Wealth and Finance

Bulls, Bears, Bubbles and Recessions? Reading about the Market for Beginners

August 4, 2020 by Ray L. 1 Comment

Tagalog Version (Click Here)

If you happen to glance over the business section of the news, you’d probably read some articles about how the stock market has been “bearish” lately, there is a bubble in a certain industry, or there’s an upcoming recession predicted by some expert. If you’re interested in learning about investing and the stock market, all that fancy jargon could turn you off as it makes things more complicated than it should be.

Since those kinda words are usually on headlines of business and investing articles, learning what a few of them means should tell you a lot about what’s happening to the market at a glance. Let’s talk a bit about about that here.

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Why We All Need to Build an Emergency Fund Account

June 20, 2020 by Ray L. 3 Comments

Tagalog Version (Click Here)

Who knew, right? Who could have predicted (aside from Bill Gates) that such a wide-scale pandemic would paralyze entire countries, leave thousands of businesses bankrupt and millions without a job or income.

While the Philippine government have tried to support people who have not had any income during the quarantine with some social amelioration programs (SAP, locally called “ayuda”), unfortunately, it was not really enough.

While some businesses restarted during the general community quarantine (GCQ) in June, the curve does not seem to have flattened at all and there are still a lot of people unable to return to work, such as Jeepney and bus drivers, etc. There’s also not a lot of people around and most small businesses I see seem to be struggling. Many have also closed permanently.

It’s a sad reality.

Who knew something like this would happen, right? I certainly didn’t.

There’s a reason why a lot of personal finance instructors tell people to save up an “emergency fund”, and this pandemic showed us exactly why.

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How to Apply for the P5,000 Cash Aid from Makati [P5,000 for Makatizens]

June 2, 2020 by Ray L. 1 Comment

Tagalog Version (Click Here)

Some time ago the Makati City government announced that they’ll give P5,000 cash aid to Makati citizens, and they called this the MAKA-tulong 5k for 500K+ Makatizens program”. To learn more about the details, just read the links below:

You can apply for this at your Barangay, but you can also apply online. Now how do you apply for the P5,000 cash aid online? Read our guide here!

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8 Things to Remember for Seamless Fund Transfer Transactions

May 7, 2020 by Contributor Leave a Comment

*Article contributed by Eunice Williams.

Gone are the days when the only way you can transfer money from one bank account to another is through an over-the-counter transaction. Indeed, fund transfer is one of the most common banking transactions. This is why banks and financial institutions work hard to make it easier for everyone. From online banking apps to third-party providers, it’s now more convenient than ever to transfer funds.

Still, there are plenty of things that you should take into consideration when conducting fund transfer in the Philippines. Keeping these details in mind will make every transaction more seamless. Here are some of the most important ones:

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Harbor City Capital: Is It Legitimate? Five Facts You Need to Know

April 21, 2020 by Contributor Leave a Comment

*Article contributed by Amin.

As the old saying goes: “You have to have money to make money.” For some people, this may mean contributing to a Roth IRA, saving a percentage of their income, venturing into entrepreneurship or investing in the stock market.

For individuals who want to take an alternative route, there are plenty of options to tap into when looking for unique ways to earn wealth. Harbor City Capital Corp., an alternative investment firm that specializes in digital marketing arbitrage (DMA), is one option. Digital Marketing Arbitrage is a strategy where the investor spends “X” on digital advertising, gets paid “Y” for the lead, and collects “Z” as the profit or ROI.

Harbor City Capital was founded by American entrepreneur JP Maroney, who over the course of his 25 year career has started, built, bought and sold a variety of business ventures in publishing, media, advertising, software, ecommerce, training, real estate, and consulting. Since its inception in 2013, the firm, which operates within the $200B Internet advertising sector, has generated double-digit yield for investors – providing bridge funding for high-ROI online lead generation campaigns.

Due to the returns on investment, curious investors are left pondering, “Is this too good to be true?” and “Is Harbor City Capital Legitimate?”

To answer these questions, here are five facts you should know about Harbor City Capital.

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