Because Ideas Change Lives
*Contributed by Shiv Nanda of MoneyTap.com.
Credit cards and personal loans are both good solutions for financing regular expenses as well as unexpected ones. Both products are basically unsecured loans that do not require collateral backing, and you can repay them over time.
So, how do you choose which one to get?
May popular na kasabihan tungkol sa investing na “you must never put all your eggs in one basket”. Huwag mong ilalagay ang lahat ng iyong itlog sa iisang bayong. Tama nga naman. Kapag nahulog mo ang bayong na iyon, pwedeng mabasag ang LAHAT ng dala mong itlog. Katumbas noon, mainam na hindi mo ilalagay ang LAHAT ng pera mo sa iisang investment lamang. Kapag pumalya ang investment na iyon, pwede kang mawalan ng napakaraming pera.
Paano mo ngayon proprotektahan ang pera mo para sa investment? Simple. Dapat matutunan mong i-diversify ang iyong portfolio! Kaysa ilagay mo ang LAHAT ng pera mo sa IISANG investment lamang (isang kumpanya, isang klase ng investment, atbp.), mag-invest ka sa MARAMI!
Narito ang tatlong simpleng paraaan para gamitin ang diversification upang protektahan ang pera mo sa para sa mga investment.
There’s a famous investing proverb that says you must never put all your eggs in one basket. It makes sense. If you drop that one basket, you can lose ALL your eggs. Similar to that, it’s wise to NOT put all your cash in just one investment. If that particular investment fails, you can lose a LOT of money.
So how do you protect your investment money? Simple. You must learn to diversify your portfolio! Instead of putting ALL your money in just ONE investment (one company, one kind of investment, etc.), you have to invest in MANY!
Here are three simple ways to use diversification to protect your investment money.
May dahilan kung bakit nauubos agad ng mga nanalo sa lotto ang kanilang napanalunang pera, at nararanasan din natin ito kapag nakatanggap tayo ng cash bonus o malaking cash gift. Nakatanggap ka na ba ng maraming pera at naubos mo ito dahil hindi mo napigilan ang sarili mong magshopping? Nagsisi ka na ba sa pagwalgas ng pera dahil biglang lumabas ang ilang dosenang mas importanteng bagay na pwede mo sanang paggamitan nito, tulad ng pagbayad ng mga utang o bills? Kung sumang-ayon ka sa mga tanong na iyon, narito ang isang simpleng guide para sa iyo.
*Note: “Windfall” ang madalas itinatawag sa pagkaswerte tungkol sa pagkatanggap ng malaking pera.
There’s a reason why most lottery winners lose all that they’ve won after a while, and we all experience it whenever we receive a cash bonus or a large cash gift. Have you ever received a large amount of cash and lose it almost immediately because you couldn’t stop yourself from going on a shopping spree? Have you ever regretted spending that money because there were suddenly a dozen other, more important things you could have spent it on like paying debts or bills? If you’ve answered yes to those questions, then here’s a simple guide for you.
