Your Wealthy Mind

Because Ideas Change Lives

Home » prosperity » Page 4

Listahan ng Mutual Funds sa Pilipinas

by Leave a Comment

English Version (Click Here)

Minsan bumibisita ako sa mga Pinoy personal finance forums at madalas magtanong ang mga baguhan tungkol sa kung saan nila dapat ilagay ang kanilang pera. Marami ang nagpapayo na maginvest sila sa mutual funds, at kung ang baguhang investor ay may kagustuhang mag-aral, mga stocks/equities ng mga kumpanya. Pag may nagpayo na maginvest sa mga funds, ang madalas na susunod na tanong ay anong fund ang dapat nilang piliin. Doon ko naisipang ilista dito ang mga financial companies na may mutual funds (kasama ETF and UITF).

Heto ang maikli at hindi pa kumpletong listahan ng mutual funds sa Pilipinas. Kung may nakaligtaan ako, pakisabi na lang. Sa kung alin man sa mga funds na ito ang nararapat para sa iyo, ito ay magdedepende sa iyong investment objectives o gustong makamit, kung gaano mo kayang sikmurain ang risk o volatility, edad at kinikita, at marami pang iba.

  • High Risk, High Potential Returns: Equity funds o funds na nagiinvest sa stocks. Mainam ito para sa mga mas batang investors na gusto ng pagkakataong kumita ng malaki.
  • Medium Risk and Potential Returns: Balanced funds na nagiinvest sa stocks pati na rin sa mga fixed income securities (bonds), cash, money market, atbp.
  • Low Risk and Low Potential Returns: Bond o Fixed Income Funds. Ito at ang mga money market funds sa ibaba ay madalas nararapat sa mga mas matatanda na nangangailangan ng stabilidad sa kanilang investment portfolio.
  • Lowest Risk, Lowest Potential Returns: Money Market Funds.

Babala: Dapat basahin mo ang objectives o istratehiya ng fund at ang prospectus nito. Ang ilang funds ay mayroong kakaibang investing strategies at ibang detalye na mainam na malaman mo.

[Read more…]

List of Mutual Funds in the Philippines

by 1 Comment

Tagalog Version (Click Here)

I sometimes visit Philippine personal finance forums and beginners usually ask where should they invest their money. Most people would suggest mutual funds, and if the newbie investor is willing to put in the time to study, individual company stocks/equities. After someone suggests investing in funds, the usual question after that is which specific fund should they choose. That is why I decided to compile the financial companies with mutual fund (including ETF and UITF) offerings on this article.

Here’s a short and still incomplete list of mutual funds in the Philippines. If I forgot some, please don’t hesitate to tell me. As for whichever one of these funds are right for you, that will depend on your investment objectives, risk tolerance, age and income, and more.

  • High Risk, High Potential Returns: Equity funds or funds that invest mostly in stocks. This is better for younger people who wish to maximize their potential earnings.
  • Medium Risk and Potential Returns: Balanced funds that invest in stocks as well as fixed income securities (bonds), cash, money market, etc.
  • Low Risk and Low Potential Returns: Bond or Fixed Income Funds. These and the money market funds below are recommended for older people who need more stability in their investment portfolio.
  • Lowest Risk, Lowest Potential Returns: Money Market Funds

Note: Remember to read the fund objectives and prospectus. Some funds have unusual investing strategies and other details you might need to be aware of.

[Read more…]

Paano Gamitin ang Karma upang Umasenso

by Leave a Comment

English Version (Click Here)

Noong nakaraang buwan, nagkita kami ng mga kaibigan ko sa isang mall para manood ng isang bagong spy movie. Doon, nilason ng supervillain o kontrabida ang ilang milyong tao upang palakihin ang illegal niyang negosyo. Doon din mayroong politikong hinayaang mamatay ang ilang milyong tao dahil magiging mas popular siya mula dito.

Sa dulo ng movie, nakarma sila. Ang kontrabida/supervillain ay namatay dahil sa sarili niyang lason at ang korupt na politiko ay nakaposas at ikukulong dahil sa kanyang krimen. Kung nanood ka ng maraming action movies, mapapansin mo na madalas mangyari ang ganoon. Ang mga kontrabida ay napaparusahan at ang mga bida ay ginagantimpalaan. Nakukuha ng mga tao ang nararapat sa kanila. Ayun ang law of karma o ibig sabihin ng nakarma.

Kahit ang kahulugan ng karma ay nagmumula sa salita ng Sanskrit para sa “action” o “gawa”, ito’y tinatawag din sa espiritwal na tuntunin ng cause and effect (sanhi at epekto o bunga). Ang lahat ng ginagawa natin (at HINDI ginagawa o kinakaligtaang gawin) ay nakaaapekto sa ating buhay. Ang mabubuting gawain ay nagdudulot ng mabuting resulta, ang kasamaan ay nagdudulot ng masasamang resulta. Kahit “obvious” ito, madalas nating nakakalimutan kung paano nito naaapektohan ang mga gawain natin at ang ating kapabayaan ay nagdudulot ng ating mga problema at kabiguan.

Ngayon, paano natin magagamit ang karma para umasenso? Basahin mo lang ito.

[Read more…]

How to Use The Law of Karma to Become More Successful

by Leave a Comment

Tagalog Version (Click Here)

Last month, my friends and I met up at a local mall to watch a new spy movie. There, a supervillain tried to poison millions of people in order to expand her illegal business. There was also a politician allowed people to die because it will make him more popular.

By the end of the movie they both get their comeuppance: the evil supervillain dies from her own poison and the corrupt politician is in handcuffs, soon to be imprisoned for his crimes. If you’ve watched enough action movies, you’ll often notice that common trope. Villains get punished and heroes get rewarded. People get what they deserve. That’s the law of karma in action.

While karma comes from the Sanskrit word for “action”, it also refers to the spiritual law of cause and effect. Everything we do (and do NOT do) affects our lives. Good deeds bring good results, bad deeds bring bad results. While it all seems “obvious”, we tend to forget about how it affects literally everything we do and our negligence indirectly causes our own problems and failures.

Now how can we use the law of karma to become more successful? Keep reading to learn more.

[Read more…]

Kapag may dahilan kung bakit ka nabibigo…

by Leave a Comment

English Version (Click Here)

Noong binabasa ko ang librong You Were Born Rich: Now You Can Discover and Develop Those Riches na isinulat ni Bob Proctor, may isang aral doon na ginusto kong matutunan ng iba dahil pwede itong makatulong sa paglaya mula sa pagkabigo. Sa may dulo ng libro, itinuro ni Bob Proctor na may “law of opposites” kang mapapansin sa mundo. Kung may yin, may yang. Kapag may liwanag, may dilim. Kapag may tagumpay, may pagkabigo. Alam naman na natin iyon, pero bakit ito mahalaga?

Marami sa atin ang pangarap maging successful at masaya. Sa kasamaang palad, madalas hindi natin ito natutupad. Hindi natin nakukuha ang trabahong pangarap natin, hindi umaasenso ang negosyo, o nabibigo tayo sa iba pang bagay. Sa anumang dahilan, nabibigo tayo sa mga bagay na nakapagbigay sana sa atin ng kasiyahan at tagumpay.

Meron akong mabuting balita. Kapag may dahilan kung bakit ikaw ay nabibigo…

[Read more…]

Privacy Policy

Affiliate Policy