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“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

– Robert Kiyosaki

 

What would you do if, right this moment, somebody gives you over P1 MILLION?

Remember your answer as we’ll return to this later. For now, let’s talk about savings and budget!

 

Expenses vs Income

Most of us want to save money… but there are ALWAYS groceries to buy, bills to pay, emergency expenses, and things we “need” to buy. If we only earned more money, we can save more, right?

Unfortunately, when we DO earn more through promotions, pay raises, and bonuses, there are MORE things we “need” to buy so we spend all our money.

Getting more money only makes us SPEND more, not SAVE more. It’s like pouring more water in a weave basket.
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