Wealth and Finance

8 Things to Remember for Seamless Fund Transfer Transactions

May 7, 2020 by Contributor Leave a Comment

*Article contributed by Eunice Williams.

Gone are the days when the only way you can transfer money from one bank account to another is through an over-the-counter transaction. Indeed, fund transfer is one of the most common banking transactions. This is why banks and financial institutions work hard to make it easier for everyone. From online banking apps to third-party providers, it’s now more convenient than ever to transfer funds.

Still, there are plenty of things that you should take into consideration when conducting fund transfer in the Philippines. Keeping these details in mind will make every transaction more seamless. Here are some of the most important ones:

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Harbor City Capital: Is It Legitimate? Five Facts You Need to Know

April 21, 2020 by Contributor Leave a Comment

*Article contributed by Amin.

As the old saying goes: “You have to have money to make money.” For some people, this may mean contributing to a Roth IRA, saving a percentage of their income, venturing into entrepreneurship or investing in the stock market.

For individuals who want to take an alternative route, there are plenty of options to tap into when looking for unique ways to earn wealth. Harbor City Capital Corp., an alternative investment firm that specializes in digital marketing arbitrage (DMA), is one option. Digital Marketing Arbitrage is a strategy where the investor spends “X” on digital advertising, gets paid “Y” for the lead, and collects “Z” as the profit or ROI.

Harbor City Capital was founded by American entrepreneur JP Maroney, who over the course of his 25 year career has started, built, bought and sold a variety of business ventures in publishing, media, advertising, software, ecommerce, training, real estate, and consulting. Since its inception in 2013, the firm, which operates within the $200B Internet advertising sector, has generated double-digit yield for investors – providing bridge funding for high-ROI online lead generation campaigns.

Due to the returns on investment, curious investors are left pondering, “Is this too good to be true?” and “Is Harbor City Capital Legitimate?”

To answer these questions, here are five facts you should know about Harbor City Capital.

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How To Improve Credit Score With Credit Cards

April 14, 2020 by Contributor Leave a Comment

*Article contributed by Sarah Williams.

If your credit score is low, there are various ways to bring it up. You can even increase it to 100 points quickly, depending on several factors. Here are some strategies that you can try with the use of your credit cards:

Ask for a Higher Credit Limit

Whenever your credit limit increases but your balance remains, it will lower down your overall credit utilization. As such, it is best to call your credit card issuer. Call the companies to ask for the best credit card to build credit. Ask them if you can get a higher credit limit. Indeed, this will temporarily drop your score for a few points.

Make Frequent Payments

Making small frequent payments with your credit card can help you increase your credit score. This is called micropayments and it can keep your credit card balances down if you do the payment throughout the month. Consider your credit card as a debit card in which you must pay online the moment that you see that the purchase is posted.

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How to Pay Bills Online Using GCash

April 1, 2020 by Ray L. 6 Comments

Tagalog Version (Click Here)

With the Covid-19 pandemic spreading and with most places in the Philippines going under enhanced community quarantine, going out to pay your bills has gotten much riskier.

There’s a way to make things easier and safer though, and that is by learning how to pay bills online! From the comfort of your own home, you can pay your water, electricity, and other utility and government bills on your smartphone through GCash. If you already registered for an account (read our guide for that here on this link), then here’s a short guide about how you can pay bills there.

First off, make sure to deposit (“cash-in”) enough money in your GCash account. Just use the nearest TouchPay machine, accredited GCash partner, or link your BPI or Unionbank account to deposit funds. Once you’ve added enough, here’s how to pay your bills on the app.

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Factors to Consider Before Hiring a Credit Card Settlement Company

March 28, 2020 by Contributor Leave a Comment

*Article contributed by Sarah Williams.

Credit card settlement has become popular among people who want to get out of debt. However, the success of a debt settlement is always determined by the kind of company that one hires. In that case, it is vital to note that choosing a particular organization will require thorough research and careful consideration.

Before you opt for a particular credit card settlement company, consider various factors if you want a sound settlement experience. Things to consider will include the following.

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