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Paano Hindi Sayangin ang Malaking Pera (mga “Windfalls”), Bonus, at Cash Gifts

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May dahilan kung bakit nauubos agad ng mga nanalo sa lotto ang kanilang napanalunang pera, at nararanasan din natin ito kapag nakatanggap tayo ng cash bonus o malaking cash gift. Nakatanggap ka na ba ng maraming pera at naubos mo ito dahil hindi mo napigilan ang sarili mong magshopping? Nagsisi ka na ba sa pagwalgas ng pera dahil biglang lumabas ang ilang dosenang mas importanteng bagay na pwede mo sanang paggamitan nito, tulad ng pagbayad ng mga utang o bills? Kung sumang-ayon ka sa mga tanong na iyon, narito ang isang simpleng guide para sa iyo.

*Note: “Windfall” ang madalas itinatawag sa pagkaswerte tungkol sa pagkatanggap ng malaking pera.

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How to Stop Wasting Windfalls, Bonuses, and Cash Gifts

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Tagalog Version (Click Here)

There’s a reason why most lottery winners lose all that they’ve won after a while, and we all experience it whenever we receive a cash bonus or a large cash gift. Have you ever received a large amount of cash and lose it almost immediately because you couldn’t stop yourself from going on a shopping spree? Have you ever regretted spending that money because there were suddenly a dozen other, more important things you could have spent it on like paying debts or bills? If you’ve answered yes to those questions, then here’s a simple guide for you.

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7 Simple Strategies to Save Money on Groceries

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*Contributed by Dave Klaus.

І usеd tо wоrk аt Тrаdеr Јое’s, уоu knоw, thаt рlасе whеrе еvеrуоnе sееms lіkе thеу’rе hаvіng tоо muсh fun? То bе hоnеst, І rеаllу lіkеd wоrkіng thеrе; оnе оf thе funnеst rеtаіl јоbs І еvеr hаd. Вut іt аlsо ореnеd mу еуеs uр tо hоw реорlе wаstеd sо muсh mоnеу аt grосеrу stоrеs. Аnd іt аlsо gаvе mе sоmе hеlрful іnsіght оn wауs tо sаvе mоnеу.

Тhеу’rе еаsу hасks оnсе уоu lеаrn tо usе thеm, аnd sооn уоu’ll bе sреndіng lеss оn еасh fооd run уоu mаkе.

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Paano Malaman Kung Sulit ang Iyong Paggastos (o Hindi)

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*Ang article na ito ay naglalaman ng affiliate links.

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Nagbigay si Orison Swett Marden ng mabuting payo para malaman natin kung sulit man o hindi ang paggastos natin ng pera: “It is wholly a question of what you get out of your expenditure, not its amount, which makes it a wise expenditure or a foolish one.” Ang nakuha mo sa iyong paggastos, hindi ang laki ng halagang ginastos mo, ang batayan ng kabutihan o pagkasulit ng iyong gastusin. Kung lamang ang pakinabang na nakuha natin kumpara sa ginastos, mabuti ang paggastos natin. Eto lang ang kailangan nating tandaan. Ang halaga ng bagay ay hindi palaging maitutugma sa presyo nito, at napakaraming gastusin ang walang kwenta gaano pa man kaakit-akit ang bawas o pagkamura nito.

Heto ang isang maiksing guide na pwede mong gamitin para malaman kung maayos ba ang iyong paggastos ng pera.

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How to Tell if You Spent Your Money Wisely (or Not)

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*This article contains affiliate links.

Tagalog Version (Click Here)

Orison Swett Marden gave some good advice on how we can tell if we spent our money wisely: “It is wholly a question of what you get out of your expenditure, not its amount, which makes it a wise expenditure or a foolish one.” If we got more value compared to what we spent to get it, then it’s a good deal. The thing is, value is not always connected to price and a lot of expenses are terrible no matter how exciting the discounts seem.

Here’s a short guide you can use to tell if you spent your money wisely.

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