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Home » debt » Page 2

SkyCap Financial’s SkyCap Loans: How They Can Help

November 16, 2018 by Contributor Leave a Comment

SkyCap Financials SkyCap Loans How They Can Help

*Article contributed by Amin.

Personal loans are one of the most versatile financial products available. They can be used to cover a range of expenses such as making home improvements or purchasing a vehicle.  Since personal loans are unsecured, meaning borrowers aren’t required to put up a collateral, lenders use factors such as income, credit score or job history to determine eligibility. Personal loans allow you to borrow a fixed amount of money and pay it back with interest in monthly installments, which can be a valuable asset in building good credit.

[Read more…]

Which Is Better for You, a Credit Card or Personal Loan?

July 20, 2018 by Contributor 1 Comment

Which Is Better for You a Credit Card or Personal Loan guest post

*Contributed by Shiv Nanda of MoneyTap.com.

Credit cards and personal loans are both good solutions for financing regular expenses as well as unexpected ones. Both products are basically unsecured loans that do not require collateral backing, and you can repay them over time.

So, how do you choose which one to get?

[Read more…]

Key Ways To Turn Bad Business Funds Into Profits

April 9, 2018 by Contributor Leave a Comment

Key Ways To Turn Bad Business Funds Into Profits

As business owners, we keep a keen eye on our expenses, especially when the company is concerned. We try to make sure there are protocols and systems in place to ensure that our company remains profitable for an extended period of time. Unfortunately, we can’t manage everything and account for all circumstances, and sometimes we don’t notice the existence of bad business funds. It’s important to realize however that these funds aren’t always “bad.” In fact, here are some key ways to turn bad business funds into profits.

[Read more…]

10 Masamang Paniniwala Tungkol sa Pera na Magdudulot ng Iyong Pagkabigo sa Pag-Asenso (PART 2 of 2)

March 13, 2018 by Ray L. Leave a Comment

10 Masamang Paniniwala Tungkol sa Pera na Magdudulot ng Iyong Pagkabigo sa Pag-Asenso - Your Wealthy Mind

I-click mo ito para bumalik sa Part 1.

English Version (Click Here)

6. Maswerte lang ang mga mayayaman.

Malamang, ang pinakamayayamang mga tao sa mundo ay nagtagumpay dahil ginawa o nilikha nila ang mga tamang bagay sa tamang panahon. Nakilala nila ang tamang partner at nagtayo silang dalawa ng napakagaling na kumpanya. Pinasok nila ang tamang trabaho at nakita ng mga importanteng tao ang kanilang galing kaya’t sila ay napromote at umasenso sa kumpanya. Nag-invest sila sa tamang mga kumpanya, lupa, produkto, o iba pang mga bagay at dahil doon yumaman sila ng husto mula sa mga pinagpuhunan nila.

Eto ang pag-isipan mo. Hindi mangyayari ang “swerte” nila kapag hindi nila PINAGSIKAPANG GAWIN ang mga iyon. Kung wala silang ibang ginawa bukod sa ordinaryong trabaho buong buhay at hindi nila itinaya ang kanilang panahon at pera sa isang bagay na pwedeng pagmulan ng kanilang tagumpay, malamang wala silang makakamit na malaking pag-asenso.

Oo, naging maswerte nga sila, pero kinailangan nilang MAGTRABAHO bago nila nakakamit ang mga iyon. Ang isang world-class na organisasyon ay hindi lumalabas mula sa wala. Kailangan itong pangarapin, planuhin, at saka itayo muna ng mga tao. Pwede mo ring likhain ang sarili mong pagkaswerte. Kailangan mo lang hanapin ang tamang bagay na nararapat para sa iyo.

I am a great believer in Luck. The harder I work, the more of it I seem to have. — Coleman Cox.

(Pinapaniwalaan ko ng husto ang Swerte. Kapag nagsisikap ako ng husto, dumadami ang pagkaswerte ko.)

 

7. Hindi ka yayaman kahit magsikap ka.

May kaunting katotohanan ito. Pwede kang magsikap kakapulot ng basura at kumita ng maliit, o pwede kang magsikap sa pagbuo ng isang recycling company na naglilinis ng ilang siyudad at nagrerecycle ng ilang tonelada ng basura kada buwan para kumita ng milyon milyon. Pwede kang “magsikap” ng walong oras sa isang walang kwentang mobile game na kumakain lamang sa iyong panahon at pera, o pwede kang magprogram ng walong oras kada araw ng isang program na nakakatulong sa ilang milyong tao habang kumikita ito ng pera para sa iyo. Hindi sapat ang pagsisikap; kailangan mong magsikap sa tamang bagay para umasenso at yumaman.

[Read more…]

10 Negative Money Beliefs that can Bring You Financial Failure (PART 2 of 2)

March 13, 2018 by Ray L. Leave a Comment

10 Negative Money Beliefs that can Bring You Financial Failure - Your Wealthy Mind

Click Here for Part 1.

Tagalog Version (Click Here)

6. Rich people got lucky.

Very likely, most of the richest people in the world have achieved their success because they did or created the right things at the right time. They met the right partner and together they founded a great company. They applied at the right job and the right people saw their talents and started promoting them through the ranks. They also invested in the right set of companies, properties, products, or other things and suddenly they became extremely rich from their investments.

Well guess what. Their “luck” would NEVER have happened if they never WORKED on those things to begin with. If they just sat around doing an average job their whole lives without ever risking their time and money in something that could be great, they never would have achieved any of that.

Sure, they did get lucky, but they needed to WORK before any of that happened. A world-class organization or business does not appear from thin air you know. It needs to be dreamed of, planned, and built by people from the ground up first. You can build your own luck too. You just need to find that special thing that’s meant for you.

I am a great believer in Luck. The harder I work, the more of it I seem to have. — Coleman Cox.

 

7. Working hard won’t make you rich.

There is some truth to this one. You can work hard picking trash and earn little, or you can work hard building a recycling company that cleans entire cities and recycles tons of garbage a month and earn millions. You can spend eight hours a day working hard on a worthless mobile game that simply sucks your time and money, or you can spend eight hours a day programming an application that helps millions of people while earning money FOR you. Working hard is not enough; you need to work hard at the right things to earn wealth.

[Read more…]

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