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3 Keys to Success (a Lesson from W. Clement Stone)

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*This article contains affiliate links.

Tagalog Version (Click Here)

Think carefully: How far have you gone in life? Have you achieved everything you ever wanted? Is there anything else you want to do or have before you die?

Have you been stuck at the same job, the same salary, the same house, the same car, the same place for years? Have you thought that, if you continue, you’ll just grow old without every really achieving anything else?

What do you want to do in life? What do you want to have?

Imagine yourself at 80 years old, too old and too weak to pursue your goals and thinking about all the things you “should” have done when you were younger.

Like I said in one of my first few articles, many of us want great things in life, but few ever reach them.

What the solution? Here are three keys from W. Clement Stone, the author of “The Success System that Never Fails.” (Click Link for the Book)
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Bakit Pumapalya Minsan ang Financial Education (And Parabula ng Nagtatanim)

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English Version (Click Here)

Sa dati kong naisulat (“The Rich vs Poor Myth: Ang Kayamanan ay hindi Ninanakaw; ito’y PINAGSISIKAPAN”), nasabi ko ang tungkol sa Philippine Poverty Rate na halos 26% na. Marami ang naghihirap, KAHIT HINDI NAMAN DAPAT MAGHIRAP.

Hindi lang din mga pulubi ang naghihirap. Kasama na rin ang mga middle class na naiipit sa “rat race” ng buhay. Tinatawag natin itong “isang kahig, isang tuka” o “living paycheck to paycheck.”

Ano nga ba ang solusyon? Ang isasagot naming mga finance bloggers ay Financial Education. Para sa karamihang walang pera o kasaganaan, ang solusyon ay PAG-ARALAN kung PAANO ito Pagsisikapan.

Pag-aralan kung paano gumawa ng “value” at oportunidad, gaya ng lahat ng mga nagsikap at yumaman (ipinaliwanag ko dito kung bakit).

Napakaraming success at finance books, seminars, government programs, at mga bloggers at manunulat na nagtuturo tungkol sa pagsisikap at pagaasenso… pero iilang lang ang mga gumagamit nito. Maibigay mo man ang PINAKAMAGALING na Wealth at Finance Training sa buong mundo, pwede ka pa ring mabigo sa pagpapasagana ng buhay ng iba.

Bakit?
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Why Financial Education Sometimes Fails (The Parable of the Sower)

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Tagalog Version (Click Here)

In my previous article (“The Rich vs. Poor Myth: Wealth never Stolen; it is EARNED”), I posted about the Philippine poverty rate of nearly 26%. There is poverty everywhere, EVEN WHEN THERE SHOULDN’T BE.

It’s not just the poor who suffer. Much of the middle class are stuck in the drudgery of the “rat race.” It’s what Filipinos call “isang kahig, isang tuka” (lit. “one scrape, one meal”) or a life of living paycheck to paycheck.

So what is the solution? Most finance bloggers like me would say it’s Financial Education. For many who lack money or prosperity, the solution is to simply LEARN how to EARN it.

Learn how to create value and opportunities, just like every rich person who ever lived (check this article to see why).

There are many success and finance books, seminars, government programs, and many bloggers and writers who write about wealth building… yet very few use it. You can give the BEST Wealth and Finance Training in the World but still fail horribly at enriching people’s lives.

Why?
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Ang Presyo ng Kamangmangan: Pagsayang ng Oras, Pagod, at Oportunidad

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English Version (Click Here)

“Kung iniisip mo na mahal ang maging edukado, subukan mong maging mangmang.”

– Derek Bok

 

Noong preschool ako (mga isa o dalawang taon bago maging grade 1) naaalala ko ang isang assignment na ibinigay sa amin ng guro bago kami umuwi:

“Kumuha kayo ng isang papel at magsulat ng mga numero!”

 

Pumunit ako ng isang papel at nagsimula akong magsulat. Sa aking pagkasigasig, nagsulat ako ng higit sa 100 bago ko ipinasa ang aking papel. Isang salita lamang ang sinabi sa akin ng guro:

“Labis” (superfluous) at ibinalik niya sa akin ang papel.

 

Noong kabataan ko, hindi ko alam kung ano ang ibig-sabihin ng salitang iyon… pero dahil binalik niya sa akin ang papel, inakala ko na kulang pa ang sinulat ko kaya patuloy akong nagsulat.

Paglipas ng ilang minuto, halos lahat ng mga kaklase ko ay nagpasa na ng papel at nagsiuwian. Dahil ang papel ko ay hindi pa rin tinatanggap, patuloy akong nagsulat hanggang sinundo ako ng mga magulang ko sa classroom.

Inakala ko pa rin na hindi pa ako tapos.
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The Price of Ignorance: Wasted Time, Effort, and Opportunity

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Tagalog Version (Click Here)

“If you think education is expensive, try ignorance.”
– Derek Bok

 

Long ago in preschool (a year or two before grade 1), I remember our teacher giving us a quick assignment before going home:
“Take a whole sheet of pad paper and write numbers!”

Following the instructions, my tiny self tore a sheet of paper and started writing. In my zeal, I wrote past 100 before passing my paper. The teacher said one word:

“Labis” (Superfluous) and handed my paper back to me.

 

At that time, I had no idea what that word meant… but since she gave back the paper, I assumed that what I wrote wasn’t enough so I kept writing.

A while later, nearly all my other preschool friends submitted their papers and started going home. Since mine was still being rejected, I continued until my parents had to pick me up from the classroom.

I still thought I wasn’t finished.
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