income

6 Quick Tips to Avoid Overspending and Save Money

June 7, 2016 by Ray L. 3 Comments

Tagalog Version (Click Here)

You’re one of the best in your industry and you’re paid well for your work, but does most of your salary disappear right as you receive it? Do you struggle with your finances the week before payday? Do you always eagerly anticipate your next paycheck? If so, you probably spend too much of your money somehow. After learning the basics of personal finance like saving and investing as well as how to pay off your bad debts here are six quick tips to avoid overspending and save more money!

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Kakayahan para sa Mas-Mabuting Pangkabuhayan: Isang sandaling Pagtingin sa TESDA

May 24, 2016 by Ray L. 2 Comments

English Version (Click Here)

“Magbigay ka ng isda at makakakain siya ng isang araw; turuan mo siyang mangisda at makakakain siya habang buhay.”

Ang isang dahilan kung bakit nabuo ang YourWealthyMind.com ay para matulungan ang mga nangangailangan mula sa pagbigay ng mahalagang impormasyon. Para sa karaniwang mahirap na Pilipino o trabahador na may pamilyang kailangang alagaan, ang buhay ay parang bilangguan ng paghihirap kung saan kakaunti lang ang pwede mong makamit. Buti na lang, ang daan palabas ay pwedeng matutunan.

Bago tayo magsimula, kailangan nating matutunan ang isang napakahalagang bagay: Hindi sa pagpapagod sa pagsisikap ang batayan ng ating pag-asenso kundi sa halaga ng ating ginagawa.

Ang nagwawalis ng daan ay mas-kaunti ang sahod kumpara sa isang software developer.

Ang nagbebenta ng basahan ay mas-kakaunti ang kinikita kumpara sa isang real estate sales agent.

Ang nagluluto ng mumurahing nilaga ay mas-kakaunti ang kinikita kumpara sa isang gourmet chef sa five-star restaurant.

Halos magkatumbas ang oras at pagod na dinaranas nila, pero napakalaki ng pagkakaiba ng kanilang kinikita.

Ano ang susi sa lahat ng iyon? KAALAMANG nagagamit.

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Skills for a Better Livelihood: A Quick Glance at TESDA

May 24, 2016 by Ray L. Leave a Comment

Tagalog Version (Click Here)

“Give a man a fish and he’ll eat for a day; teach a man how to fish and he’ll eat for a lifetime.”

One of the main reasons why YourWealthyMind.com was created is to help the needy by providing information that they might need. For the average poor Filipino or the low wage employee with a family to feed, life feels like a maze of hard work with little reward. Fortunately, the way out can be learned.

Before we begin, we have to learn one important fact: It’s not how hard we work that determines our pay but how much VALUE we give.

A street sweeper earns less than a software developer.

A rag peddler earns less than a real estate sales agent.

A cook that makes cheap stew earns less than a gourmet chef at a five-star restaurant.

The time and effort at work is similar, but the pay differences are immense.

What’s the key to it all? Useful KNOWLEDGE.

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15 Minutes para sa Iyong Kinabukasan: Paano Mag-Budget at Mag-Invest para Magpayaman

March 1, 2016 by Ray L. 1 Comment

English Version (Click Here)

Kahit nakagawa na ako ng budget plan dati (Your Wealthy Mind Savings and Budget Plan), naisip ko na medyo mahirap iyon lalo na para sa mga nagsisimula pa lamang mag-alaga ng kanilang finances. Ang guide na ito ay para sa mga baguhan at ituturo nito kung paano mag-budget at mag-invest para magpayaman.

Paano nakakapagpabago ng buhay at nakapagbibigay ng napakaraming oportunidad ang isang simpleng budget plan? Basahin mo muna ito at matututunan mo kung paano. (Isang clue nga pala yun!)

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15 Minutes for Your Future: How to Budget and Invest to Get Rich

March 1, 2016 by Ray L. 2 Comments

Tagalog Version (Click Here)

Although I’ve made a budget plan before (Your Wealthy Mind Savings and Budget Plan), I thought that it might be a bit too difficult for those who just started taking care of their finances. This guide is intended for beginners and it will teach you how to budget and invest for wealth creation.

How can a mere budget plan that you can read in 15 minutes potentially change your life and bring you endless opportunities? Keep reading and you might just learn how. (That sentence was a clue by the way!)
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