Alam mo ba na mayroon nang ATM card ang AFPSLAI? Kung nais mong magkaroon noon, narito ang ang isang maikling guide para makakuha ka rin noon!
Kung ikaw ay nakapag-ipon at nag-invest ng pera sa AFPSLAI (ang Armed Forces and Police Savings and Loans Association, Inc.), malamang alam mo na ang tungkol sa kanilang mga passbook. Alam mo na rin kung paano over-the-counter ang pag-withdraw ng pera, pati na rin ang iba pang mga transaksyon tulad noon. Dahil manual o mano-mano ang mga proseso, madalas mas-mabagal ang mga transaksyon kumpara sa mga ordinaryong banko.
Noong ika-11 ng Abril, 2023, inilabas ng AFPSLAI ang kanilang ATM card para pwede nang makapag-withdraw ng pera gamit ang kanilang lokal na automated teller machines (ATMs). Kumpara sa passbook, ang sistemang iyon ay higit na nagpapabilis at nagpapadali sa pag-withdraw at pag-check ng iyong balanse. Isa pang mabuting balita, plano nilang i-link ang sistema nila sa Bancnet para pwede mo nang magamit ang iyong AFPSLAI ATM card sa halos kahit anong ATM ng sa ating bansa.
Kung ang AFPSLAI branch na pinupuntahan mo ay may kakayahang mag-print ng mga cards na iyon at mayroon na din silang ATM sa kanilang gusali, edi bakit hindi ka na rin kumuha nito? Magiging mas madali ang pag-withdraw ng pera. Kung nais mong kumuha ng AFPSLAI ATM card (na iyo ring AFPSLAI ID), narito ang ilang mga bagay na kailangan mong malaman.[Read more…]
Did you know that AFPSLAI now has an ATM card? If you want one too, then here’s a short guide on how to get your own!
If you’ve saved and invested your money in AFPSLAI (the Armed Forces and Police Savings and Loans Association, Inc.), then you probably already know about their passbooks and how withdrawals and most of their other transactions are over the counter. Because a lot of things are done manually, transactions are usually slower than most banks.
Last April 11, 2023, AFPSLAI finally launched their ATM card which will let you withdraw money from your accounts using their local automated teller machines (ATMs). Compared to the passbook, that system makes withdrawals and balance inquiries so much faster and more convenient. What’s even better is that they plan to link their system to Bancnet which will allow you to use your AFPSLAI ATM card on just about any ATM in the Philippines.
If the AFPSLAI branch that you go to can print those cards and if they also have an ATM in the building, then why not get one for yourself? It will make withdrawals so much easier. If you want to get your AFPSLAI ATM card (which is also your AFPSLAI ID), then here’s what you need to know.[Read more…]
Tax. Lahat ay nagbabayad ng tax. Nagbabayad ka ng tax kapag sumasahod ka (depende sa TRAIN law), nagbabayad ka ng tax kapag nagnenegosyo ka, at nagbabayad ka ng tax kapag bumibili ka sa mga tindahan. Hindi mo maiiwasan ang tax dahil dito kumikita ang gubyerno.
Balang araw, kakailanganin mong kumuha ng Taxpayer Identification Number (TIN) mula sa Bureau of Internal Revenue (BIR), at ito ang TIN na gagamitin mo habang buhay. Isang TIN lang ang pwede mong makuha dahil ilegal magkaroon ng maraming TIN.
Bakit mo kailangan ng TIN? Maraming government, bank, o iba pang opisyal na transaksyon ang nangangailangan ng TIN. Sa panahon din ngayon na pwede kang kumita online, kung gusto mong magsimula ng online business, mag-freelance, o kumita sa YouTube o kaya maging isang Twitch streamer, kailangan mo ng TIN para mag-monetize at kumita ng pera.
Ito ang paraan kung paano kumuha ng TIN at TIN ID dito sa Pilipinas.[Read more…]
Taxes. Everyone pays taxes. You pay taxes whenever you earn a salary (depending on the TRAIN law), you pay taxes when you operate a business, and you even pay taxes when you’re buying something from the store. Taxes are an unavoidable part of modern life as it’s how governments earn money.
You will, at some point in your life, have to get a Taxpayer Identification Number (TIN) from the Bureau of Internal Revenue (BIR), and it’ll be the one you will use for the rest of your life. You can only have ONE TIN by the way as it’s illegal to have more.
Why do you need a TIN? There are lots of government, bank, or other official transactions where you’ll need to provide one, and in today’s online gig economy, if you want to start an online business, do freelance work online, or even earn money as a YouTube or Twitch Streamer, you’ll need to have a TIN to monetize and start earning money.
Here’s how to get a TIN and a TIN ID here in the Philippines.[Read more…]
*Article contributed by Sarah Williams.
The County seat of Knoxville, Indiana, Vincennes is the oldest continually-inhabited European settlement in the State. It’s a very culturally diverse area with its very own vibrant history – which makes it one of the most sought out tourist destinations in the United States. And recently, It is also becoming a haven for investment.
If you’re planning to make your money grow in Vincennes while earning during your day job, you too can start investing. Investopedia describes that investment is the act of putting money to work to start a business or project or the purchase of an asset, to earn income or capital appreciation.
If you’re planning to invest your money but don’t know how to – you can consider hiring a financial advisor in Vincennes. But there are many types of financial advisors. Here are a few tips on choosing the right one for you.[Read more…]