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Home » Contributed Posts » Page 10

Investing for Filipinos: Investment Options Beyond Stocks

November 6, 2018 by Contributor Leave a Comment

Investing for Filipinos Investment Options Beyond Stocks guest post

*Post contributed by Jason Garcia.

Only around 8 percent of Filipinos have investments in assets like stocks, bonds, and mutual funds. Although volatile, stock investment has proven to be a good instrument for building wealth. Other investment vehicles like mutual funds and VULs have made investing more accessible even for Filipinos who have little knowledge about the security markets. So what’s keeping many Filipinos from investing? One factor is that the complexity of investing is putting them off. There’s also the fear of losing money. After all, investments like stocks do come with risks. But investing is actually not as complicated as you think. And there are investment options that are safer than stocks. Several Philippine investments have also made the process easier. Read on to learn more.

[Read more…]

[Guest Post] How To Save At Home With Life Hacks

October 24, 2018 by Contributor Leave a Comment

How To Save At Home With Life Hacks guest post

A common notion that many people hold is the idea that for the important things in life, effort needs to be put forth to achieve one’s goals. While this is an honorable belief to hold, in reality sometimes finding the easy way out isn’t always a bad thing. Especially when it comes to money, the less effort you have to put forth in order to get more, the better it is. It is this way of thinking that has led countless individuals on a journey of finding simple hacks to save big bucks. Though hacks can be use in a number of places, one of the simplest and most beneficial is our own homes. To start saving money without feeling you’re doing anything outside of the norm, here are some easy hacks to start using.

 

Using Fans

During the warmer months, the annual struggle with managing the heat within our homes begins. And as we work to ensure things are at a comfortable temperature, we often end up needlessly costing ourselves as the measures we take to cool things off such as using the air conditioning can quickly add up. A better alternative would be to utilize the fans in your home, which are just as effective for far less money. The hack comes into play during the winter months in which fans can still be used to regulate the temperature in your home. During these times, set your fan to run clockwise, the opposite direction of the standard setting. This actually pulls the warm air that rises back down, which helps improve the overall feel of the room and acts as one of the easier ways to conserve energy in your home.

[Read more…]

Why is car finance cheaper with small companies than the big banks?

October 23, 2018 by Contributor Leave a Comment

Why is car finance cheaper with small companies than the big banks guest post
Why is car finance cheaper with small companies than the big banks?

When you’re getting car finance, it can be overwhelming when faced with the number of institutions offering loans and leasing options. From big banks, to small boutique companies, you need to figure out which provider will give you the best option for car finance.

Many people find that small companies can offer car finance that is cheaper than that offered through the big banks. There are a few reasons for this but it’s always worth doing your research and finding out the best option for you.

[Read more…]

[Guest Post] 4 Pros And Cons Of Bootstrapping Your Startup

September 18, 2018 by Contributor Leave a Comment

Guest Post 4 Pros And Cons Of Bootstrapping Your Startup

Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.

— Tim O’Reilly

 

The first few years of a startup are critical. Period! The SBA (Small Business Administration) states that over 50% of businesses fail in the first five years of their inception.

Bootstrapping a business can be defined as the process of funding the business with internal cash and being cautious about the expenses to avoid taking external money or resources.

Millennial entrepreneurs should bootstrap their business initially to avoid unnecessary debts, limiting risks and circumventing venture capital. Due to the exponential growth in the startup sphere across the world, the venture capital possibilities are reducing severely. Similarly, due to the high-interest rates on student loans and mortgages, it is advisable to bootstrap your business to limit such expenses.

The following are the pros and cons of bootstrapping your business:

[Read more…]

Top Tips – 5 Ways A Virtual Office Will Revolutionise Your Business

August 31, 2018 by Contributor Leave a Comment

5 Ways A Virtual Office Will Revolutionise Your Business

*Contributed by Sarah Williams.

Everywhere revolution is happening. The whispers that surround typical office conversations related to moving to an online platform have become reality, a virtual reality. The daily commute that in previous times would leave American freeways crammed at rush hour, has decreased because many seek the comfort of remote work. Offices sitting in many high rises in some of the more popular cities are increasingly becoming vacant as professionals find new and innovative ways to work.

On first glance, one would assume that the American economy is suffering from a recession. However, the reality is that many offices in the United States have moved from a physical space to virtual offices. The virtual office format is much more forgiving to your budget simply because you do not spend as much time in the office as a result of a pay-as-you-go system. Plus, it has transformed modern business.

Continue reading for more information on how the virtual office has transformed business.

[Read more…]

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