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5 Easy Ways to Get Out of Debt Fast

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Want to get out of debt? Want to do it right away? We can help! These five easy tricks will help you get out of debt quickly and get you onto a brighter financial track.

1. Pay More Than The Minimum

All of your debt accounts will give you a set monthly payment that you need to make. While you definitely need to make sure you pay this minimum on time in order to reduce your debt, you should also pay a little bit more. Any extra payments you make will help decrease your interest payment and also make your debt disappear faster. An easy way to do this is to simply round your payment up, making it a nice whole number and also paying off more of the debt. If your monthly payment is $176, pay a full $200 each month. This will be easy to budget for and after 12 months of doing this, you will have paid more than a full extra payment on your debt! That “minimum payment due” should just be the absolute minimum that you pay.

2. Pick Up A Side Job

The best way to get out of debt fast is to increase your income. Pick up any side jobs that you can in order to make a little extra money. Try babysitting, mowing lawns or picking up extra work at your existing job. Just be sure to put any extra money you make toward paying your debt. If your additional income goes straight toward debt payment, you won’t have to work that extra job for long!

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5 Great Reasons to Donate Your Car in Utah

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*Article contributed by Sarah Williams.

Oftentimes, people’s minds drift to clothes and money when they think about something to donate. Those are two things that everyone has, and there are plenty of places that accept clothes and money. Churches are always looking for both to help out underprivileged people.

But, have you ever thought to donate a car in Utah?

That’s right, you can actually donate your car in the Beehive State. This article will run over some of the fantastic reasons why you should consider donating your car.

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AFPSLAI Dividend Schedule for 2020

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UPDATE: AFPSLAI Dividend Schedule 2022, CLICK HERE!

UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!

UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.

Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.

Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.

afpslai october 2020 notice

AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.

One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.

If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:

afpslai dividend 2020 your wealthy mind
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Perks of Getting Credit Cards in Omaha

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*Article contributed by Sarah Williams.

Omaha is a city in Nebraska that is known as an energy city, continually transforming and innovating. Over time, it has evolved to become the 42nd largest city in the United States, owing to the developments in the city’s infrastructure and technology. Because of such events, Omaha is also known to be a technological hub and home to several Fortune 500 companies that continually require tech talent.

Technologies are rapidly advancing in the city to make everyday activities more convenient for you. One of the most evident applications would be the use of credit cards in Omaha NE, the ultimate form of cashless transactions.

On average, Americans own about three credit cards, with the majority of their spending habits being online shopping and travel. While it is true that not having to bring as much cash physically is undoubtedly convenient, there are other reasons why credit cards may be beneficial.

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