UPDATE: AFPSLAI Dividend Schedule 2022, CLICK HERE!
UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!
UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.
Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.
Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.
AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.
One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.
If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:
First Quarter of 2020:
- Apr. 27, 2020 – P-Z
- Apr. 28, 2020 – A-D
- Apr. 29, 2020 – E-O
Second Quarter of 2020:
- Jul. 27, 2020 – A-D
- Jul. 28, 2020 – E-O
- Jul. 29, 2020 – P-Z
Third Quarter of 2020:
- Oct. 26, 2020 – E-O
- Oct. 27, 2020 – P-Z
- Oct. 28, 2020 – A-D
Fourth Quarter of 2020:
- Jan. 25, 2021 – P-Z
- Jan. 26, 2021 – A-D
- Jan. 27, 2021 – E-O
On a side note, I noticed something interesting this year. It appears they have a Time Deposit account now and you can check out their promotional poster here. You can head to your nearest AFPSLAI branch to learn more!
thank you for this information.This is very helpful. Although I also invested in pag ibig mp2, but their dividend fluctuates. I might as well open a time deposit here. Do you know if they still accept deposit for capcon? I am an associate member of afsplai.
Many thanks.
Hello Macky!
As far as I know, they don’t accept deposits in the capcon (Capital Contribution Account, the green passbook) if you’re an associate member.
I also want to invest more money there, but sadly I don’t think they’ll allow it for associate members any time soon.
Still, I’ll watch the announcements just in case. The next time I’ll go there is late July 2020.
Regards,
Ray L.
YourWealthyMind.com
Hello. I have a question. where will the dividend be posted?
What are the options po? Can i withdraw over the counter?
or deposit sa ibang savings account? ganun po ba yun?
Hello Riki,
Dividends from the Green Passbook (Capital contributions account) are posted on the Red passbook (savings account). If you still have a yellow passbook, you need to go to a branch and get a red passbook before you can withdraw.
I don’t know if you can request that they deposit the dividends to another savings account in another bank. As far as I know, you will need to go to the nearest AFPSLAI branch to withdraw the dividend from the green passbook.
I hope that helps!
Regards,
Ray Lucero
paano po ung interest sa cap con.. 1 year ba un or quartery.. tas i withdraw ba ang interest nya or deretsyo na din sa capcon account..thanks
Hello John,
Nakalimutan ko kung kailan nagsimula, mga after May 2019 ata, hindi na nagbibigay ng dividends/interest sa cap con kapag associate member. Yung interest napupunta sa yellow passbook, tapos a few months later nairetire na yung yellow at sa red passbook (savings account) na lang ilalagay yung dividends. Doon sa red passbook kailangan iwithdraw.
Pwede ka pa rin magwithdraw sa green passbook (cap con), pero pag associate member ka bawal nang magdeposit. Hindi na rin sila tumatanggap ng bagong associate member accounts ngayon as far as I know.
Regards,
Ray Lucero
pano un sir may green passbook ako at duon dumideretsyo ang cap con ko.. uniformed personnel po ako.. wala po akong red passbook so sa green passbook po ba didiretsyo ang dividend ko?..
Hello John,
Since uniformed personnel ka most likely sa green passbook pumapasok yung dividend mo. Di ako 100% sure ah kasi hindi ko pa ito natatanong sa kanila.
According sa website ng AFPPSLAI:
Ako kasi associate member (father ko AFP) at bawal na kaming magdeposit sa green passbook kaya yung dividend sa amin sa red passbook napupunta.
Regards,
Ray L.
YourWealthyMind.com
Good day, Sir i am just wondering what is really the truth about the annual dividend rate, since it was announced by afpslai branch in our place that the quarterly dividend is 2.9 or 11.6% in annual. But then ,i recently read of what you have posted that the dividend is 3.25 or 13% per annum. What is really the truth of this. Then when i’ve updated my passbook the amount cannot suffice the interest rate that they told us… pls help me know what is really the truth… thank you so much… God bless us all..
Hello Genie,
Did it change? When I last went to AFPSLAI on April 2020 that was the amount that I saw (3.25% or 13% per annum).
I’m going to AFPSLAI this GCQ, hopefully this Friday and I’ll ask if there are updates.
When I checked their website now (Aug. 19, 2020), there’s an announcement that it’s down to just 9% per annum for the second quarter of 2020.
(Aug. 22, 2020 Edit) I went to AFPSLAI last Aug. 20, 2020 and they had this announcement posted:
“Further, the Board of Trustees approved an EDA rate of 9% per annum for the 2nd Quarter of 2020, which may likewise be withdrawn on July 27, 2020.”
Regards,
Ray L.
YourWealthyMind.com
Hello po,pede po magtanong associate member po ako father ko AFP,last time po ako nagpa update sa cap.con. is 2016 pa,saan po kaya ako pedeng magpa update meron po sa calamba sa camp vicente lim brach po ng afslai pede ba dun mag pa update po ng cap.con. saka pede din bang makuha un dividend dun.
Hello Ivy2,
Kung open yung branch try mo na din magpaupdate doon. May contact numbers ang Calamba branch dito sa link na ito.
Sa Dividend naman, dati kasi (mga 2018 to early 2019 ata) may yellow passbook kung saan inililipat nila ang dividends, ngayon may Red Passbook (Savings account) na.
Most likely kapag magpapaudate ka, magpapakuha sila sa iyo ng Red Passbook at doon nila ilalagay ang dividends na kinita ng Green Passbook (Cap. Con.) mo.
Take note na bawal nang magdeposit ang mga associate members sa Green Passbook (Cap. Con.). Pwedeng magwithdraw, pero bawal na deposit.
Regards,
Ray L.
YourWealthyMind.com
Hello. So today po mismo, di na pwede mag apply for Associate member? So kahit ano pong type of account, di na pwede maka-gawa sakanila?
Thanks in advance!
Hello Berna,
Sa registration, baka pwede pa kung sa Savings Account (Red Passbook). Sa CCA (Green Passbook), hindi ako sure kung pwede pa ang new registrations, pero alam ko bawal nang magdeposit ang mga associate members.
Ayon sa kanilang website, “For Associate Members, over-the-counter deposits are currently not allowed”.
https://www.afpslai.com.ph/Products/deposit/cca
Pwede mo ring itanong sa kanila directly just to be sure. May contact details sila sa website nila: https://www.afpslai.com.ph/About/contact/custassist
Regards,
Ray L.
YourWealthyMind.com
Hi sir, do you have an update reg the dividend for the 3rd quarter? Thanks in advance for the info sir.
Hello Floren,
I haven’t gone to AFPSLAI yet even though I was scheduled to receive it last Oct. 26. I’ll try to go next week, but it depends.
I’ll make an update by then.
(Edit: My schedule has been filled that week so I think the earliest I can try is at the end of November or start of December.)
Regards,
Ray L.
Hello Floren,
I went to AFPSLAI today and got the CCA for the third quarter of 2020. Like the second quarter, the annual dividend now is just 9% so you should get 2.25% for this quarter.
I took a picture of the latest announcement and updated the AFPSLAI 2020 post. You can check it out here.
Regards,
Ray L.
YourWealthyMind.com
Hello po. Kailangan po ba na ang magwithdraw ng dividend ng CCA ay yung mismong member?
Ang pag deposit po, kailangan din po na member mismo ang magdeposit?
Hello Gaile,
I think pwede representative ang magdeposit, pero sa withdrawal kailangan yung member mismo ang pipirma sa withdrawal slip at kailangan yung representative magdadala ng ID.
Yun ang nakalagay sa website nila right now (11/23/2020) so pakicheck na lang requirements doon:
https://www.afpslai.com.ph/About/contact/faqs
I hope it helps!
Regards,
Ray L.
YourWealthyMind.com
Maam/sir, yong cap con na nahuhulog sa green passbook at pag uwi kinukuha ko naman dn ulit after a few months . .. may divident p rn ba un na papasok sa red passbook. ??????…kc may balance nmn po na 1000 (maintaining balance)….salamat po
Hello Thaurus,
Yes, yung dividend ng Cap. Con. account (Green Passbook) napupunta sa Savings Account (Red Passbook). Dati napupunta yun sa Yellow Passbook kaso phased out na yun at nirerequire na nila ang mga associate members na gumawa ng Red Passbook accounts para doon mapunta ang Cap. Con. dividends.
Kailangan mo pa ring pumunta sa branch para maupdate at makita kung magkano ang laman ng mga passbooks, at doon ka lang rin pwede magwithdraw.
Regards,
Ray L.
YourWealthyMind.com
Maam/sir, yong cap con na nahuhulog sa green passbook at pag uwi kinukuha ko naman dn ulit after a few months . .. may divident p rn ba un na papasok sa red passbook. ??????…kc may balance nmn po na 1000 (maintaining balance)….salamat po
Hello, may update ba ng declared dividendas ng AFPSLAI for the 4th quarter of 2020?
Hello Malou,
Naicheck ko po announcement nila sa website at nasa 2.25% per quarter sila for 4th Quarter of 2020. Eto po yung picture ng announcement nila: https://www.afpslai.com.ph/assets/images/advert/ADVISORY_eda_01222021.jpg
(Note: Kakarelease lang po ng dividend this week kaya ayaw ko pa pong pumunta. Malamang sobrang dami ng tao doon ngayon, kaya baka mid or late February pa ako pupunta.)
Regards,
Ray L.
YourWealthyMind.com
Hi Sir, I just recently applied online and need to complete the requirements of an associate member and report to their nearest office. Being new here, would like to ask since based on what I have read, they no longer accept deposit for CCA from associate members which I am really eyeing for. So for new associate member sa SDA nlang sila allowed with 3% interest per annum and no dividen payout? Is it like a regular savings account with higher rate compared to bank?Kindly enlighten po.Thank you.
Hello Rosanne,
Sadly they no longer accept new CCA accounts (Green Passbook) for associate members. As for the SDA (Red Passbook), as far as I know, it is exactly like a regular savings account in other banks but with 3% tax free interest rate per year.
Regards,
Ray L.
YourWealthyMind.com
Hello po. Just want to ask po, just this march 2021 nagpaupdate ng passbook ang husband ko, he is the member. Bakit ganun, walang pumasok na dividends for both green and re passbook..
Hello Janice,
Naku, kailangan niyo pong itanong yan sa mga employees sa AFPSLAI. May laman po ba yung green passbook (enough para sa minimum requirement to earn dividends)?
Also, yung sa first quarter ng 2021 (Jan, Feb, Mar) hindi pa po pumapasok. Sa last week of April 2021 (April 26 to 28) pa po papasok iyon sa Green or Red passbook. Eto po ang schedule sa 2021.
I hope it helps. Yun pong nasa AFPSLAI ang kailangan niyo pong kausapin kung sakaling may problema.
Regards,
Ray L.
YourWealthyMind.com
Hi po mam gudafternoon ! Pwd po ba mag tanong .. new memnber po ksi aco ng afpslai gusto co lang po sana mag tanong regarding sa dividend .. cung may loan ka may dividend ba makukuha dsregrd cung wla kang capcon .. o yung may capcon lng mam ang may dividend .. pag may dividend po ba mam kailan po yun papasok sa passbok mismo mam? Salamat po mam..
Hello Chun,
Try ko po sagutin mga tanong niyo ayon sa aking makakaya:
Sa unang tanong, hindi ko po alam yung details ng loans nila kasi hindi ko pa po ito sinusubukan. Hindi ko po alam kung yung dividend ay mapupunta sa pambayad sa loan. Ang mga empleyado po ng AFPSLAI ang makakaalam niyan.
Sa susunod niyo pong tanong, hindi lang po yung Capcon (Green Passbook) ang may dividend. Meron din po yung Savings Deposit Account nila o SDA (Red Passbook) na 3% per annum na dividend. Ayon po sa website nila, every quarter po ang pasok ng dividend na iyon, so nasa 0.75% per quarter ayon sa iyong average daily balance.
Yun po ang alam ko, though mas mabuti po kung sa AFPSLAI niyo po itanong directly para makasigurado.
Thank you!
Regards,
Ray L.
YourWealthyMind.com
Sir ask ko lng po kung totoo, may nagsabi po sa akin na puede pang mag pa associates one time payment na 1 million tapos sa savings acct na lng papasok ung quarterly dividends, can you reply on that, thanks in advance.
Hello Jovel,
Hindi ko po alam kung pwede iyan. Ngayon ko lang rin po narinig yan. Mabuti po kung itanong niyo direkta sa officers ng AFPSLAI branch niyo kung pwede pa.
Ang alam ko lang, sa Savings Account (Red Passbook) na lang talaga pumapasok yung quarterly dividends sa CCA (Green Passbook).
Regards,
Ray L.
YourWealthyMind.com
Hi Ray! I am looking for the annual dividend interest rates from 2006 up to the present? Could you direct me where to get this information? Thanks!
Hello Andy,
Unfortunately, I don’t know if they have a public page listing the past dividend rates. Maybe you can try contacting them on their website?
https://www.afpslai.com.ph/About/contact/custassist
info@afpslai.com.ph
Regards,
Ray L.
YourWealthyMind.com
Yes, I will. Thank you very much for your reply!