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Your Wealthy Mind

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10 Negative Money Beliefs that can Bring You Financial Failure (PART 2 of 2)

March 13, 2018 by Ray L. Leave a Comment

10 Negative Money Beliefs that can Bring You Financial Failure - Your Wealthy Mind

Click Here for Part 1.

Tagalog Version (Click Here)

6. Rich people got lucky.

Very likely, most of the richest people in the world have achieved their success because they did or created the right things at the right time. They met the right partner and together they founded a great company. They applied at the right job and the right people saw their talents and started promoting them through the ranks. They also invested in the right set of companies, properties, products, or other things and suddenly they became extremely rich from their investments.

Well guess what. Their “luck” would NEVER have happened if they never WORKED on those things to begin with. If they just sat around doing an average job their whole lives without ever risking their time and money in something that could be great, they never would have achieved any of that.

Sure, they did get lucky, but they needed to WORK before any of that happened. A world-class organization or business does not appear from thin air you know. It needs to be dreamed of, planned, and built by people from the ground up first. You can build your own luck too. You just need to find that special thing that’s meant for you.

I am a great believer in Luck. The harder I work, the more of it I seem to have. — Coleman Cox.

 

7. Working hard won’t make you rich.

There is some truth to this one. You can work hard picking trash and earn little, or you can work hard building a recycling company that cleans entire cities and recycles tons of garbage a month and earn millions. You can spend eight hours a day working hard on a worthless mobile game that simply sucks your time and money, or you can spend eight hours a day programming an application that helps millions of people while earning money FOR you. Working hard is not enough; you need to work hard at the right things to earn wealth.

[Read more…]

10 Negative Money Beliefs that can Bring You Financial Failure (PART 1 of 2)

March 7, 2018 by Ray L. 1 Comment

10 Negative Money Beliefs that can Bring You Financial Failure - Your Wealthy Mind
Tagalog Version (Click Here)

Mahatma Gandhi taught us that your beliefs become your thoughts, your thoughts become words, your words become actions, your actions become habits, your habits become your values, and your values become your destiny. In short, the things you believe in will determine the destiny you will achieve.

If you have negative beliefs about money, they will likely cause you a lot of financial problems. Here are 10 bad money beliefs that you NEED to get rid of now if you want to increase your chances of becoming financially successful.

[Read more…]

10 Masamang Paniniwala Tungkol sa Pera na Magdudulot ng Iyong Pagkabigo sa Pag-Asenso (PART 1 of 2)

March 7, 2018 by Ray L. Leave a Comment

10 Masamang Paniniwala Tungkol sa Pera na Magdudulot ng Iyong Pagkabigo sa Pag-Asenso - Your Wealthy Mind
English Version (Click Here)

Itinuro ni Mahatma Gandhi na ang iyong paniniwala ay magiging pagiisip mo, ang pagiisip mo ay magiging salita, ang iyong salita ay magiging paggalaw, ang paggalaw mo ay iyong makakasanayan, ang iyong mga nakasanayang gawin ay magiging pinahahalagahan o values mo, at ang iyong values ay magiging iyong tadhana. Sa madaling salita, ang mga bagay na pinaniniwalaan mo ay magiging basehan ng tadhanang makakamit mo sa buhay.

Kapag may masamang paniniwala ka tungkol sa pera, malamang magdudulot ito sa iyo ng napakaraming problema sa pera. Narito ang sampung masamang paniniwala tungkol sa pera na kailangan mong iwasan ngayon kapag pangarap mong pagbutihin ang pagkakataon mong umasenso sa buhay.

[Read more…]

30 Pinakamahalagang Payo Tungkol sa Pera na Kailangan Mong Matutunan Ngayon

February 20, 2018 by Ray L. Leave a Comment

30 Pinakamahalagang Payo Tungkol sa Pera na Kailangan Mong Matutunan Ngayon - Your Wealthy Mind
English Version (Click Here)

Gustuhin mo man o hindi, mahalaga ang pera sa buhay natin ngayon. Kung gusto mong mabuhay at umasenso sa panahon ngayon. kailangan mong matutunang gamitin ang pera ng mabuti. Kung pangarap mong yumaman, narito ang 30 na payo tungkol sa paghahawak ng pera na kailangan mong matutunan ngayon.

 

30 Pinakamahalagang Payo Tungkol sa Pera na Kailangan Mong Matutunan Ngayon

1. Alamin mo ang iyong kalagayang pinansyal. Masagana ka ba at mayroong ilang libong nakainvest sa mabubuting negosyo at assets, o nabaon ka ba ng ilang daang libo sa utang? Hindi mo masosolusyonan ang iyong mga problema kapag hindi mo aaminin kung may problema ka pala, at hindi mo mahahanap ang mga oportunidad para umunlad kapag hindi mo sila hahanapin.

2. Gamitin mo ang pinakamabuting paraan para makaipon ng pera: “Pay yourself first!” (Ang idea dito ay “mag-ipon muna”) (Maglagay ka muna ng pera sa ipon bago gumastos.)

3. “It’s not how much you earn, but how much you keep.” (Hindi lang sa kinikita kundi pati na rin sa naiipon.) Walang kwenta ang mataas na sweldo kapag isinugal o winalgas mo lang ito sa mga mamahaling kagamitan na hindi mo naman kailangan.

4. Mag-ipon ka para sa mga oportunidad at emergencies. Ang ipon na ito ay pwedeng maging capital para sa iyong negosyong naisip itayo, o perang magagamit kapag nawalan ka bigla ng trabaho.

5. Iwasan mo ang sobrang pangungutang.

No one can be happy, no matter how optimistic, who is forever in the clutches of poverty, of harassing debt.

— Orison Swett Marden

(Walang magiging masaya, gaano man kaganda ang pananaw nila sa buhay, kapag sila ay habang buhay nabaon sa kahirapan, at mapang-aping utang.)

[Read more…]

30 Most Valuable Personal Money Management Tips You Must Learn NOW

February 20, 2018 by Ray L. 1 Comment

30 Most Valuable Personal Money Management Tips You Must Learn NOW - Your Wealthy Mind
Tagalog Version (Click Here)

Like it or not, money is an important part of modern life. If you want to survive and do well in today’s world, you have to learn to use it wisely.  If you want to become financially well off, then here are 30 awesome personal finance tips that you have to learn now.

 

30 Most Valuable Personal Finance Tips You Must Learn NOW

1. Know your financial standing. Are you financially stable with thousands invested in good businesses and assets, or are you thousands in bad debt? You can’t solve problems if you don’t acknowledge that there is a problem, and you can’t find opportunities to improve on if you don’t start searching for them.

2. Use the number 1 money saving technique: “Pay yourself first!” (Save money first before you start spending).

3. “It’s not how much you earn, but how much you keep.” Having a high salary won’t matter at all if you gamble it all away or waste it all buying expensive junk that you don’t need.

4. Establish a savings fund for opportunities or emergencies. It can be your initial capital for a business idea, or a cash buffer if you suddenly lose your job.

5. Avoid bad debts.

No one can be happy, no matter how optimistic, who is forever in the clutches of poverty, of harassing debt.

— Orison Swett Marden

[Read more…]

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