business

SkyCap Financial’s SkyCap Loans: How They Can Help

November 16, 2018 by Contributor Leave a Comment

*Article contributed by Amin.

Personal loans are one of the most versatile financial products available. They can be used to cover a range of expenses such as making home improvements or purchasing a vehicle. Since personal loans are unsecured, meaning borrowers aren’t required to put up a collateral, lenders use factors such as income, credit score or job history to determine eligibility. Personal loans allow you to borrow a fixed amount of money and pay it back with interest in monthly installments, which can be a valuable asset in building good credit.

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[Guest Post] 4 Pros And Cons Of Bootstrapping Your Startup

September 18, 2018 by Contributor Leave a Comment

Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.

— Tim O’Reilly

The first few years of a startup are critical. Period! The SBA (Small Business Administration) states that over 50% of businesses fail in the first five years of their inception.

Bootstrapping a business can be defined as the process of funding the business with internal cash and being cautious about the expenses to avoid taking external money or resources.

Millennial entrepreneurs should bootstrap their business initially to avoid unnecessary debts, limiting risks and circumventing venture capital. Due to the exponential growth in the startup sphere across the world, the venture capital possibilities are reducing severely. Similarly, due to the high-interest rates on student loans and mortgages, it is advisable to bootstrap your business to limit such expenses.

The following are the pros and cons of bootstrapping your business:

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Top Tips – 5 Ways A Virtual Office Will Revolutionise Your Business

August 31, 2018 by Contributor Leave a Comment

*Contributed by Sarah Williams.

Everywhere revolution is happening. The whispers that surround typical office conversations related to moving to an online platform have become reality, a virtual reality. The daily commute that in previous times would leave American freeways crammed at rush hour, has decreased because many seek the comfort of remote work. Offices sitting in many high rises in some of the more popular cities are increasingly becoming vacant as professionals find new and innovative ways to work.

On first glance, one would assume that the American economy is suffering from a recession. However, the reality is that many offices in the United States have moved from a physical space to virtual offices. The virtual office format is much more forgiving to your budget simply because you do not spend as much time in the office as a result of a pay-as-you-go system. Plus, it has transformed modern business.

Continue reading for more information on how the virtual office has transformed business.

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Pagtanggi sa mga Customers: Kung Bakit Dapat Mong Ayawan ang Hindi Nakabubuting Transaksyon

August 14, 2018 by Ray L. Leave a Comment

English Version (Click Here)

Kung may mabubuting transaksyon, mayroon ding nakasasama. Hindi lahat ng tao ay nakakaalam ng tunay na halaga ng iyong produkto o serbisyo kaya susubukan nilang bayaran ka ng sobrang baba (o hindi ka babayaran), at mayroon ding ibang gustong samantalahin ang mga mahihina at desperado.

Sa kasamaang palad, marami sa atin ang desperadong kumita at ang ilan din ay nahihiyang tanggihan ang mga alok o offers na hindi nila gusto.

Hindi naman dapat ganoon lang palagi. Hindi natin kailangang tanggapin ang hindi nakabubuting transaksyon dahil nahihiya tayong tumanggi. Ang article na ito ay magtuturo sa iyo ng aral na iyon.

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Saying No to Customers: Why You Must Reject Bad Offers and Terrible Deals

August 14, 2018 by Ray L. Leave a Comment

Tagalog Version (Click Here)

Just as there are good deals in the world, there will also be bad ones. Not everyone knows how valuable your product or service is so they might try to pay you too little (or pay you nothing at all), and there are also those who try to take advantage of the weak and desperate.

Unfortunately, some of us are desperate to sell and some are too polite to reject other people’s terrible offers.

It doesn’t have to be that way. We shouldn’t be compelled to accept bad deals out of politeness. This article is about learning that lesson.

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