Because Ideas Change Lives
*Article contributed by Rosana Beechum.
Property investment is one of the most popular types of investment. With the ability to produce returns through both monthly rental income and capital appreciation, property is one of the most lucrative investment assets to consider. You might not even realize the potential property investment holds, so to help you understand, here are some reasons to consider property as your next investment venture.
[Read more…]*This article contains affiliate links.
If you’ve started learning about investing, you’ve probably heard about investments called bonds. Along with stocks, real estate, and mutual funds/ETFs, they’re another popular investment vehicle. While bonds have lower yield (how much you can earn), they’re generally less volatile and they behave differently compared to stocks and mutual funds.
We’ve covered stocks and mutual funds on previous articles (click those links), now let’s talk about the basics of bonds and the bond market here!
*Ang article na ito ay naglalaman ng affiliate links.
Kung nagsimula ka nang magbasa tungkol sa investing, malamang may narinig ka na tungkol sa investment na tinatawag na bonds. Tulad ng stocks, real estate (lupa), at mutual funds/ETFs, ang mga bonds ay isa ring popular na investment. Habang mas mababa ang yield (perang pwede mong kitain) ng mga ito, hindi sila masyadong volatile o pabago-bago ang presyo. Bukod pa doon, iba rin ang galaw ng presyo ng mga ito kumpara sa mga stocks at mutual funds.
Tinalakay na natin dati ang stocks at mutual funds sa mga nakaraang articles (iclick mo ang mga links), ngayon naman tatalakayin natin ang mga basics tungkol sa mga bonds at bond market dito!
[Read more…]Let’s talk about the one question you should ask yourself before you spend your hard-earned cash. When you first learn about personal finance and spending money wisely, you first learn how to “pay yourself first” and how to invest. You also learn how to pay off and avoid bad debts, the difference between needs and wants, assets and liabilities, insurance, taxes, and more.
This lesson is about what you should do with the rest of your money. In other words, it’s about how you can make the best use of your leftover cash after saving and investing.
[Read more…]Pag-usapan natin ang isang tanong na kailangan mong isipin bago mo gastusin ang perang pinaghirapan mo. Kapag nagsimula ka nang mag-aral tungkol sa personal finance at tamang paghawak ng pera, matututunan mo kung paano mag-ipon muna (“pay yourself first”) at paano mag-invest. Matututunan mo rin kung paano magbayad ng mga utang at paano iwasan ang pagkabaon dito, ang pagkakaiba ng mga pangangailangan at kagustuhan lang (needs vs wants), assets at liabilities, insurance, taxes, at iba pa.
Ang aral dito sa article na ito ay tungkol naman sa kung paano mo dapat gamitin ang iba mo pang pera. Matapos mag-ipon at mag-invest, paano mo magagamit ng mabuti ang natitira mong pera sa sweldo.
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