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How to Use PayPal (A Basic Guide for Filipinos)

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Tagalog Version (Click Here)

While PayPal has been around since 1998 and grew into an international giant (with the help of eBay until 2015) in the year 2000s, it’s only in the last few years that online payment and online shopping has gotten popular in the Philippines. For example, Bayad Center, one of the Philippines’ most popular bill payment companies partnered with Paypal just last 2016.

With online shopping websites like Lazada and Shopee getting more and more popular in the Philippines, it’s about time we write a simple guide about PayPal, one of the most popular and secure online payment systems in the world. This (the Tagalog version, specifically) will likely be very useful for Filipinos who are new to online payment systems and they simply want a quick guide for PayPal.

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Why Some Businesses are Declined to Get Merchant Accounts

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*Article contributed by Tony Craig.

You will always be told by some people that it is important to get a merchant account. As a business owner, you cannot help but become fascinated with it. You may even realize why you need it immediately. The problem is, there is no assurance that you will get this type of account just because you want to.

Some business owners who have tried to get their very own merchant accounts have stated that it can be very intimidating especially if they have not done enough research about it. Take note that those who would provide you with a merchant account also knows that there is some risk involved in allowing you to get one.

These are some of their reasons why they may decline some business owners:

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Google AdSense Basics: A Short Guide on How to Use AdSense

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Tagalog Version (Click Here)

Some time ago, a few of my readers asked about how they can setup Google AdSense on their blog and how to recover a disabled account. Of course, I was happy to help as best as I can, and I thought that other people might need that info. Since not a lot of people will be able to read the comments, I decided to create an article about it.

Google AdSense is, indeed, one of the most popular ways for you to earn money from a blog. This article is a quick list of what you’ll need to do, and what you should NOT do if you don’t want your account to be penalized or disabled.

Take note that this is meant to be a short reference guide and Google’s own guides will be far more detailed. I created this mainly because of the Tagalog version which should help a lot of new and upcoming Filipino bloggers (and soon, bloggers from other countries when I get this translated to other languages).

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SkyCap Financial’s SkyCap Loans: How They Can Help

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*Article contributed by Amin.

Personal loans are one of the most versatile financial products available. They can be used to cover a range of expenses such as making home improvements or purchasing a vehicle.  Since personal loans are unsecured, meaning borrowers aren’t required to put up a collateral, lenders use factors such as income, credit score or job history to determine eligibility. Personal loans allow you to borrow a fixed amount of money and pay it back with interest in monthly installments, which can be a valuable asset in building good credit.

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Forex Demo: What Is It and What Can You Expect?

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*Article contributed by Sarah Morris.

Delving into foreign exchange – more commonly known as forex trading – is exciting. Many people have claimed to earn a substantial amount of income via forex trading nowadays. There is a learning curve, however, to becoming an expert in trading currencies. Helping beginning traders like you negotiate through the learning process is precisely what forex demos are for.

A forex demo account is a practice account. Similar to how beginning pilots get better at flying by going through flight simulation programs, trading with a forex demo account is a good way for you to experience real trading without losing real money.

Sounds perfect, right? Experienced traders give a caveat. Forex demos can sometimes mislead newbie investors into thinking prematurely that they are already good at trading. How do you avoid this? By knowing exactly what to expect out of forex demos, you can educate yourself on forex trading before you actually begin trading with your hard-earned cash. It will also help you manage your expectations of yourself as a live trader who’s transitioning from being a forex demo trader.

Here are some important things you need to know about forex demos:

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