money

Investing Money for Beginners: Five Common Investment Vehicles to Check Out

November 7, 2017 by Ray L. 5 Comments

Tagalog Version (Click Here)

If you’ve ever wanted to improve your financial life then you probably learned the importance of reducing your expenses, saving money first, and then investing what you saved in assets or things that generate more money. There are lots of investments out there such as stocks, bonds, mutual funds, ETFs, money markets, real estate, gold, silver, FOREX, options, antiques, trading cards, and more so which ones should you choose?

Well if you’re just starting out then these are the main kinds of investments you should look out for.

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Ang First Metro Index on MSCI Philippines IMI Launch (Tagalog)

November 1, 2017 by Ray L. 2 Comments

English Version (Click Here)

*Ang article na ito ay naglalaman ng affiliate links.

Noong October 24, 2017, inilunsad ng First Metro Investment Corporation at MSCI, Inc. ang isang bagong customized stock index na tinatawag nilang First Metro Index on MSCI Philippines IMI.

Ang First Metro Investment Corporation ay bahagi ng Metrobank group at ito ay isa sa pinakamalaking investment banks sa Pilipinas. Ito’y nakatanggap ng ilang awards katulad ng Best Investment Bank of 2016 mula sa Global Finance magazine at Euromoney, ilang Best Bond House awards mula sa FinanceAsia, at marami pang iba. Gamit ang kanilang subsidiary na First Metro Asset Management, Inc. (FAMI), nakipagpartner ang First Metro sa MSCI, Inc. na isang kilalang index provider na mayroong higit $11 Trillion ng assets na nakabenchmark sa kanilang indexes ayon sa datos noong 2016.

Ngayon, bakit iyon mahalaga? Paano mo magagamit ang index na iyon para pagbutihin ang iyong investing strategy at investment portfolio? Unahin muna nating pag-aralan ang mga indexes, mutual funds, at passive investing.

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The First Metro Index on MSCI Philippines IMI Launch

October 31, 2017 by Ray L. 1 Comment

Tagalog Version (Click Here)

*This article contains affiliate links.

On October 24, 2017, the First Metro Investment Corporation and MSCI, Inc. officially launched a brand new customized stock index called the First Metro Index on MSCI Philippines IMI.

First Metro Investment Corporation is a part of the Metrobank group and it’s one of the biggest investment banks in the Philippines. It has received several awards such as the Best Investment Bank of 2016 by Global Finance magazine and by Euromoney, multiple Best Bond House awards by FinanceAsia, and many more. Through their subsidiary, the First Metro Asset Management, Inc. (FAMI), First Metro partnered with MSCI, Inc. which is a world-renowned index provider that has over $11 Trillion worth of assets benchmarked to their indexes as of 2016.

Now why is that important? How can you use that new index to improve your investing strategy and investment portfolio? Well first off, let’s learn a bit more about indexes, mutual funds, and passive investing.

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Ang Pinakamasamang Sales Strategy na Naranasan Ko

October 10, 2017 by Ray L. Leave a Comment

English Version (Click Here)

Nagsimula ito sa tanong nilang “gusto mo bang manalo ng libreng kotse?”

Noong nasa kolehiyo pa ako at nag-aaral ng psychology, pumunta ako sa SM Megamall sa Metro Manila, Philippines upang sumama sa isang convention. Mga 6pm na noong nagsimula ang mga nangyari dito. Habang naglalakad ako sa mga matataas na palapag ng mall kung saan mo mahahanap ang mga art galleries, travel agencies, at convention centers, nadaanan ko ang isang malaking booth na napapaligiran ng mga taong naka-business attire. Ang isang medyo matabang babae na sa palagay ko ay mukhang 30 years old ay tumiwalag mula sa grupo at tinanong ako kung gusto ko bang manalo ng libreng kotse.

Interesado nga naman ako, pero alam ko namang hindi ko sila dapat pagkatiwalaan ng husto. Hindi nga ito scam, pero hindi ko noon alam na papasukin ko pala ang isa sa pinakamasamang sales strategy na mararanasan ko.

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The Worst Sales Strategy I’ve Ever Experienced

October 10, 2017 by Ray L. Leave a Comment

Tagalog Version (Click Here)

It all started with “do you want to win a free car?”

Several years ago when I was in college studying psychology, I went to SM Megamall in Metro Manila, Philippines to attend a convention. It was around 6pm when it happened. While walking at the top floors of the mall where art galleries, travel agencies, and convention centers are located, I happened to pass by a large booth surrounded by a group of people in business attire. One portly woman who looked to be in her 30s broke off from the group to approach me and asked if I wanted to win a free car.

I was certainly interested, yet I knew enough not to trust them completely. While it wasn’t a scam or anything, I had no idea I was about to walk into one of the worst sales strategies that I have ever experienced yet.

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