personal finance

What’s the Best Investment for Beginners?

June 6, 2017 by Ray L. 1 Comment

*This article contains affiliate links.

Tagalog Version (Click Here)

Alright, let me make a disclaimer first. This is article is merely my opinion based on all the personal finance and investing books that I’ve read. I’m no financial planner and I’m not an investment professional so take the advice here with a grain of salt. I’m likely just like you, except I studied a few good investing books here and there. Now, if you’ve ALSO read and researched some good books, then good. That means you probably won’t need this info. If you haven’t then just read this article for some basic information. You WILL still need to do your own research to find the investing style that works for you.

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Bakit Dapat Matutunan ang Tamang Paghawak ng Pera? (Bonus: Libreng First Chapter ng “30 Steps to Wealth”!)

May 30, 2017 by Ray L. Leave a Comment

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Ok, so kakatapos ko lang magcut at magedit ng 10% sample ng aking eBook sa Amazon (30 Steps to Wealth) at gusto kong iannounce na ito’y available na para sa lahat. Ang unang chapter nga palang iyon ay naglalaman ng pinakaunang aral tungkol sa pag-asenso sa buhay, at ikaw ay magiging biguan kapag hindi mo ito naisasapuso. Alam naman nating ang tagumpay ay hindi nagmumula sa swerte at tsamba. Kahit makakuha ka ng panalong recipe o lottery ticket (halimbawa, may special talents at skills ka na pwedeng mapagkakitaan ng maraming pera), kung hindi ka nagsikap para kunin ang iyong premyo, edi wala rin itong kwenta.

Ang unang aral sa 30 Steps to Wealth ay tungkol sa self-improvement, at ang centrong tema nito ay tungkol sa tamang paghawak ng pera. Bakit ko naisipang ituro ito? May tatlong mahalagang dahilan kung bakit:

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Why Study Personal Finance? (Bonus: Get the First Chapter of “30 Steps to Wealth” Free!)

May 30, 2017 by Ray L. Leave a Comment

*This article contains affiliate links.

Tagalog Version (Click Here)

Alright, so I finished cutting and editing the 10% sample of my eBook on Amazon (30 Steps to Wealth) and I wanted to announce that it’s available for everyone. That first chapter, by the way, contains the very first lesson about improving your life and you’ll be completely powerless in life if you don’t learn it by heart. As you know, success does not rely on luck and chance. If you did get a winning recipe or lottery ticket (you have a special set of talents and skills that potentially *could* make a lot of money), if you don’t work to claim your prize, then it’s useless.

30 Steps to Wealth is firstly about self-improvement and then its central theme is about proper money management. Why did I choose to center on money and personal finance? There are three MAJOR reasons why:

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The Steps Towards Building an Emergency Fund

May 20, 2017 by Contributor 1 Comment

*Contributed by Eric Brown.

Financial management is a skill that many in the USA appear to have missed. The amount of credit card debt alone suggests that many regard their credit cards as a license to spend, often with little regard to whether they can afford the purchases. Consumers are paying a heavy price for the privilege of having a credit line and credit card companies are only too willing to profit from that. The high rate of interest they charge spells trouble for ordinary people who have not learnt the principles of good financial management and budgeting. Worse still, few seem to have the resources set aside to address a financial emergency. These things do happen and if people need to resort to even more card spending to address the problem, then their troubles are likely to worsen. Do you see yourself in this position?

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Isang KUMPLETONG Lesson Tungkol sa Success at Personal Finance?

May 9, 2017 by Ray L. Leave a Comment

*Ang article na ito ay naglalaman ng affiliate links.

English Version (Click Here)

Pwede mong matutunan ang halos lahat ng kailangan mo mula sa internet dahil sa mga blogs, videos, at marami pang iba. Sayang nga lang at kailangang maiksi ang mga blog posts kaya madalas hindi nila mabibigay ang detalyadong impormasyon tungkol sa mga bagay na gusto mong matutunan. Sa kabilang dako naman, ang mga libro ay kayang magbigay ng mas-marami at mas-kumpletong ng impormasyon dahil sa haba nila kumpara sa mga blog articles at videos.

Bago ako nagsimulang magsulat sa blog, halos dalawang taon din akong nagsulat at nagrewrite ng isang success at personal finance book. Ganoon katagal bago ako nakagawa ng maayos na manuscript, at naramdaman kong matagal na panahon pa ang kailangan bago ko ito maipublish. Doon ko naisip magsimulang magsulat ng blog: gusto kong makatulong sa iba agad gamit ang pagsusulat ng nakakatulong na impormasyon! Halos dalawang taon din ang inabot ko bago ko naipagpatuloy ang aking libro, at sa wakas eto na ang resulta:

(Puntahan mo ang libro ko gamit ang image link na ito!)

Siya nga pala, heto ang tatlong mahalagang aral na matututunan mo doon.

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