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Home » money » Page 4

A Short Money Lesson

July 18, 2019 by Ray L. Leave a Comment

There are some rare weeks where we’re a bit too busy to make long and detailed articles. Thankfully, even short ones can contain valuable lessons that you shouldn’t miss, so here’s one from Prosperity: How to Attract It by O.S. Marden!

In a certain chapter of Marden’s book, he talked about the list of personal finance rules from New York’s Y.M.C.A., and it’s called the “Ten Commandments for a Young Man’s Financial Life”. Check them out here!


Ten Commandments for a Young Man’s Financial Life

  1. Work and Earn.
  2. Make a Budget.
  3. Record Your Expenditures.
  4. Have a Bank Account.
  5. Carry Life Insurance.
  6. Own Your Own Home.
  7. Make a Will.
  8. Pay Your Bills Promptly.
  9. Invest in Reliable Securities.
  10. Share with Others.

And there you have the very basics of good personal finance! This is a short lesson, but if you want more details on each of them, just click on the links above to learn more!

An Overview of the Best Bitcoin Exchange Apps

July 17, 2019 by Contributor Leave a Comment

An Overview of the Best Bitcoin Exchange Apps

*Article contributed by Mary Ann Callahan.

After a relatively slow 2018 and the beginning of 2019, the second half of 2019 has seen some major growth in the bitcoin market. Nearly every major asset is experiencing growth and making investors a lot of money. Many assets are up around 100% or more over the last 12 months, silencing some of the crypto critics out there.

As a result, there is a renewed interest in the crypto space, so more and more people are looking to get involved. People are buying, trading and selling all different types of cryptocurrencies, but there is no doubt that Bitcoin is still king. It still has the largest market cap, has grown nearly 100% since last July and shows no signs of slowing down.

[Read more…]

Foreign Currency Accounts for Expats: What to Consider When Finding One

May 1, 2019 by Contributor Leave a Comment

foreign currency accounts for expats

*Article contributed by Justin Rampono.

As an expat or a person who lives outside your native country temporarily for retirement vacation, work, or business, money should be accessible through the right banking arrangements. That’s why you need to choose the best foreign currency account from a trusted and reputable bank with a solid capital base, and one that complies with international regulations.

In this post, you’ll learn the important considerations when choosing a foreign currency account.

[Read more…]

The Advantages Of Using A Budget Calculator When Budgeting Your Finances

April 22, 2019 by Contributor Leave a Comment

The Advantages Of Using A Budget Calculator When Budgeting Your Finances

*Article contributed by Sarah Morris.

Money doesn’t grow from trees. It’s earned through hard work. Even the wealthy don’t stay on their couch, but ordinary people have to work more to earn more money. Sadly, some people fail to manage their finances properly, and before they know it, their hard-earned pay is gone even before the next payday. If you’re guilty of committing this mistake, you badly need to learn how to budget. You get the idea of listing your necessary expenses, but it’s the computing part that sets you off. Using a calculator can help, but a simple budget calculator is even better.

Technology is your friend when it comes to budgeting. And a finance or budgeting calculator, whether it’s a software or an app, has these advantages to offer:

[Read more…]

Wealth 101: Magfocus sa Iyong Net Worth, Hindi Lang sa Iyong Sahod

April 4, 2019 by Ray L. Leave a Comment

Magfocus sa Iyong Net Worth hindi Lang sa Iyong Sahod your wealthy mind

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Ang isa sa pinakamahalagang aral tungkol sa pagyaman at pag-asenso ay ito: Ang pag-asenso mo ay hindi nakabase sa iyong kinikita, kundi sa natitira sa iyong kita.

May kuwento sa librong The Richest Man in Babylon kung saan tinanong ng isang matalino (at mayamang) tao kung ano ang trabaho ng mga tinuturuan niya para ilarawan ang isang mahalagang aral. Nakita niyang mayroon doong manunulat, may isang butcher (nangkakatay ng karne), at marami pang ibang trabahador. Iba iba ang kanilang sahod, pero ang mga pitaka nila ay pare-parehong walang laman. Hindi sila umaasenso.

Hindi ba dapat ang mga kumikita ng mas mataas ay dapat may mas maraming ipon kumpara sa iba? Bakit hindi? At bakit makikita rin natin ito sa karamihan sa atin ngayon?

Ipagpatuloy mo lang ang pagbabasa para matutunan mo kung bakit, at para malaman mo rin ang solusyon.

[Read more…]
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