Will Rogers said that “it isn’t what we don’t know that gives us trouble, it’s what we know that ain’t so.” Growing up, we learn many habits that will last us all our lives and, while some habits can bring happiness and financial success over time, others however, slowly lead to ruin. What can we do about those? Simple! We identify the bad habits and THEN we learn better habits to take their place! If you want to know some of the worst financial mistakes that you might be making then read this list to avoid them and the money problems that they bring!
“Kaibigan! Pwedeng pahiram ng dalawang libo? ‘Promise’ babayaran kita next week!” Nahihirapan ka bang tumanggi? Hinahayaan mo ba silang abusuhin ka? Hinahayaan mo ba ang mga kakilala mo na manghiram pa ng pera sa iyo kahit alam mo na hindi sila nagbabayad ng utang? Noong kabataan ko, nakita kong naghirap ang aking ina dahil sa mga taong ganoon kaya noong napanood ko ang video ni Chinkee Tan, kinailangan kong magsulat tungkol dito. Huwag mong hayaang abusuhin ng iba ang iyong kagandahang loob.
“Hey ‘friend,’ can I borrow a couple thousand? I ‘promise’ to pay you back next week.” Do you find it hard to say no? Do you let people abuse you financially? Do you keep letting people borrow money from you even when you know they never pay you back? I’ve had to watch my own mother suffer through that during the early years of my life so when I saw Chinkee Tan’s video, I just HAD to write about it. Never let people take advantage of your kindness.
Isa sa pinakapopular kong article ay tungkol sa kung paano magbayad ng utang. Sa palagay ko, mas-mabuti ang pag-iingat kaysa sa paggamot, kaya mas-mainam na umiwas ka na lang sa sobrang pangungutang kaysa palaging mabaon at magbayad ng mga ito.
Paano mo maiiwasan ang sobrang pangungutang? Gamitin mo ang mindset o pananaw na ituturo ko!
One of my more popular articles is the one about How to Get out of Debt (more specifically, get out of bad debts). I believe an ounce of prevention is better than a pound of cure, so it’s better to avoid bad debt from accumulating than to keep digging yourself out of it.