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Home » personal finance » Page 4

The Advantages Of Using A Budget Calculator When Budgeting Your Finances

April 22, 2019 by Contributor Leave a Comment

The Advantages Of Using A Budget Calculator When Budgeting Your Finances

*Article contributed by Sarah Morris.

Money doesn’t grow from trees. It’s earned through hard work. Even the wealthy don’t stay on their couch, but ordinary people have to work more to earn more money. Sadly, some people fail to manage their finances properly, and before they know it, their hard-earned pay is gone even before the next payday. If you’re guilty of committing this mistake, you badly need to learn how to budget. You get the idea of listing your necessary expenses, but it’s the computing part that sets you off. Using a calculator can help, but a simple budget calculator is even better.

Technology is your friend when it comes to budgeting. And a finance or budgeting calculator, whether it’s a software or an app, has these advantages to offer:

[Read more…]

Aphorism 134 “Doblehin ang Iyong Mga Pinagkukunan”: Isang Aral mula kay Baltasar Gracian

April 10, 2019 by Ray L. Leave a Comment

Aphorism 134 Doblehin ang Iyong Mga Pinagkukunan Isang Aral mula kay Baltasar Gracian your wealthy mind

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Kung paguusapan natin ang mga librong naglalaman ng napakahahalagang aral sa buhay, malamang narinig mo na ang mga librong Art of War ni Sun Tzu, The Prince ni Niccolo Machiavelli, The Book of Five Rings ni Miyamoto Musashi, at marami pang iba. May isa pa akong irerekomenda, at ito ang librong The Art of Worldly Wisdom ni Baltasar Gracian. Ito’y naglalaman ng higit 300 aphorisms (mga talinhaga) at aral na napakahalaga pa rin ngayon.

Sa article na ito, paguusapan natin ang isa sa mga talinhagang iyon dahil pwede natin itong magamit sa mga bagay tulad ng pera at tagumpay sa buhay.

[Read more…]

Aphorism 134 “Double Your Resources”: A Lesson from Baltasar Gracian

April 10, 2019 by Ray L. Leave a Comment

Aphorism 134 Double Your Resources A Lesson from Baltasar Gracian your wealthy mind

*This article contains affiliate links.

Tagalog Version (Click Here)

If we’re talking about books containing timeless wisdom, you’ve probably heard about books like Sun Tzu’s Art of War, Niccolo Machiavelli’s The Prince, Miyamoto Musashi’s The Book of Five Rings, and several others. There’s one more that I will recommend to you, and that’s Baltasar Gracian’s The Art of Worldly Wisdom, a book containing over 300 aphorisms and lessons that still are still extremely valuable today.

In this article, we’ll talk about one of those lessons since it’s applicable to money, personal finance, and general success.

[Read more…]

Wealth 101: Magfocus sa Iyong Net Worth, Hindi Lang sa Iyong Sahod

April 4, 2019 by Ray L. Leave a Comment

Magfocus sa Iyong Net Worth hindi Lang sa Iyong Sahod your wealthy mind

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Ang isa sa pinakamahalagang aral tungkol sa pagyaman at pag-asenso ay ito: Ang pag-asenso mo ay hindi nakabase sa iyong kinikita, kundi sa natitira sa iyong kita.

May kuwento sa librong The Richest Man in Babylon kung saan tinanong ng isang matalino (at mayamang) tao kung ano ang trabaho ng mga tinuturuan niya para ilarawan ang isang mahalagang aral. Nakita niyang mayroon doong manunulat, may isang butcher (nangkakatay ng karne), at marami pang ibang trabahador. Iba iba ang kanilang sahod, pero ang mga pitaka nila ay pare-parehong walang laman. Hindi sila umaasenso.

Hindi ba dapat ang mga kumikita ng mas mataas ay dapat may mas maraming ipon kumpara sa iba? Bakit hindi? At bakit makikita rin natin ito sa karamihan sa atin ngayon?

Ipagpatuloy mo lang ang pagbabasa para matutunan mo kung bakit, at para malaman mo rin ang solusyon.

[Read more…]

Wealth 101: Focus on Your Net Worth, Not Just Your Salary

April 4, 2019 by Ray L. Leave a Comment

Wealth 101 Focus on Your Net Worth Not Just Your Salary your wealthy mind

*This article contains affiliate links.

Tagalog Version (Click Here)

One of the most valuable lessons about wealth is this: it’s not how much you earn, but how much you keep.

There’s a story in The Richest Man in Babylon where a wise (and wealthy) man asked people what they do for a living in order to demonstrate a point. There was a scribe, a butcher, and several others from different lines of work. They had different levels of income, but their wallets (purses) were all equally empty.

Shouldn’t the ones who earn more have more savings than those who earn less? Why not? And why does that apply to us who live in more modern times?

Keep reading this article to learn more, and to learn the solution.

[Read more…]
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