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20 Quotes About Bad Debt That You Have to Read NOW

September 26, 2017 by Ray L. 2 Comments

Quotes About Bad Debt That You Have to Read NOW - Your Wealthy Mind
Tagalog Version (Click Here)

A few months ago I was looking for a new phone and I thought about buying one of the top-class phones available through credit. Since I had a stable income through streaming, I imagined that I could probably afford it.

At that time, however, I decided against it and I simply bought a phone that can do what I need and I paid for it in cash.

In hindsight, that was a good call. The streamer contact I and many others had have been terminated abruptly and the income disappeared along with it. If I had taken on that debt to buy something that’s far too expensive for my needs, it would have become quite a problem. Thankfully, the lessons I learned about avoiding bad debts helped me make a good choice then.

Some lessons need an entire book while others need only a few words. The value of an idea isn’t measured by how many words it used but in how well they teach us the things we have to learn. It’s for that reason why I frequently share quotes in most of my articles. When used well (and I hope I used them well), they can make enough of an impact to hammer the lesson home. Let me share with you these 10 quotes about bad debt which I hope will inspire you to think twice about using debt to buy things you can’t afford.

[Read more…]

7 Masamang Kaugalian ng mga Pilipino tungkol sa Pera na Kailangan mong IWASAN

April 4, 2017 by Ray L. Leave a Comment

7 Masamang Kaugalian ng mga Pilipino tungkol sa Pera na kailangan mong IWASAN - Your Wealthy Mind

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Kapag pera ang usapan, MARAMING pwedeng gawing pagkakamali. Madalas hindi natin napapansin na TAYO ang sanhi ng ating mga problema. Ang mga ginagawa natin ay maaaring namiminsala sa ating kinabukasan. Kung gusto mong alisin ang mga masasamang kaugalian tungkol sa pera na maaaring natutunan mo, ipagpatuloy mo lang ang pagbabasa nito. Ang unang hakbang sa pagaayos ng pagkakamali ay ang pang-alam sa mga ito.

[Read more…]

7 Bad Money Habits You NEED to Unlearn NOW

April 4, 2017 by Ray L. 2 Comments

7 Bad Money Habits You NEED to Unlearn NOW - Your Wealthy Mind

*This article contains affiliate links.

Tagalog Version (Click Here)

When it comes to our finances, there’s a LOT of things that can go wrong. Most often, we don’t realize that WE are the ones causing our own problems. The things we do might actually be destroying our financial future. If you want to get rid of some bad money habits that you might have learned, then keep reading. The first step in fixing mistakes is knowing about them.

[Read more…]

Tatlong MAHALAGANG dahilan kung bakit kailangan mong iwasan ang Masamang Utang

November 8, 2016 by Ray L. Leave a Comment

Tatlong MAHALAGANG dahilan kung bakit kailangan mong iwasan ang Masamang Utang - Your Wealthy Mind
English Version (Click Here)

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

(Ang utang ay katulad ng ibang patibong, madaling pasukin, pero mahirap umalis.)

Isang hakbang palusong, dalawang paurong.  Isipin mo man na ok lang manghiram ng pera at lubusang gamitin ang credit cards, hindi ito totoo. Parang hindi ito masama sa simula, hanggang mangutang kang uli, at mangutang pa, at mangutang ng paulit-ulit hanggang nabaon ka na ng isang bundok ng utang. Kapag nawiwili kang gumastos ng sobra sobra at mangutang ng pera, alalahanin mo lang ang tatlong dahilan kung bakit dapat umiwas sa luho at sa masamang utang.

[Read more…]

3 BIG reasons to Avoid Bad Debt

November 8, 2016 by Ray L. Leave a Comment

3 BIG reasons to Avoid Bad Debt - Your Wealthy Mind
Tagalog Version (Click Here)

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” – Josh Billings

One step forward, two steps back. You might think that borrowing money and maxing out your credit cards is fine, but it’s not. It seems harmless at first, until you borrow again, and again, and again, and suddenly you’ve accumulated a mountain of debt. Whenever you’re tempted to overspend and borrow money, just remember these three reasons on why you should just skip unnecessary purchases and avoid bad debts.

[Read more…]

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