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How to Get a Home Loan If You Are a First Time Buyer

November 7, 2018 by Contributor Leave a Comment

*Article contributed by Sasha Belopoljanski.

Buying your first home is a momentous occasion. After all, having a place that you can call your own is one of life’s greatest achievements. But it’s not something that happens overnight and with little in the way of effort. With the real estate market approaching pre-recession highs, it can be tough to purchase a home without taking a substantial loan to help cover the costs.

First-time buyers in particular may find the act of navigating the various home loan options out there quite challenging. So let’s take a closer look at the three most common loan types and see which one fits best for your situation:

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Investing for Filipinos: Investment Options Beyond Stocks

November 6, 2018 by Contributor Leave a Comment

*Post contributed by Jason Garcia.

Only around 8 percent of Filipinos have investments in assets like stocks, bonds, and mutual funds. Although volatile, stock investment has proven to be a good instrument for building wealth. Other investment vehicles like mutual funds and VULs have made investing more accessible even for Filipinos who have little knowledge about the security markets. So what’s keeping many Filipinos from investing? One factor is that the complexity of investing is putting them off. There’s also the fear of losing money. After all, investments like stocks do come with risks. But investing is actually not as complicated as you think. And there are investment options that are safer than stocks. Several Philippine investments have also made the process easier. Read on to learn more.

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Why is car finance cheaper with small companies than the big banks?

October 23, 2018 by Contributor Leave a Comment

Why is car finance cheaper with small companies than the big banks?

When you’re getting car finance, it can be overwhelming when faced with the number of institutions offering loans and leasing options. From big banks, to small boutique companies, you need to figure out which provider will give you the best option for car finance.

Many people find that small companies can offer car finance that is cheaper than that offered through the big banks. There are a few reasons for this but it’s always worth doing your research and finding out the best option for you.

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[Guest Post] What You Need to Know About Small Business Financing

November 29, 2017 by Contributor 2 Comments

*Contributed by Jessica Watson.

Establishing and managing a business is not an easy task. One has to manage lots of things to run a business. One should also be aware of factors which play a decisive role in success. Financial management is one of the most common, necessary and important factors for a business. This involves lots of risks which can affect business performance and its financial growth. So, one need to manage this carefully as it’s crucial to manage the financial area of the business.

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Beware: Start Up’s Darkest Secrets

March 15, 2017 by Contributor Leave a Comment

*Contributed by Alex Williams. Check out her Facebook and Twitter here!

Every startup business faces different challenges and obstacles on its way to success. Unfortunately, many startup owners are unaware of hidden costs and expenses that can hinder their business. These costs are hiding in plain sight, being overlooked or neglected by entrepreneurs.

Owning your own business is a great way to build a profitable career and earn a living. However, running a successful business demands attention and careful planning. Don’t let your dream or your business get ruined by unforeseen expenses. Here are a few extra costs you should be on a look out for that can prove problematic if not taken care of early on.

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