Your Wealthy Mind Author : Ray L.

How to use GCash: How to register and link accounts

February 15, 2020 by Ray L. 6 Comments

Disclaimer: This is NOT a promoted or paid post. A few people asked me how they can pay for stuff online but they didn’t have a debit or credit card, so I did some research and found out about GCash. I decided to try it myself and write about it here.

Tagalog Version (Click Here)

I don’t know about you, but I hate waiting in line. If I need to pay bills or send money, I have to walk all the way to a Bayad Center branch or a service provider’s store, grab a form and write on it, and spend a long time waiting behind a dozen or so people all paying their bills and stuff. When I need to buy some prepaid load, I have to look for a shop that sells it, pay for the load PLUS a small fee. It’s really such a hassle.

Thankfully, there’s an easier and FASTER way to do all that. No need to wait in line. If I need to pay bills, buy load, or send money, I can do it at home or while I’m sitting around in a coffee shop reading. Ever since I started my GCash account, I used it to pay our family’s bills, my SSS contributions, and buy prepaid load. Since there’s usually no line at the TouchPay machine, I just add money to my GCash account whenever I need to pay for something later on.

If you want to pay bills, send and receive money, buy load, shop online, and do a lot of other stuff from the comfort of your own home using just your smartphone or tablet, then read this guide to learn how to use GCash!

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AFPSLAI Dividend Schedule for 2020

January 29, 2020 by Ray L. 36 Comments

UPDATE: AFPSLAI Dividend Schedule 2022, CLICK HERE!

UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!

UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.

Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.

Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.

AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.

One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.

If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:

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Paano Kumuha ng Passport: MagSchedule ng Iyong Appointment Online (New o Renewal)

January 18, 2020 by Ray L. 11 Comments

English Version (Click Here)

Dati kinailangang tumawag sa Department of Foreign Affairs (DFA) para makapagschedule ng appointment at magrenew ng passport. Sa panahon ngayon, pwede mo na itong gawin online, bayaran ang passport at appointment sa pinakamalapit na 7-11, Bayad Center, o lugar kung saan ka pwedeng magbayad ng mga utility bills, at ihanda na ang lahat para sa iyong personal appearance sa DFA.

Kung gusto mong kumuha ng Philippine passport o irenew ang iyong lumang passport, eto ang proseso para ischedule ang iyong appointment online sa website ng DFA.

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How to Get Your Philippine Passport: How to Schedule Your Online Appointment (New or Renewal)

January 18, 2020 by Ray L. 3 Comments

Tagalog Version (Click Here)

Five years ago, we used to have to call the Department of Foreign Affairs (DFA) office to schedule an appointment and renew our passport. Now, however, you can do it all online, pay for the passport and appointment at the nearest 7-11, Bayad Center, or place you can pay utility bills, and have everything ready for your personal appearance at the DFA.

If you want to get your Philippine Passport or renew your old passport, here’s how to schedule for an appointment online.

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What will you learn this year?

January 9, 2020 by Ray L. Leave a Comment

*This article contains affiliate links.

It’s very easy to settle into a routine and do the same thing day after day, week after week, year after year. Unfortunately though, if you don’t actively try to change for the better, you’ll scramble to adapt when your world inevitably changes.

Just think about how years of unhealthy habits lead to health problems, and to be able to live normally you’ll be forced to change your diet, exercise, or take medications. Remember, we get older and weaker, prices get higher, and newer industries and technologies replace the old. That’s just how the world works.

Well if we’re going to change things anyway, why not have fun with it and learn new hobbies and stuff for the new year? After all, there’s a saying that if we’re not growing, we’re dying, and one way to keep ourselves mentally fit and young at heart is to try new things.

If you ask me for my plans this year, here are some new things I want to try:

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