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Your Wealthy Mind

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Home » Archives for Ray L. » Page 19

Upcoming Travel and Adventure Blog!

August 29, 2019 by Ray L. 2 Comments

Upcoming Travel and Adventure Blog your wealthy mind
Tagalog Version (Click Here)

You learn a lot of things when you travel. You get to meet different kinds of people, experience different cultures, and get into all sorts of situations. Sometimes you get into some uncomfortable situations, like a storm hitting your mountain camp, or you explore a crowded temple in the heat of noon, but you’ll look back on the experience with a sense of accomplishment and adventure. Then you’ll start planning your next travel destination.


My parents used to take me to all sorts of places when I was younger. My dad was an officer in the army before he died, so when we visit him on his deployment, we got to travel to some very unique places. One of my fondest childhood memories was the time he and his men took me through a flooded, bat-filled cave a few kilometers long, the time he took me to a beach with corals full of brittle stars and transparent sea cucumbers, and those times he let me play in his camp’s training grounds deep in the jungle.

batolusong assault your wealthy mind
Mt. Batolusong Assault.

Aside from my dad who traveled due to his duties, my mom also loved going to all sorts of places. While my dad took me to exotic jungles, my mom took me to scenic beaches and beautiful historic locations across the Philippines and abroad.

vietnam walking street your wealthy mind
Bui Vien Walking Street in Vietnam.
wat pho your wealthy mind
A temple within Wat Pho in Thailand.

Thanks to both of my parents, I’ve grown to love nature and adventure.

I personally love to travel, and considering the places I’ve been to and how many more I’ll travel in the future (especially since I’m a guide at a hiking company), I do have some tips and tricks that can help you if YOU decide to travel to those places yourself. 

Whether you’re going hiking through the muddy mountains and jungles of Batangas and Rizal, or you’re going to walk the narrow and crowded streets of Manila, Bangkok, or other countries, I’ll share with you some travel tips that would hopefully help make YOUR trip more enjoyable.

[Read more…]

Ano ang Pinagkaiba ng mga Traders at Investors?

August 21, 2019 by Ray L. 1 Comment

Ano ang Pinagkaiba ng mga Traders at Investors your wealthy mind
English Version (Click Here)

Malamang narinig mo na ang ibang mga kakilala mong naguusap tungkol sa stocks na gusto nilang bilihin o ibenta o kung anong mga mutual funds ang dapat nilang kunin bilang investment. Baka may narinig ka nang nagsabi na kailangan mong tignan ang mga charts at “P/E ratios”, bumili kapag bumaba sa ganitong halaga ang presyo o magbenta kapag tumaas naman ito, pero baka may narinig ka na ring mga payo na kailangan mong bilihin ang ilang kilalang investment at itago ito nang higit dalawampung taon.

Ano nga ba ang dapat mong gawin?

Depende. Gusto mo bang mag-trade at subukang kumita ngayon, o gusto mo bang mag-invest nang pangmatagalan? (Pwede mo ring gawin pareho). Kung hindi ka makapagdesisyon o ngayon mo pa lang sinusubukang pag-aralan ang pag-invest at hindi mo pa ganoong alam ang pagkakaiba ng mga traders at investors, edi sinusuwerte ka ngayon! Paguusapan natin iyon dito!

[Read more…]

What’s the Difference Between Traders and Investors?

August 21, 2019 by Ray L. 1 Comment

Difference Between Traders and Investors your wealthy mind
Tagalog Version (Click Here)

You have probably heard some people you know talk about what stocks to buy or sell or what mutual funds to invest in. You’ve heard some people suggest looking at the charts and “P/E ratios”, buying when it dips to a certain price and selling when it reaches another, but you may have also heard some people suggest buying certain well known investments and holding on to them for 20 years or more.

What should you really do?

Well, it depends. Do you want to trade and try to make money now, or do you want to invest for the long term? (You can still do both of course.) If you can’t decide or if you’re just learning how to invest and you’re wondering what’s the difference between traders and investors, then you’re in luck! We’ll talk about that here!

[Read more…]

Tatlong Maikling Aral Tungkol sa mga Ibinibigay sa Atin ng Buhay

August 15, 2019 by Ray L. 1 Comment

3 Short Lessons About What Life Gives Us your wealthy mind
English Version (Click Here)

Ang mga self-improvement at self-help books ay madalas naglalaman ng mga napakahalagang aral, at may isa akong naalalang tula na ilang beses tinalakay sa ilang libro. Ito ang tulang “My Wage” (“Ang Aking Sahod”) na isinulat ni Jessie B. Rittenhouse, at ito ang tatalakayin natin ngayon.

*Ilalagay ko ang Tagalog translation sa ibaba.


“My Wage” (Ang Aking Sahod) ni Jessie B. Rittenhouse

I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store;

For Life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial’s hire,
Only to learn, dismayed,
That any wage I had asked of Life,
Life would have gladly paid!


Pagsasalin sa Tagalog:

Nakipagkasundo ako kay “buhay” para sa barya,
Pero wala na siyang idadagdag sa aking sahod,
Kaso nagmakaawa ako sa gabi,
Noong kinuwenta ko ang kakaunti kong nakamit;

Si “buhay” ay isang amo,
Na nagbibigay ng gusto mo,
Pero kapag itinakda mo ang gusto mong sahod,
Aba, kailangan mo itong panindigan.

Nagsikap ako para sa mababang sweldo,
Para lang malaman at ikalungkot,
Na ano mang sahod ang hilingin ko mula kay “buhay”,
Ay ikagagalak niya palang ibigay!


Sigurado akong naintindihan mo ang aral na ipinapahiwatig ni Jessie. Ibinibigay naman ng buhay ang mga gusto natin, kaya hindi natin kailangang babaan ang ating mga pangarap. May isa pang kasabihan na nagtuturo ng aral na iyon, at mahahanap mo ito sa biblia:

[Read more…]

3 Short Lessons About What Life Gives Us

August 15, 2019 by Ray L. 1 Comment

3 Short Lessons About What Life Gives Us your wealthy mind
Tagalog Version (Click Here)

Self-improvement and self-help books usually contain some incredibly valuable lessons, and I remember one from a poem that I’ve seen in several of them. It’s called “My Wage” by Jessie B. Rittenhouse, and that will be the subject of our lesson today.


“My Wage” by Jessie B. Rittenhouse

I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store;

For Life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial’s hire,
Only to learn, dismayed,
That any wage I had asked of Life,
Life would have gladly paid!


I’m sure you were able to understand the lesson that Jessie has been trying to teach. Life gives us what we ask of it, therefore we shouldn’t limit our dreams. There’s another very famous quote that illustrates that lesson and you can find it in the bible:

[Read more…]
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