Because Ideas Change Lives
*Contributed by Shiv Nanda of MoneyTap.com.
Credit cards and personal loans are both good solutions for financing regular expenses as well as unexpected ones. Both products are basically unsecured loans that do not require collateral backing, and you can repay them over time.
So, how do you choose which one to get?
*Contributed by Brenda Berg.
Growth mindset is a belief that your skills and qualities can be improved and changed for the better. It means that you are keeping your mind open to new things and possibilities. Fixed mindset, on the other hand, is holding you back – it means that you are not open-minded and not available for change and improvement.
People can have a growth mindset in some situations but fixed one in some. This is not necessarily wrong, but if you recognize a fixed mindset in some part of your life, you should change it.
Growth mindset is something that you can implement in your everyday life simply by learning certain habits and working on making them a permanent thing in your life.
Here are some of the habits that you should consider:
*Contributed by Will.
Meet Jeremy, a rising star in his company, who prides himself for waking up at 4 am almost every morning and going to bed late at night. He wants to make sure everything is properly done before he goes home from work, and is always available for a consultation even late in the evening.
Do you identify with Jeremy? Do you think he will become a wonderful team leader, accomplishing wonderful things? Many people strive for the hustler effect, where your life is neatly wrapped around your career and sleep is just something you do whenever there’s time.
After all, we all know that hard work and long hours represent the path to success, right? Well, not so much. According to recent studies, a chronic lack of sleep can make you less productive, and brings a multitude of health problems your way.
Every decision you make at work or in your day-to-day life, requires brain function, but lack of sleep leads to impaired cognitive processes and prevents the brain to function to 100%. As a result, your productivity lowers, it becomes more difficult to stay focused, and your ability to solve complex problems fast and concise lowers.
*Contributed by Will.
Scientists are not yet sure why exactly we need to sleep or what is the connection between a healthy brain and quality sleep, but they do know it is important. They also know that lack of sleep leads to mental illness, excessive irritation, and lack of productivity and I can say from experience that this statement is completely true.
Whenever I don’t get enough sleep or I postpone it to work on a late project I feel the effect in the following days. I lose focus a lot easier, my creativity drops significantly, and I usually enter this vicious circle where I have to push back deadlines because I feel too tired.
This is why I decided to do some research and I learned there are ways to get quality sleep and remain productive even when you slip into temptation and miss a night. Furthermore, the tips below are great for increasing productivity even when you get enough sleep, so why not try them?
*Contributed by Dave Klaus.
І usеd tо wоrk аt Тrаdеr Јое’s, уоu knоw, thаt рlасе whеrе еvеrуоnе sееms lіkе thеу’rе hаvіng tоо muсh fun? То bе hоnеst, І rеаllу lіkеd wоrkіng thеrе; оnе оf thе funnеst rеtаіl јоbs І еvеr hаd. Вut іt аlsо ореnеd mу еуеs uр tо hоw реорlе wаstеd sо muсh mоnеу аt grосеrу stоrеs. Аnd іt аlsо gаvе mе sоmе hеlрful іnsіght оn wауs tо sаvе mоnеу.
Тhеу’rе еаsу hасks оnсе уоu lеаrn tо usе thеm, аnd sооn уоu’ll bе sреndіng lеss оn еасh fооd run уоu mаkе.
