Because Ideas Change Lives
It’s very important to expand your horizons if you want to open your mind to the possibilities that you can achieve in life, and that’s why I believe reading books and articles about wealth, success, and prosperity is important. Still, we must never forget to stay grounded. Timeless wisdom may be incredibly valuable, but there are times when the things that will help people the most are lessons on how to do the mundane and ordinary.
So why do create short guides? Read more below!
[Read more…]Notice: EDA for the fourth quarter of 2020 (distributed on January 2021) is at 9% per annum or 2.25% per quarter.
While their dividend rates have gone down drastically to around 9% per annum since 2020, AFPSLAI‘s Capital Contribution Account (CCA) is still a very good investment vehicle. I pray that their dividend increases again soon once the economy recovers.
If you want to avoid the long lines and crowded venue, I recommend getting your dividend a few weeks after the distribution period, and when you do go you should arrive very early. For comparison, if I get there by 8am on release day, my number would be on the hundreds already and my turn would come by 2pm or later. Nowadays, I go there weeks after release and arrive by 7am. If I do that, I can be done by 8:30am or 9am.
Anyway, if you want to look at the AFPSLAI dividend schedule for 2021, you can check it out here!
Bilang isang self-employed na blogger, kailangan kong magrehistro sa Bureau of Internal Revenue (BIR) at magbayad ng buwis sa gubyerno. Bukod sa pagbibigay ng mga resibo at pagbayad ng buwis, kailangan ko rin magbayad ng registration fee na P500 taon taon (yun ang presyo ngayong Enero ng 2021) at kailangan ko itong bayaran bago mag Pebrero para hindi ako pagmultahin. Kung ikaw ay self-employed katulad ko, kailangan mo ring bayaran iyon.
Noong pumunta ako sa BIR RDO (Revenue District Office) kung saan ako nakarehistro para magbayad ng registration fee, sinabi sa akin ng isang matulunging empleyado na kailangan ko itong i-file online gamit ang eBIR, tapos kailangan kong bayaran ito sa isang accredited na bangko o sa GCash. Nagpapasalamat ako at itinuro ng empleyado sa front desk kung ano ang mga kailangan kong pindutin at ilagay na datos sa eBIR forms gamit ang kanilang 0605 payment form.
As a self-employed blogger, I’m required to register with the Bureau of Internal Revenue (BIR) and pay taxes to the government. Aside from issuing receipts and paying my taxes personally, I also need to pay an annual registration fee of P500 (as of Jan. 2021) every year and I have to pay it before the start of February to avoid penalties. If you’re a self-employed individual like me, you’ll need to pay for that too.
When I went to the BIR RDO (Revenue District Office) where I’m registered in order to pay for the registration fee, a very helpful employee told me to file it online using eBIR and either pay for it in their accredited banks, or through GCash. Thankfully, the employee at the front desk taught me what I needed to click on and fill up in the eBIR forms using their 0605 payment form.
Lahat tayo dadaan sa panahon ng pagsubok, at minsan sa mga panahong iyon nagiging sobrang lala ng mga nararanasan nating sakuna na halos maubos ang ating inspirasyon at motivation sa buhay. Nangyayari iyon sa lahat, at kailangan nating alalahanin na kung hindi natin kayang harapin ang mga problema sa ngayon, hindi nito ibig sabihin na hindi natin sila kakayaning lampasan.
Kapag napakarami tayong hinaharap na problema at pagkabigo, minsan mainam na tumigil muna tayo, magpahinga, at magbago ng pananaw tungkol sa mga problema natin. Kung malubha man ang kalagayan ng mundo, kailangan nating palakasin ang ating loob lalo na sa pagiisip natin tungkol sa ating kakayahang harapin ang ating mga problema.
Narito ang ilang aral na makakatulong kapag nakararanas ka ng panahon ng pagsubok.
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