Your Wealthy Mind Author : Ray L.

Oportunidad o Pagkabigo: Makukuha mo ang Iyong Pinag-iisipan

February 26, 2016 by Ray L. Leave a Comment

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“Thoughts are things” (Napoleon Hill), “ano man ang palagi mong pinag-iisipan ay dadami”, at “hanapin mo at makakamit mo” (Matteo 7:7). Ano mang pag-isipan mo kapag wala kang ginagawa ang magiging batayan ng palagi mong makikita at makakamit: Oportunidad o Pagkabigo. Ang pinag-iisipan , pinaniniwalaan, at perspectives mo ang magiging batayan ng iyong pananaw sa mundo.

Ang iba nakakakita ng isang bakanteng lote… ang iba naman nakakakita ng posibleng sakahan o shopping mall.
Ang iba nakakakita ng kalsadang puno ng pagod na trabahador… ang iba naman nakakakita ng kalsadang nangangailangan ng restaurant o cafe.
Ang iba nakakakita ng laptop para sa games at facebook… ang iba nakakakita ng kagamitan para sa online business.
Ang iba nakakakita ng luma at sirang mga bahay…ang iba nakakakita ng renovation at decoration business opportunity.
Ang iba nakakakita ng taong walang trabaho… ang iba naman nakakakita ng posibleng entrepreneur o empleyado.
Ang iba nakikita na wala silang oras dahil sa matagal na commute… ang iba nakakakita ng panahon para magbasa ng business o investing books habang nasa bus o tren.
Ang iba nakakakita ng panahon para manood ng TV… ang iba nakakakita ng panahon para pag-aralan ang mga investments.
Ang iba nakakakita ng perang maipangsusugal… ang iba nakakakita ng perang pwedeng i-invest para sa kanilang kinabukasan.
Ang iba nakakakita ng libro tungkol sa finance, business, o investing na nagkakahalagang P500 at iniisip nilang napakamahal nito… ang iba nakakakakita ng kaalamang pwede nilang gamitin para kumita ng sampung milyong piso.
Ang iba nakikita na mahihirap sila… ang iba naman nakikita na pwede silang magsikap para yumaman.
Ang iba nakakakita ng lahat ng problema at limitasyon sa buhay… ang iba nakikita nila ang kanilang mga biyaya at oportunidad.

Uulitin ko: Ang iyong pinag-iisipan, pinaniniwalaan, at perspectives ang magiging batayan mga oportunidad o problemang mahahanap o makakaligtaan mo, pati na rin ang mga gagawin mo tungkol dito. Ano ang pananaw mo sa mundo?

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Opportunities or Failure: You get what you Think About

February 26, 2016 by Ray L. 1 Comment

Tagalog Version (Click Here)

“Thoughts are things” (Napoleon Hill), “what you focus on and think about expands”, and “seek and you will find” (Matthew 7:7). Whatever you think about during your free time determines what you will consistently see AND what you will always get: Opportunities or Failure. Your thoughts, beliefs, and perspectives determine your worldview.

Some people see an empty field… others see a possible farmland or a shopping mall.
Some people see a street full of tired commuters… others see a street that needs a restaurant or a cafe.
Some people see a laptop for games and facebook… others see an online business tool.
Some people see old and broken houses… others see a renovation and decoration business opportunity.
Some people see an unemployed person… others see a potential entrepreneur or employee.
Some people see that they have no time because of their long commutes… others see free time to read business and investing books while on the bus or train.
Some people see free time to waste and watch TV after work… others see time to study investments.
Some people see money they can spend on gambling… others see money they can invest for their future.
Some people see a book on finance, business, or investing that costs $10 and think it’s expensive… others see knowledge that can let them earn $10 million.
Some people see that they’re poor… others see that they can someday become rich.
Some people see all their problems and limitations in life… others see all their blessings and opportunities.

Again, your thoughts, beliefs, and perspectives determine the opportunities and problems that you notice or ignore as well as how you act upon them. How do you see the world around you?

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Isang Hindi Makalimutang Aral mula kay Jim Carrey: Gawin mo ang Pangarap Mo

February 22, 2016 by Ray L. 4 Comments

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“Do what you love” o gawin mo ang pangarap mo ay isang aral na itinuturo ng mga life coaches at, kahit kaunti lang ang magsasabing gawin mo ito agad, ito’y kailangan mo pa ring simulan.

Noong nakaraang buwan, pinag-usapan namin ng kaibigan ko ang tungkol sa pagbabago ng career at ikinuwento niya sa akin na pangarap din niyang magsulat. Hindi nga lang niya ito magawa dahil hindi niya maiwanan ang siguradong suweldo mula sa isang office job. Naiintindihan ko naman dahil, kahit single pa rin kami, mag-isa lang siya sa apartment at marami siyang kailangang bayaran habang ako naman ay nakatira pa kasama ang aking pamilya. Nag-invest din ako kada sahod nitong nakaraang anim na taon kaya ang mga investments ko ay nagbibigay sa akin ng kaunting pera.

Dahil sa pag-uusap naming iyon, naalala ko tuloy ang commencement speech ni Jim Carrey sa Maharishi University of Management at ang kanyang “do what you love” or gawin mo ang pangarap mo lesson (Mahahanap mo ang full video at transcript dito sa www.mum.edu):

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An Unforgettable Lesson from Jim Carrey: Do what You Love

February 21, 2016 by Ray L. 11 Comments

Tagalog Version (Click Here)

“Do what you love” is a piece of advice that many life coaches teach, and, even if few will recommend that you make the career leap right away, it’s still something you need to make time for.

Some time ago my friend and I were discussing career changes and he told me that, although he wanted to try writing too, he was too scared to leave the secure paychecks provided by an office job. It’s perfectly understandable as, although we’re both single, he lives alone and he has a lot of bills to pay while I can still live with my family. I have also invested a part of my salary for the past six years so my investments give me adequate cashflow for a sort of mini financial independence.

That little discussion of ours, by the way, reminded me of Jim Carrey’s commencement speech at Maharishi University and his “do what you love” lesson (You can find the full video and transcript at www.mum.edu here):

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Paano Mag Invest sa Stocks: Sampung Tuntuning Kailangan Matutunan

February 15, 2016 by Ray L. Leave a Comment

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Matapos pag-aralan at sundan ang mga tuntunin ng napakaraming personal finance at investment books gaya ng “The Millionaire Next Door,” “The Motley Fool Million Dollar Portfolio,” “The Bogleheads’ Guide to Investing,” at iba pa, may iilang tuntuning paulit-ulit na lumilitaw dahil sa halaga nila. Kung ikaw ay baguhan pa lamang, ito ang sampung tuntunin na kailangan mong malaman tungkol sa kung paano mag invest sa stocks:

1. Mag-Aral Muna

Sabi ni Warren Buffett, ang isa sa pinakamayamang bilyonaryo ngayong 21st century, ang “risk o panganib ay nagmumula sa kamangmangan.” Libro man, seminar, blog articles, o kahit ano pa, kailangan pag-aralan mong mabuti ang mga investment guides bago ka magsimula. Kung hindi, malamang mawawala ang pera mo sa mga “investments” na nalulugi, at madali ka ring maloloko ng iba.

Sabi nga ni Jim Rohn, “Ang pormal na edukasyon ay magbibigay sa iyo ng pangkabuhayan; ang sarili pag-aaral o self-education ang magpapayaman sa iyo.” Kapag nag-aral ka ng kusa mo, malamang matututunan mo ang mga susunod na tuntunin (at marami ka pang ibang mas-mahalaga at mas-advanced na lessons na matututunan).

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