saving

Ilang Tips sa Kung Paano Gumawa ng Online Investment Account

October 23, 2018 by Ray L. Leave a Comment

English Version (Click Here)

Sa nakaraang ilang taon, maraming Pinoy ang nagiging mas-interesado sa pag-iipon at pag-invest ng pera at napansin ko din na paparami ang mga Filipino personal finance at investing books sa mga bookstores tulad ng National Bookstore. Noong nakaraang linggo, dumalaw ang tiyuhin kong OFW na nakatira sa America at sinabi niya sa akin na magsisimula siya ng investment account sa isang popular na Philippine online stock broker. Marami siyang tanong, at ikinagalak kong sagutin siya at ituro ang mga basics.

Basahin mo lang ang ibang articles dito:

Noong kinakausap ko ang aking tiyuhin, naalala ko na kahit siya ay komportable sa online registration, marami namang mas nakatatandang Pinoy ang hindi masyadong “tech-savvy” at pwedeng maloko ng mga online scams. Narito ang ilang tips o payo ko para sa iyo kung iniisip mong magrehistro sa isang online investment o brokerage account.

[Read more…]

Tips on How to Start an Online Investment Account

October 23, 2018 by Ray L. 2 Comments

Tagalog Version (Click Here)

In the past few years, a lot of Filipinos are becoming more and more interested in saving and investing money and I’ve also noticed more and more Filipino personal finance and investing books popping up at the local bookstore. Just last week my OFW (Overseas Filipino Worker) uncle who lives in America came over to visit and he told me he was going to start an investment account on a popular Philippine online stock broker. He had a lot of questions, and I was happy to answer him and teach the basics.

Read more here:

While talking to my uncle, I remembered that while he is comfortable with online registration and all that, a lot of older Filipinos aren’t really tech savvy and could fall prey to online scams. Here are some tips for you if you’re thinking of registering for an online investment or brokerage account.

[Read more…]

Sampung Rason Kung Bakit Kailangan Mong Gumawa ng Emergency Fund

July 31, 2018 by Ray L. 1 Comment

English Version (Click Here)

May isa kang kailangang pag-ipunan bago ka magsimulang mag-invest, at ito ay ang emergency fund. Palagi tayong may makakaharap na problema sa buhay, at ang kaunting perang nakalaan para sa mga ito ay makakapagligtas sa atin mula sa napakaraming masasamang sitwasyon. Bukod pa roon, makakagamit rin tayo ng napakaraming magagandang oportunidad sa buhay dahil dito.

Narito ang ilang rason kung bakit kailangan mong mag-ipon para sa isang emergency fund. (Tandaan mo din ang huling beses na pinag-isipan at pinaghandaan mo ang mga ito, at kung ano ang gagawin mo kapag mangyari sila.)

[Read more…]

10 Reasons Why You Need an Emergency Fund

July 31, 2018 by Ray L. 1 Comment

Tagalog Version (Click Here)

There’s one thing you need to save for before you start investing, and that is an emergency fund. Problems happen all the time and a little extra free cash saved specifically for emergencies can get us out a lot of terrible financial situations. Aside from that, it lets us pursue excellent opportunities as well.

Here are a few reasons why you need an emergency fund. (Just think about the last time you thought about these things, and what you would do if any of these ever happen.)

[Read more…]

7 Simple Strategies to Save Money on Groceries

June 21, 2018 by Contributor Leave a Comment

*Contributed by Dave Klaus.

І usеd tо wоrk аt Тrаdеr Јое’s, уоu knоw, thаt рlасе whеrе еvеrуоnе sееms lіkе thеу’rе hаvіng tоо muсh fun? То bе hоnеst, І rеаllу lіkеd wоrkіng thеrе; оnе оf thе funnеst rеtаіl јоbs І еvеr hаd. Вut іt аlsо ореnеd mу еуеs uр tо hоw реорlе wаstеd sо muсh mоnеу аt grосеrу stоrеs. Аnd іt аlsо gаvе mе sоmе hеlрful іnsіght оn wауs tо sаvе mоnеу.

Тhеу’rе еаsу hасks оnсе уоu lеаrn tо usе thеm, аnd sооn уоu’ll bе sреndіng lеss оn еасh fооd run уоu mаkе.

[Read more…]