Set a Goal. Aim for something great, or else you’ll waste your lifetime going nowhere.
You work overtime, work on weekends, and sometimes work at a second job, but you’re not getting any richer. You’re struggling to pay the bills, and you still can’t afford that dream home, that nice car, that international vacation, dinner from that amazing restaurant, and that excellent school’s tuition fees for your children. You probably find it hard to donate even just P1,000 to charity.
You can get pay raises, bonuses, and promotions from working hard… but it’s probably not enough for everything you want in life.
How come some people grow rich and others don’t? How can YOU become rich enough to afford your dreams?
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The rich rules over the poor, and the borrower becomes the lender’s slave.
— Proverbs 22:7
Are you scared of opening the mail and looking at your gigantic credit card bills? Do you hide from your friends and relatives because you owe them money? Is your income not enough to cover expenses and pay your debts?
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”
– Robert Kiyosaki
What would you do if, right this moment, somebody gives you over P1 MILLION?
Remember your answer as we’ll return to this later. For now, let’s talk about savings and budget!
Most of us want to save money… but there are ALWAYS groceries to buy, bills to pay, emergency expenses, and things we “need” to buy. If we only earned more money, we can save more, right?
Unfortunately, when we DO earn more through promotions, pay raises, and bonuses, there are MORE things we “need” to buy so we spend all our money.
Getting more money only makes us SPEND more, not SAVE more. It’s like pouring more water in a weave basket.