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Saying No to Customers: Why You Must Reject Bad Offers and Terrible Deals

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Tagalog Version (Click Here)

Just as there are good deals in the world, there will also be bad ones. Not everyone knows how valuable your product or service is so they might try to pay you too little (or pay you nothing at all), and there are also those who try to take advantage of the weak and desperate.

Unfortunately, some of us are desperate to sell and some are too polite to reject other people’s terrible offers.

It doesn’t have to be that way. We shouldn’t be compelled to accept bad deals out of politeness. This article is about learning that lesson.

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How Sleep Can Make You a Better Leader

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*Contributed by Will.

Meet Jeremy, a rising star in his company, who prides himself for waking up at 4 am almost every morning and going to bed late at night. He wants to make sure everything is properly done before he goes home from work, and is always available for a consultation even late in the evening.

Do you identify with Jeremy? Do you think he will become a wonderful team leader, accomplishing wonderful things? Many people strive for the hustler effect, where your life is neatly wrapped around your career and sleep is just something you do whenever there’s time.

After all, we all know that hard work and long hours represent the path to success, right? Well, not so much. According to recent studies, a chronic lack of sleep can make you less productive, and brings a multitude of health problems your way.

Every decision you make at work or in your day-to-day life, requires brain function, but lack of sleep leads to impaired cognitive processes and prevents the brain to function to 100%. As a result, your productivity lowers, it becomes more difficult to stay focused, and your ability to solve complex problems fast and concise lowers.

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Eight Best Sleep Tips to Improve Your Productivity

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*Contributed by Will.

Scientists are not yet sure why exactly we need to sleep or what is the connection between a healthy brain and quality sleep, but they do know it is important. They also know that lack of sleep leads to mental illness, excessive irritation, and lack of productivity and I can say from experience that this statement is completely true.

Whenever I don’t get enough sleep or I postpone it to work on a late project I feel the effect in the following days. I lose focus a lot easier, my creativity drops significantly, and I usually enter this vicious circle where I have to push back deadlines because I feel too tired.

This is why I decided to do some research and I learned there are ways to get quality sleep and remain productive even when you slip into temptation and miss a night. Furthermore, the tips below are great for increasing productivity even when you get enough sleep, so why not try them?

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8 Major Reasons Leading to the Rejection of Business Loan Applications

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*Contributed by Satchit Hasabnis.

Are you looking out for a business loan? Have you recently applied for a loan but had your application rejected? Why do you think your business loan application was rejected? This depends on certain factors which you may not be entirely aware about. There could be several reasons why your business loan was denied.

These are 8 major reasons why business loan applications are rejected.

  1. Bad Credit Score

Though you are applying for a business loan, your personal credit score does affect your chances of your loan’s approval. This holds true even if the company has been in existence for a while. In case your personal credit score is bad then the financial institution may not trust your financial position much. Thus the bank may hesitate to provide a loan as your repayment history would not be up to par. It is very important to keep your own credit score strong by making regular payments. Review your credit score time and again and take steps to repair it.

  1. Volatile Industry

Some industries or areas of business could be considered as risky in nature, by traditional banks and lenders. For instance, hotels and restaurants can be seen as risky to lend or fund as there is a high failure rate involved. If this is why your business loan application gets denied, then try looking out for other financial institutions that lend to the industry your company operates in.

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Paano Maging Mas Productive Gamit ang Eisenhower Matrix

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English Version (Click Here)

Sa panahon ngayon, hindi tayo nauubusan ng mga bagay na kailangang gawin. Halos palagi may kailangan tayong tapusin, pero madalas wala tayong panahon para tapusin silang lahat. Sa kabutihang palad, hindi naman kailangang tayo lang palagi ang gagawa ng lahat ng nasa listahan natin at hindi din natin sila kailangang tapusin lahat agad. Ang pagsasapuso sa puntong iyon ay isang mabuting paraan para hindi lang maging mas productive pero maging mas epektibo din.

Paano ka magiging mas epektibo sa trabaho gamit ang limitado mong oras? Subukan mong gamitin ang technique ng dating U.S. President na si Dwight Eisenhower: ayusin mo ang listahan ng kailangan mong gawin ayon sa kung gaano sila kailangan madaliin (urgent) at kung gaano sila kahalaga! Narito ang paraan kung paano maging mas productive gamit ang Eisenhower matrix.

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