stocks

Paano Mag-Invest para sa mga Baguhan: Limang Investments na Dapat Mong Alamin

November 7, 2017 by Ray L. 6 Comments

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Kung pinangarap mong umasenso, malamang natutunan mo ang halaga ng pagbabawas ng paggastos, pagiipon ng pera, at pag-invest ng naipon sa mga assets o mga bagay na kumikita ng pera. Maraming investments sa mundo tulad ng mga tocks, bonds, mutual funds, ETFs, money markets, real estate, gold, silver, FOREX, options, antiques, trading cards, at iba pa, kaya alin ba sa mga ito ang dapat mong piliin?

Kapag nagsisimula ka pa lamang, ito ang mga investments na dapat mong alamin.

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Investing Money for Beginners: Five Common Investment Vehicles to Check Out

November 7, 2017 by Ray L. 5 Comments

Tagalog Version (Click Here)

If you’ve ever wanted to improve your financial life then you probably learned the importance of reducing your expenses, saving money first, and then investing what you saved in assets or things that generate more money. There are lots of investments out there such as stocks, bonds, mutual funds, ETFs, money markets, real estate, gold, silver, FOREX, options, antiques, trading cards, and more so which ones should you choose?

Well if you’re just starting out then these are the main kinds of investments you should look out for.

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Ano ang Mutual Funds? (Isang Maikling Guide para sa mga Baguhan)

October 23, 2017 by Ray L. 2 Comments

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Para sa lesson natin this week, babalik tayo sa basics! Ngayon, pag-uusapan natin ang investment vehicle na tinatawag na mutual funds. Ano nga ba ito? Isipin mo ito. Sampu kayong magkakaibigan na gustong mag-invest, pero karamihan sa inyo ay hindi marunong pumili ng mga stocks at bonds ng mabubuting kumpanya. Ang isa nyong kaibigan ay isang expert na nagaral ng business sa kolehiyo at nagtrabaho at nagiinvest sila sa stock exchange ng higit dalawampung taon. Dahil magaling siyang pumili ng investment, tinipon tipon niyo ang inyong pera at hinayaan nyong siya ang maginvest para sa inyo (binibigyan nyo sya ng kaunting service charge). Kumikita kayo depende sa kung gaano kagaling ang investment ng kaibigan ninyo at kung gaano karaming pera ang pinahiram mo sa grupo. Ganoon gumana ang mutual fund.

Ang mutual fund ay isang investment kung saan maraming tao ang nagtitipon-tipon ng pera para mag-invest sa assets tulad ng stocks, bonds, money market, at iba pa. Ang mga fund na ito ay pinangangalagaan ng mga propesyonal na money managers at ang layunin nila ay iinvest ang resources ng fund upang kumita ng pera para sa mga shareholders. Ikaw ay magiging shareholder kapag nag-invest ka sa isang mutual fund gamit ang pagbili ng kanilang shares.

Ngayon, bakit mo dapat pag-isipang mag-invest dito?

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What are Mutual Funds? (A Short Guide for Beginners)

October 23, 2017 by Ray L. 2 Comments

Tagalog Version (Click Here)

For this week’s lesson, let’s start with the basics! Today we’ll cover the investment vehicle called mutual funds. So what are they? Imagine this scenario. 10 of your friends want to start investing, but most of you don’t know how to choose good companies’ stocks and bonds. One of your friends, however, is an investing expert who studied business in college and they’ve worked and invested at the stock exchange for more than 20 years. Because he’s good at choosing investments, you all decided to pool your money together and have him handle it for you (you also give him a small commission). You all earn some profit depending on how well your friend’s investments work and how much money you’ve invested with the group. That is basically how a mutual fund works.

A mutual fund is an investment where lots of people pool their money together to invest in assets like stocks, bonds, money market, or other assets. These funds are operated by professional money managers and their goal is to invest the fund’s resources to earn money for the shareholders. That’s you when you invest in a mutual fund by buying their shares.

Now why should you consider investing in them?

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5 Tips para Maintindihan ang Stock Market

June 27, 2017 by Ray L. Leave a Comment

English Version (Click Here)

Alam ng karamihan na ang stock market ay isang lugar kung saan pwede kang bumili at magbenta ng bahaging pagmamay-ari ng mga negosyo o kumpanya. Ang tawag sa mga ito ay “stocks.” Sayang lang at iniisip ng iba na walang katuturan ang pagbabago ng presyo ng stocks at ang pag-invest dito ay katulad lang ng paglaro ng lotto. Habang alam natin na may kumikita sa paginvest dito, baka naman isipin mo na kapag IKAW ang sumubok siguradong talo ka lang.

Kapag naintindihan mo kung paano gumalaw ang stock market, magkakaroon ka ng realistic na expectations mula dito at pabababain mo ang peligrong haharapin mo kapag ikaw ay mag-iinvest.

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