Disclaimer: Hindi ito promoted o paid post. May nagtanong sa akin dati kung papaano sila makakapagbayad online kahit wala silang debit o credit card. Dahil doon, nagresearch ako at nalaman ko ang tungkol sa GCash. Sinubukan kong gamitin ito para makapagsulat ako ng guide tungkol dito.
Hindi ko alam sa iyo, pero ayaw kong maghintay nang matagal sa pilahan. Kung kailangan kong magbayad ng mga bills o magpadala ng pera, kailangan kong maglakad papunta sa isang Bayad Center branch o lugar ng service provider, kumuha ng form, sulatan ito, at maghintay nang napakatagal kasama ang halos isang dosenang tao na kailangan ding magbayad ng kanilang mga bills. Kung kailangan ko ring bumili ng prepaid load, kailangan kong maghanap ng tindahan na may load at bayaran ito kasama ang patong ng tindahan. Malaking abala talaga.
Salamat na lang may mas madali at mas mabilis na paraan para gawin ang mga iyon. Hindi ko na kailangang maghintay sa pila. Kung kailangan kong magbayad ng mga bills, bumili ng load, o magpadala ng pera, pwede ko itong gawin sa bahay ko lang o habang nagbabasa ako ng libro sa loob ng isang coffee shop. Noong gumawa ako ng GCash account, ginagamit ko ito para magbayad ng mga bills ng aking pamilya, magbayad ng aking SSS, at bumili ng load. Dahil madalas walang mahabang pila sa mga TouchPay machine, naglalagay lang ako ng pera sa aking GCash account kapag may paparating na kailangan kong bayaran.
Kung gusto mong magbayad ng bills, magpadala o makatanggap ng pera, bumili ng load, magbayad online, at gumawa ng iba pang ganoong bagay gamit ang iyong smartphone o tablet nang hindi na kailangang lumabas ng bahay, edi basahin mo lang itong guide na ito para matutunan kung paano gumamit ng GCash![Read more…]
Disclaimer: This is NOT a promoted or paid post. A few people asked me how they can pay for stuff online but they didn’t have a debit or credit card, so I did some research and found out about GCash. I decided to try it myself and write about it here.
I don’t know about you, but I hate waiting in line. If I need to pay bills or send money, I have to walk all the way to a Bayad Center branch or a service provider’s store, grab a form and write on it, and spend a long time waiting behind a dozen or so people all paying their bills and stuff. When I need to buy some prepaid load, I have to look for a shop that sells it, pay for the load PLUS a small fee. It’s really such a hassle.
Thankfully, there’s an easier and FASTER way to do all that. No need to wait in line. If I need to pay bills, buy load, or send money, I can do it at home or while I’m sitting around in a coffee shop reading. Ever since I started my GCash account, I used it to pay our family’s bills, my SSS contributions, and buy prepaid load. Since there’s usually no line at the TouchPay machine, I just add money to my GCash account whenever I need to pay for something later on.
If you want to pay bills, send and receive money, buy load, shop online, and do a lot of other stuff from the comfort of your own home using just your smartphone or tablet, then read this guide to learn how to use GCash![Read more…]
A common notion that many people hold is the idea that for the important things in life, effort needs to be put forth to achieve one’s goals. While this is an honorable belief to hold, in reality sometimes finding the easy way out isn’t always a bad thing. Especially when it comes to money, the less effort you have to put forth in order to get more, the better it is. It is this way of thinking that has led countless individuals on a journey of finding simple hacks to save big bucks. Though hacks can be use in a number of places, one of the simplest and most beneficial is our own homes. To start saving money without feeling you’re doing anything outside of the norm, here are some easy hacks to start using.
During the warmer months, the annual struggle with managing the heat within our homes begins. And as we work to ensure things are at a comfortable temperature, we often end up needlessly costing ourselves as the measures we take to cool things off such as using the air conditioning can quickly add up. A better alternative would be to utilize the fans in your home, which are just as effective for far less money. The hack comes into play during the winter months in which fans can still be used to regulate the temperature in your home. During these times, set your fan to run clockwise, the opposite direction of the standard setting. This actually pulls the warm air that rises back down, which helps improve the overall feel of the room and acts as one of the easier ways to conserve energy in your home.
Sa nakaraang ilang taon, maraming Pinoy ang nagiging mas-interesado sa pag-iipon at pag-invest ng pera at napansin ko din na paparami ang mga Filipino personal finance at investing books sa mga bookstores tulad ng National Bookstore. Noong nakaraang linggo, dumalaw ang tiyuhin kong OFW na nakatira sa America at sinabi niya sa akin na magsisimula siya ng investment account sa isang popular na Philippine online stock broker. Marami siyang tanong, at ikinagalak kong sagutin siya at ituro ang mga basics.
Basahin mo lang ang ibang articles dito:
- Ano ang Iba’t-ibang Uri ng Stocks?
- 5 Tips para Maintindihan ang Stock Market
- Paano pumili ng Stocks: 10 Terms na kailangan mong matutunan
Noong kinakausap ko ang aking tiyuhin, naalala ko na kahit siya ay komportable sa online registration, marami namang mas nakatatandang Pinoy ang hindi masyadong “tech-savvy” at pwedeng maloko ng mga online scams. Narito ang ilang tips o payo ko para sa iyo kung iniisip mong magrehistro sa isang online investment o brokerage account.
In the past few years, a lot of Filipinos are becoming more and more interested in saving and investing money and I’ve also noticed more and more Filipino personal finance and investing books popping up at the local bookstore. Just last week my OFW (Overseas Filipino Worker) uncle who lives in America came over to visit and he told me he was going to start an investment account on a popular Philippine online stock broker. He had a lot of questions, and I was happy to answer him and teach the basics.
Read more here:
- What are the Different Kinds of Stocks?
- 5 Tips for Understanding the Stock Market
- Choosing the Best Stocks: 10 Investing Terms you HAVE to Learn
While talking to my uncle, I remembered that while he is comfortable with online registration and all that, a lot of older Filipinos aren’t really tech savvy and could fall prey to online scams. Here are some tips for you if you’re thinking of registering for an online investment or brokerage account.