Because Ideas Change Lives
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Kapag pera ang usapan, MARAMING pwedeng gawing pagkakamali. Madalas hindi natin napapansin na TAYO ang sanhi ng ating mga problema. Ang mga ginagawa natin ay maaaring namiminsala sa ating kinabukasan. Kung gusto mong alisin ang mga masasamang kaugalian tungkol sa pera na maaaring natutunan mo, ipagpatuloy mo lang ang pagbabasa nito. Ang unang hakbang sa pagaayos ng pagkakamali ay ang pang-alam sa mga ito.
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When it comes to our finances, there’s a LOT of things that can go wrong. Most often, we don’t realize that WE are the ones causing our own problems. The things we do might actually be destroying our financial future. If you want to get rid of some bad money habits that you might have learned, then keep reading. The first step in fixing mistakes is knowing about them.
Ang ating mga magulang, kaibigan, at karanasan noong ating kabataan ang una nating guro na nagturo satin kung paano maghawak ng pera, at ang mga natutunan natin noon ay madalas mananatili hanggang sa ating paglaki. Hindi nito ibig sabihin na hindi natin kayang magbago at mas-gumaling pa. Sinwerte ako at marami akong natutunang mabubuting aral tungkol sa success at sa kung paano maging matipid noong bata ako. Dahil doon, isinulat ko ang aking top 10 tips dito.
Our parents, friends, and our early experiences are our first teachers on how we handle money, and what we learned during childhood tends to stick to us as we grow up. That doesn’t mean that we can’t change for the better though. I was lucky enough to learn some excellent financial success and frugal living tips when I was a kid, and I’ll share my top 10 tips with you here.
*Contributed by Amy Nickson.
One day, your little child will face the big world all alone. As a parent, it’s your responsibility to inculcate good money lessons in them. Teach your children as to how they should manage their money and why money management is important.
How can you help your kids to become financially responsible? It is easy: Have a look:
Children need to know that money is not easy to come by. Discuss with them why they need to work. This way they will understand the value of money and where the money comes from.
How can kids make money? Kids can make money by babysitting, starting a lemonade stand, car washing etc. But, these involve more direct money. So, the best ways in which your kids can make some money are by helping you out with your household chores. You can ask your kids to help you in cleaning the house, cooking and washing. In return, you can pay some money to your kid.
If your child loves pets, you can also allow your kids to do pet sitting or they can also become a dog walker. This is a great job for earning a little money.
You must encourage your child to save money. Tell them the importance of saving money . Gift them a piggy bank and tell them to save whatever possible.
Explain to your teens why it is important to set financial goals. Help them work out how much money they need to put away for achieving their goals. You can also discuss with your young adults regarding their short-term and long-term financial goals. Discuss with your children how much allowance they should spend each week and how much they must put towards short and long savings. Ask them to save money for charity as well. [Read more…]
