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3 Keys to Success (a Lesson from W. Clement Stone)

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Tagalog Version (Click Here)

Think carefully: How far have you gone in life? Have you achieved everything you ever wanted? Is there anything else you want to do or have before you die?

Have you been stuck at the same job, the same salary, the same house, the same car, the same place for years? Have you thought that, if you continue, you’ll just grow old without every really achieving anything else?

What do you want to do in life? What do you want to have?

Imagine yourself at 80 years old, too old and too weak to pursue your goals and thinking about all the things you “should” have done when you were younger.

Like I said in one of my first few articles, many of us want great things in life, but few ever reach them.

What the solution? Here are three keys from W. Clement Stone, the author of “The Success System that Never Fails.” (Click Link for the Book)
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Bakit Pumapalya Minsan ang Financial Education (And Parabula ng Nagtatanim)

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English Version (Click Here)

Sa dati kong naisulat (“The Rich vs Poor Myth: Ang Kayamanan ay hindi Ninanakaw; ito’y PINAGSISIKAPAN”), nasabi ko ang tungkol sa Philippine Poverty Rate na halos 26% na. Marami ang naghihirap, KAHIT HINDI NAMAN DAPAT MAGHIRAP.

Hindi lang din mga pulubi ang naghihirap. Kasama na rin ang mga middle class na naiipit sa “rat race” ng buhay. Tinatawag natin itong “isang kahig, isang tuka” o “living paycheck to paycheck.”

Ano nga ba ang solusyon? Ang isasagot naming mga finance bloggers ay Financial Education. Para sa karamihang walang pera o kasaganaan, ang solusyon ay PAG-ARALAN kung PAANO ito Pagsisikapan.

Pag-aralan kung paano gumawa ng “value” at oportunidad, gaya ng lahat ng mga nagsikap at yumaman (ipinaliwanag ko dito kung bakit).

Napakaraming success at finance books, seminars, government programs, at mga bloggers at manunulat na nagtuturo tungkol sa pagsisikap at pagaasenso… pero iilang lang ang mga gumagamit nito. Maibigay mo man ang PINAKAMAGALING na Wealth at Finance Training sa buong mundo, pwede ka pa ring mabigo sa pagpapasagana ng buhay ng iba.

Bakit?
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Why Financial Education Sometimes Fails (The Parable of the Sower)

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Tagalog Version (Click Here)

In my previous article (“The Rich vs. Poor Myth: Wealth never Stolen; it is EARNED”), I posted about the Philippine poverty rate of nearly 26%. There is poverty everywhere, EVEN WHEN THERE SHOULDN’T BE.

It’s not just the poor who suffer. Much of the middle class are stuck in the drudgery of the “rat race.” It’s what Filipinos call “isang kahig, isang tuka” (lit. “one scrape, one meal”) or a life of living paycheck to paycheck.

So what is the solution? Most finance bloggers like me would say it’s Financial Education. For many who lack money or prosperity, the solution is to simply LEARN how to EARN it.

Learn how to create value and opportunities, just like every rich person who ever lived (check this article to see why).

There are many success and finance books, seminars, government programs, and many bloggers and writers who write about wealth building… yet very few use it. You can give the BEST Wealth and Finance Training in the World but still fail horribly at enriching people’s lives.

Why?
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3 Steps Para Magsikap at Magpayaman

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“Magsikap ka sa trabaho at yayaman ka.”

 

Narinig na nating lahat iyon. Sinundan natin ang payo at nagsikap sa trabaho… pero NABIGO pa rin tayo sa pagpapayaman.

Overtime ka palagi, nagtratrabaho sa weekends, at minsan naghahanap ka pa ng second job, pero hindi ka pa rin yumayaman. Nahihirapan ka pa rin magbayad ng mga bills, at hindi mo pa rin mabili ang iyong dream home, ang pangarap mong kotse, international na bakasyon, pagkain sa napakasarap na restaurant, o pambayad sa tuition fee ng magandang school para sa iyong mga anak. Nahihirapan ka rin sigurong magdonate ng P1,000 sa charity.

May pay raises ka nga, mga bonus, at mga promotion sa pagtrabaho ng maigi… pero malamang hindi ito sapat para sa lahat ng pangarap mo sa buhay.

 

Bakit ang iba yumayaman at ang iba hindi? Paano mo nga ba mapapagsikapan ang mga pangarap mo?
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3 Steps to Make Money and Get Rich

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Tagalog Version (Click Here)
“Work hard and you’ll eventually get rich.”

 

We’ve all heard that advice. We followed it and worked hard at our jobs… yet still FAILED to get rich.

 

You work overtime, work on weekends, and sometimes work at a second job, but you’re not getting any richer. You’re struggling to pay the bills, and you still can’t afford that dream home, that nice car, that international vacation, dinner from that amazing restaurant, and that excellent school’s tuition fees for your children. You probably find it hard to donate even just P1,000 to charity.

You can get pay raises, bonuses, and promotions from working hard… but it’s probably not enough for everything you want in life.

 

How come some people grow rich and others don’t? How can YOU become rich enough to afford your dreams?
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