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Why Some Businesses are Declined to Get Merchant Accounts

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*Article contributed by Tony Craig.

You will always be told by some people that it is important to get a merchant account. As a business owner, you cannot help but become fascinated with it. You may even realize why you need it immediately. The problem is, there is no assurance that you will get this type of account just because you want to.

Some business owners who have tried to get their very own merchant accounts have stated that it can be very intimidating especially if they have not done enough research about it. Take note that those who would provide you with a merchant account also knows that there is some risk involved in allowing you to get one.

These are some of their reasons why they may decline some business owners:

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Embrace the Joy of Adventure and Become a Digital Nomad

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*Article contributed by Keith Coppersmith.

Farewell, cubicles, nine-to-five work hours, and one and the same lunch box every day! It’s time to discover the world while you do what you love and develop your career without borders. Being a digital nomad is one of the most beloved lifestyle choices for many young entrepreneurs as well as freelancers, and it is truly as rewarding as it sounds.

However, this amazing journey may not be for everyone, and it’s a decision not to be made lightly, so let’s take a look at the steps you should take in order to thrive as a digital nomad and make the most of your new calling.

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SkyCap Financial’s SkyCap Loans: How They Can Help

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*Article contributed by Amin.

Personal loans are one of the most versatile financial products available. They can be used to cover a range of expenses such as making home improvements or purchasing a vehicle.  Since personal loans are unsecured, meaning borrowers aren’t required to put up a collateral, lenders use factors such as income, credit score or job history to determine eligibility. Personal loans allow you to borrow a fixed amount of money and pay it back with interest in monthly installments, which can be a valuable asset in building good credit.

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Forex Demo: What Is It and What Can You Expect?

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*Article contributed by Sarah Morris.

Delving into foreign exchange – more commonly known as forex trading – is exciting. Many people have claimed to earn a substantial amount of income via forex trading nowadays. There is a learning curve, however, to becoming an expert in trading currencies. Helping beginning traders like you negotiate through the learning process is precisely what forex demos are for.

A forex demo account is a practice account. Similar to how beginning pilots get better at flying by going through flight simulation programs, trading with a forex demo account is a good way for you to experience real trading without losing real money.

Sounds perfect, right? Experienced traders give a caveat. Forex demos can sometimes mislead newbie investors into thinking prematurely that they are already good at trading. How do you avoid this? By knowing exactly what to expect out of forex demos, you can educate yourself on forex trading before you actually begin trading with your hard-earned cash. It will also help you manage your expectations of yourself as a live trader who’s transitioning from being a forex demo trader.

Here are some important things you need to know about forex demos:

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How to Get a Home Loan If You Are a First Time Buyer

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*Article contributed by Sasha Belopoljanski.

Buying your first home is a momentous occasion. After all, having a place that you can call your own is one of life’s greatest achievements. But it’s not something that happens overnight and with little in the way of effort. With the real estate market approaching pre-recession highs, it can be tough to purchase a home without taking a substantial loan to help cover the costs.

First-time buyers in particular may find the act of navigating the various home loan options out there quite challenging. So let’s take a closer look at the three most common loan types and see which one fits best for your situation:

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