most phone and internet scams.
[Read more…]Some time ago my mother discovered a real estate investment opportunity. A luxury resort was accepting investors, so for the price of around P200,000, you can own a room at the resort and get a share of the profit whenever you rent it out. In my opinion, it sounded like a decent deal. It was somewhat risky as we don’t know how much business that new resort will get and the location might not be that good.
I had my doubts especially when they didn’t immediately send us the terms and conditions of the contract and they only gave us a brochure, but our family did have money for it. After my mother sent the first deposit and she started asking about the full terms, the representative finally told her the details. We’ll get to use or rent out a room… for one week every two years. We’ll also need to pay some maintenance fees every month.
That’s no investment. That was a scam! It was WAY different from the “own a resort room and rent it out” deal that the first promoter said. It was blatant false advertising. Although my mother couldn’t withdraw the initial P18,000 deposit, we were glad to have exited that scam before things got worse.
Well, that was just one example of a scam. What does it mean when something seems “too good to be true”? Let’s talk about the most popular kinds of scams here in the Philippines next.
[Read more…]Self-improvement and self-help books usually contain some incredibly valuable lessons, and I remember one from a poem that I’ve seen in several of them. It’s called “My Wage” by Jessie B. Rittenhouse, and that will be the subject of our lesson today.
I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store;
For Life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.
I worked for a menial’s hire,
Only to learn, dismayed,
That any wage I had asked of Life,
Life would have gladly paid!
I’m sure you were able to understand the lesson that Jessie has been trying to teach. Life gives us what we ask of it, therefore we shouldn’t limit our dreams. There’s another very famous quote that illustrates that lesson and you can find it in the bible:
[Read more…]
