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Your Wealthy Mind

Because Ideas Change Lives

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Home » budget » Page 8

How to Get Rich: Use Money Wisely

January 12, 2016 by Ray L. Leave a Comment

how to get rich use money wisely pixabay yourwealthymind your wealthy mind
Tagalog Version (Click Here)

“To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.” – Matthew 25:29 (NLT)

Brian Tracy wrote a chapter on the “laws of money” in “The 100 Absolutely Unbreakable Laws of Business Success” and one particular passage caught my eye:

“Money tends to flow toward people who can use it in the most productive ways to produce valuable goods and services and who can invest it to create employment and opportunities that benefit others.

At the same time, money flows away from those who use it poorly or who spend it in nonproductive ways.”

In short: You get more money when you use it well and you lose money if you use it wastefully.

 

That key idea seems obvious, but it’s mostly ignored by a lot of people, similar to how smokers know that smoking is bad but continue to do so anyway even if they wish to have good health.

Most of us know that wasting all our money on certain things is bad, but we do it anyway even if we someday hope to be rich.

What’s worse is, many of us don’t even know that we’re spending money unwisely!
[Read more…]

Bago mo Ubusin (at Sayangin) ang Iyong 13th Month Salary at Christmas Bonus

December 1, 2015 by Ray L. 2 Comments

before you waste 13th month salary pixabay yourwealthymind your wealthy mind
English Version (Click Here)

Pasko nanaman at maraming empleyado ang excited para sa kanilang 13th month salary at Christmas bonus!

Ngayong December, marami ang makakakita ng payroll accounts na puno ng pera… na mauubos lang sa loob ng isang linggo.

Siguro naranasan mo na rin yon. Masayang masaya habang nakikita ang malaking halaga… at malungkot sa susunod na linggo kapag nalaman mong naubos mo na.

“Hindi sa kinikita, kundi sa naiipon.”

Isa iyong rason kung bakit marami sa atin ang hindi umuunlad. Kapag kumita tayo ng mas-malaki, mas-malaki din ang ginagastos at sinasayang, at bumabalik uli tayo sa dati nating nakasanayan. Dalawang hakbang paabante, dalawang hakbang paatras.

Paano nga ba natin mapipigilang maubos lang ang ating 13th month pay at bonuses? Paano nga ba natin ito magagamit ng mabuti habang nagsasaya pa rin sa buhay? Matututunan natin yan ngayon!
[Read more…]

Before you get (and Waste) your 13th Month Salary and Christmas Bonuses

December 1, 2015 by Ray L. Leave a Comment

before you waste 13th month salary pixabay yourwealthymind your wealthy mind
Tagalog Version (Click Here)

It’s the holiday season again and excitement fills the air as employees eagerly await their 13th month salaries and Christmas bonuses!

This holiday, many will soon find their payroll accounts FILLED with cash… that will all be spent in less than a week.

I’m sure you know how that feels. Happy and motivated when you see those big numbers in your payroll… and depressed the next week when you realize that you’ve spent it all.

“It’s not how much you earn, but how much you keep.”

That’s the main reason why many of us don’t achieve more. Every time we earn more, we WASTE more, and we go back to where we were. Two steps forward, two steps back.

So HOW do we stop wasting our 13th month pay and bonuses? How do we put it to better use, while STILL having fun? We’re here to learn that now!
[Read more…]

Paano Mabayaran Lahat ng Utang (in Three Simple Steps)

September 22, 2015 by Ray L. 7 Comments

how to get out of debt your wealthy mind yourwealthymind pixabay

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)
The rich rules over the poor, and the borrower becomes the lender’s slave.
— Proverbs 22:7

(Ang mayayaman ay namumuno sa mga mahihirap, at ang nangutang ay nagiging alipin ng nagpautang.)

Natatakot ka bang tignan ang iyong mga napakalaking credit card bills? Nagtatago ka ba mula sa mga kaibigan at kamag-anak mo dahil may utang ka pa sa kanila? Hindi ba sapat ang kinikita mo para mabayaran ang iyong mga expenses at mga inutangan?

Kung pangarap mong mabayaran lahat ng utang mo, mayroon ako ditong SIMPLENG 3-STEP PLAN mula kay George S. Clason, ang may-akda ng finance Classic na “The Richest Man in Babylon” (Click link for the book):
[Read more…]

How to Get out of Debt in Three Simple Steps

September 21, 2015 by Ray L. 3 Comments

how to get out of debt your wealthy mind yourwealthymind pixabay

*This article contains affiliate links.

Tagalog Version (Click Here)
The rich rules over the poor, and the borrower becomes the lender’s slave.
— Proverbs 22:7

Are you scared of opening the mail and looking at your gigantic credit card bills? Do you hide from your friends and relatives because you owe them money? Is your income not enough to cover expenses and pay your debts?

If you want to get out of debt and pay them all back, here’s a VERY SIMPLE 3-step plan from George S. Clason’s “The Richest Man in Babylon” (Click link for the book):
[Read more…]

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