Because Ideas Change Lives
Isa sa pinakapopular kong article ay tungkol sa kung paano magbayad ng utang. Sa palagay ko, mas-mabuti ang pag-iingat kaysa sa paggamot, kaya mas-mainam na umiwas ka na lang sa sobrang pangungutang kaysa palaging mabaon at magbayad ng mga ito.
One of my more popular articles is the one about How to Get out of Debt (more specifically, get out of bad debts). I believe an ounce of prevention is better than a pound of cure, so it’s better to avoid bad debt from accumulating than to keep digging yourself out of it.
Sinabi ko sa ilang articles ko na bukod sa pagtrabaho para kumita ng pera, kailangan mo ring Mag-ipon at Mag-invest kung pangarap mong maging masagana o financially successful.
Sa isang article ko, sinabi ko rin kung bakit hindi ako magrerecommenda ng mga stocks (Basahin mo ito kung gusto mong malaman kung paano ka pwedeng manipulahin ng mga “Investment Advisors”), pero pwede kong ibahagi sa iyo ang mga natutunan ko sa mga libro at research ng IBANG investors.
“Ang mga hangal ay nagsasabi na natututo sila mula sa kanilang karanasan. Mas-gusto kong matuto mula sa karanasan ng iba.” – Otto von Bismarck
Hindi mo kailangan maging sobrang yamang super-genius para maging investor. Ang kailangan mo lang (bukod sa brokers kagaya ng BPITrade o ColFinancial kapag nakatira ka sa Pilipinas) ay kaunting pera, disiplina, at kaalaman.
Basahin mo na muna itong simpleng tuntunin ni Benjamin Graham, ang may-akda ng investment classic na “The Intelligent Investor
[Read more…]
As I’ve mentioned in several of my articles, aside from just working to earn money, you also need to Save and Invest if you want to be financially successful.
Now, I’ve already explained why I don’t want to recommend particular stocks on another article (Read that one if you want to know how “Investment Advisors” can manipulate you), but I CAN teach you what I’ve learned from OTHER investors through their books and research!
“Fools say that they learn by experience. I prefer to profit by others experience.” – Otto von Bismarck
Now, you don’t need to be an extremely wealthy super-genius to become an investor. All you need (aside from a broker like BPITrade or ColFinancial if you live in the Philippines) is some money, discipline, and applied knowledge.
Here’s some simple guidelines from Benjamin Graham, author of the classic “The Intelligent Investor
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(Ang pagiging Mahirap ay isang uri ng pag-iisip. Ang paghihirap ay panandaliang sitwasyon lamang.)
(Ang kawalan ng pera ay hindi nakahahadlang sa kahit sino. Ang kawalang-laman ng puso’t isipan lamang ang nakakagawa noon.) [Read more…]
