get out of debt

Bakit Dapat Matutunan ang Tamang Paghawak ng Pera? (Bonus: Libreng First Chapter ng “30 Steps to Wealth”!)

May 30, 2017 by Ray L. Leave a Comment

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Ok, so kakatapos ko lang magcut at magedit ng 10% sample ng aking eBook sa Amazon (30 Steps to Wealth) at gusto kong iannounce na ito’y available na para sa lahat. Ang unang chapter nga palang iyon ay naglalaman ng pinakaunang aral tungkol sa pag-asenso sa buhay, at ikaw ay magiging biguan kapag hindi mo ito naisasapuso. Alam naman nating ang tagumpay ay hindi nagmumula sa swerte at tsamba. Kahit makakuha ka ng panalong recipe o lottery ticket (halimbawa, may special talents at skills ka na pwedeng mapagkakitaan ng maraming pera), kung hindi ka nagsikap para kunin ang iyong premyo, edi wala rin itong kwenta.

Ang unang aral sa 30 Steps to Wealth ay tungkol sa self-improvement, at ang centrong tema nito ay tungkol sa tamang paghawak ng pera. Bakit ko naisipang ituro ito? May tatlong mahalagang dahilan kung bakit:

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Why Study Personal Finance? (Bonus: Get the First Chapter of “30 Steps to Wealth” Free!)

May 30, 2017 by Ray L. Leave a Comment

*This article contains affiliate links.

Tagalog Version (Click Here)

Alright, so I finished cutting and editing the 10% sample of my eBook on Amazon (30 Steps to Wealth) and I wanted to announce that it’s available for everyone. That first chapter, by the way, contains the very first lesson about improving your life and you’ll be completely powerless in life if you don’t learn it by heart. As you know, success does not rely on luck and chance. If you did get a winning recipe or lottery ticket (you have a special set of talents and skills that potentially *could* make a lot of money), if you don’t work to claim your prize, then it’s useless.

30 Steps to Wealth is firstly about self-improvement and then its central theme is about proper money management. Why did I choose to center on money and personal finance? There are three MAJOR reasons why:

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Avoiding Liquidation: Keep Your Business Afloat

May 8, 2017 by Contributor Leave a Comment

*Contributed and sponsored by Hunny Sharma.

Owning a business is tough work. When difficulties strike, it can be hard to see a way out. Owing money can put a lot of pressure on any organisation.

Upper management takes the brunt of the pressure when the company is in debt, and not all professionals are able to endure it. To many, it seems like the only solution is to fold the company and file for bankruptcy. There are, however, alternatives that will appear for those who look for them.

Insolvency specialist BWA insists that in a lot of cases, businesses give up much too early. These experts claim that many organisations jump into liquidation before they’ve explored all options available. Very often, there are still other alternatives to explore. Indebted businesses may seem like they’ll always owe money and many lose hope because of it. Some approaches, however, may save organisations from trouble and revive them once more. [Read more…]

7 Masamang Kaugalian ng mga Pilipino tungkol sa Pera na Kailangan mong IWASAN

April 4, 2017 by Ray L. Leave a Comment

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Kapag pera ang usapan, MARAMING pwedeng gawing pagkakamali. Madalas hindi natin napapansin na TAYO ang sanhi ng ating mga problema. Ang mga ginagawa natin ay maaaring namiminsala sa ating kinabukasan. Kung gusto mong alisin ang mga masasamang kaugalian tungkol sa pera na maaaring natutunan mo, ipagpatuloy mo lang ang pagbabasa nito. Ang unang hakbang sa pagaayos ng pagkakamali ay ang pang-alam sa mga ito.

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7 Bad Money Habits You NEED to Unlearn NOW

April 4, 2017 by Ray L. 2 Comments

*This article contains affiliate links.

Tagalog Version (Click Here)

When it comes to our finances, there’s a LOT of things that can go wrong. Most often, we don’t realize that WE are the ones causing our own problems. The things we do might actually be destroying our financial future. If you want to get rid of some bad money habits that you might have learned, then keep reading. The first step in fixing mistakes is knowing about them.

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